Hi folks,

I am in need of a personal loan for an emergency situation. But, due to some issue in the past i settled my credit card without paying full amount. And also I have overall due of 2.5lakhs in the form of small personal loans that I have taken in nbfc in the past but didn't pay correctly on time. My cibil score right now is around 650. Can some some one suggest me how to get loan with this kind of past. My salary right now is 2.5 lakh per month.

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