Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

If I’m contributing to my Roth 401k vs pretax 401k and my employer matches 10% of my contributions. My employer match be 10% on my post tax contributions right? Technically meaning I’ll be getting less of my 10% employer match then if I were to do pretax 401k since that match would be on a higher amount?

What is the most reliable way to make $750k a year by your late 30s?

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Anyone interested in property (land ) purchase in Group..

Contact me if interested:
9604060922

Novice investor looking to invest 100K. Do I DCA into ETFs / Mutual Funds?

In what increments (eg. $1,000) and cadence (eg. Monthly) should I DCA?

How should I spread out the increment across ETFs (eg. Equal percentage in each)?

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Thoughts on the new Chase Freedom Flex?

Need a working flatmate
Spacious 2bhk in Springfield society, Kharadi.
(Opposite to Reliance mart, less than 2km from WTC)
Brokerage 25k
Monthly rent 25.5k
Security deposit 50k
All above expenses to be divided by 2.

NJ Personal Income tax question:
My wife and I file a joint return. We were part time residents in 2020z unfortunately, we both filed our joint tax return. My wife sent via paper and I sent electronically. Any idea what happens now? Can't get ahold of anyone.
To make matters worse - NJ doesn't have a paper part time resident return - so you file a resident and non resident separately. Ours net to a refund but the resident one shows a large amount due and the non resident shows a large cont...

Hi,

Can I pay full hra amount as rent to my parents to get hra exemption benefits.

HRA: 5 lakh

Angel investors : What returns do you expect when investing? Also what’s your range of investment?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Implications of a PE firm selling and a company bringing on a new investment partner?

My realtor looked at a unit for me, and shared the video w me. I’m interested. The unit is on MLS. Then he posted on his IG story seeking buyer. I’m kinda annoyed because now I may have competitions since he is my realtor OR should I be ok for him to do that since it’s equal playing field on MLS?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Hi Fishes, Got a call from SAP for functional role .I have 10 yrs exp in SAP functional skill , how much can I ask for compensation. Since when I asked 50% hike recruiter behaved abnormally and denied it.
What's job level and avg compensation for 10 yrs exp resource in sap labs.

What are Auditors making at start ups/unicorns? Obviously the Software Engineers are the ones making small fortunes, but what about Auditors? Are they granted a good chunk of equity as well?

What is the Wharton HCM interview like? I already had a discussion with June in the summer and got all my questions answered. Is this interview any different?

Enrolled in Stern for a few weeks.
The number of the alumni and current students that go to top consulting firms FT& summer intern are countless even for a small class size.
Stern is way more than a finance school. Given its location, do you want to spend your 2 years in a rural area or heart of Manhattan? Location is almost everything for business school. (I have a friend in Cornell that frequently travels about 5 hours to NYC for events.)

Interested in moving into this space, eventually, once I get more experience. What career paths exist within CSR?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

What are "paper pushers" called nowadays?

How much do Nursing Assistants make in Michigan? Metro Detroit more specifically?

I want to ask for a 20%raise, knowing that the company is planning the year budget around now should I give my manager a heads up as to what I’m expecting before my salary review? I got a 0.6% raise at the start of 2020 and a 4% in April this year. The raise this year came with the title of “Lead” and more work responsibilities, talking with a co-worker we now make about the same amount. I started working here right out of college (10 years).

Hi All,

I finished my managerial interview today 15th april for cloud support associate and still havent received any outcome of the interview. I finished 2 techincal rounds before and got the results on the same day of the interview. Can anyone help me on this please

Hello Fishes,

May I know what all the topics will be covered in the first round of interviewfor the role of "Data Analyst" in Comcast Company...

Thank you 😊

Looking for advice on some resources or suggestions on how to start with programming for GPUs. I am 7 years into coding and I don’t know a thing about GPUs! I don’t know why this subject is not taught in schools.
Appreciate your support in helping me learn!

What is a good salary for a director in NY?

What's the ACD salary range in Chicago? Same for in-house?

What would be an Associate Director salary in Sydney or Melbourne for South Asian Female someone with 10yrs core experience?

Anyone have any success with American status matching current United status?

Anyone ever asked to sign an NDA prior to interviewing? Just had a DocuSign sent over for a phone interview I have next week

What are the best cities to live in for FIRE?

what are the tax implications when you withdraw from your espp? what are the necessary steps you have to take so you don’t get overtaxed?

What’s the meaning of life before FIRE and after FIRE?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

FIRE - What is your total net worth so far? What's your profile?

I’m looking for assistance on building your own portfolio in my traditional 401K. I’ve been reading that it’s important to choose funds with low expense ratios. Also, that it is recommended to have at least one US stock, international stock , and bond. I am 24yo so ideally, I’d want to allocate 90%-100% to stocks and 0%-10% to the bond. Any other things I should be looking at?

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

For those of you who made your first million in net worth, what did you do next?

What are some aggressive ways to control your spending? I tried a little but of everything(paying myself first, only debit cards,cash) but seems like i have the urge to spend and i do so. Any tips?

I’m considering building up my I bonds to eventually replace my 6 month expenses emergency savings account. Any downsides I’m not considering? If I slowly ramp up and ladder, I can partially withdraw any amount if I need to after a year. Even with lower inflation in the future, I’m guessing it’s going to beat a savings account yield. Thoughts?

Decided to payoff my mortgage.

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Sooo AMC.. who’s in?

😂

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂