Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

If you have a regular office in an office building but also do work at your home on a regular basis (no clients coming to home), can you use the home office deduction when you do your taxes?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

In prep for backdoor Roth, I converted my pre-tax IRA money into a 401k to avoid any pro-rata tax issues. Anyone know if there’s any sort of buffer period I need to wait or am I safe to do back door as soon as that money officially hits the 401k?

I already have a cash flow positive condo in my name and now planning on buying a townhouse with SO. How should I go ahead with it as qualifying limit from my end in the purchase is only half of rent receivable from condo and the fact that condo is investment and cash flow wise, expected rent is covering 130-140% of my monthly cost of ownership of property?

Have +100k in student debt, making around 100k at 22 years old, what’s the best strategy to attack student debt? Do I sacrifice saving for retirement? Or sacrifice having a real good savings account to save up to buy a property?

How do you guys invest your money? Max 401K?

I can’t believe we’re at the worst time to buy cars in the history of the world but people have no self control and elect to massively overpay for these things. If you’re buying a car at these prices, you are part of them problem

Hi! This year I have been blessed. I made 200k from selling stocks and still has about 700k worth of shares. My family of 4 were struggling to make ends meet the past few years because California, everything is expensive including our mortgage. We are trying to organize our finances, we have 401k &got the house refinanced. I’m interested in investing in rental properties. I have read some blogs and watch some videos but would still like to hear from people some tips on investing with cash flow?

Looked at how much I made in 2004. First year in the army. 15K 😂🤣😅 before tax.

My sister in laws firm has no employer contribution in 401k. In that situation, which is better - putting money in a Roth or the 401K?

Can I still move my crypto to cold storage if voyager suspended trading??

If Fuqua worth taking on serious debt (150k) to pivot to Finance? Wondering whether it should be M7 or bust

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Anyone trade riot blockchain? Seems like they just mine cryptos. Might be a good way to get options access to diversified cryptos

Nice day. Are there any experts in real estate investment? I thought maybe we could discuss it.

Which is a really good stock signal/alert service that you would recommend? Something that provides buy/sell price signals with very good accuracy.

Thinking about buying a house in the Jefferson park area in Chicago. Anyone already living there willing to share the good, the bad and the ugly of the area? Thanks!

Why mortgage rates are so low? (considering Fed’s upcoming tightening and inflation)

It appears that refinancing (with cash-out) is much cheaper than home equity loans? (fixed vs variable loans), this does not make any sense to me. Thoughts?

I have about $45k cash on hand. Job looks pretty safe but I want a fall back in the event of job loss and / or recession. I have student loans of about that same amount on pause but at an 8% interest rate once they start up again.
What should I be doing with it?

Does anyone recieve there salary for hdfc bank today??

Is there any group of people interested in playing poker on weekend. Obviously not with real money XD.

Best tools to manage paid digital across Google, YouTube, Facebook, Instagram, and LinkedIn? Current agency is newly offering paid digital retainer services and process/management is a mess. There must be a better way. Currently using a spreadsheet to track spending. That’s it.

Views on Zomato ipo?

Wait and watch how Saturday & Sunday fly by 😐

Has anyone moved to another country and kept their corporate job? I’m thinking of moving to my home country, but wondering if I could bring this up with my company since we’re entirely remote.

Hello there.
I am a junior front end developer(2+ years) and doing my Masters in Information Systems now. How possible is it to find a remote job at UK?? Living at Greece and working for company at UK. Except freelancing...

Managing people is hard, y’all. Any advice for a newly appointed CD with a lot more managing and a lot less creating on their plate?

Hi Team

I got offer ZestMoney and I also have offer from Nagarro but as nagarro is a service based i am more intrested in joining zestmoney. I saw the reviews of nagarro saying its soo good work culture.. Even in zestmoney i see good reviews but i am very much worried is my decision correct.

SALARY WISE BOTH ARE MORE ARE LESS SIMILAR.

Please help me out

So, I have 1 class of SLIFE students (Students with Limited or Interrupted Formal Ed). What are some good life skills to teach them to help them adapt? A lot of them will be able to work soon.

Have you ever been laid off? How'd it go down? How'd you handle it?

I think I should be safe in an economic downturn, but a junior and worrier about money so I want to prep as best as I can.

Are there any in-house roles for junior associates?

Any joining bonus will we get if we join in tata elxsi as experienced?

Received PGT results today and am thrilled we do have normal embryos! So over the moon, I know we have a journey to go but celebrating this milestone! Sending all the positive wishes to all of you as well!

Any ivf centers in houston that you recommend ?

When is it too late to transition out of insurance defense

Decided to payoff my mortgage.

Does anyone have any experience with buying & renting real estate properties in Florida? Good idea or bad?

I’ve been looking at apartments in Brickell, Miami. This would be used primarily to rent via AirBnB (or a full 1 year lease if I can find a a decent tenant).

Any advice is appreciated.

Thanks all

I have about $45k cash on hand. Job looks pretty safe but I want a fall back in the event of job loss and / or recession. I have student loans of about that same amount on pause but at an 8% interest rate once they start up again.
What should I be doing with it?

What stocks or funds do you invest your IRA contributions in. Just opened up my IRA last week and looking to see where to invest in.

What changes (if any) would you make to your life once you reached Coast FI? Mid 30s, no kids. I like my job but the intensity is unsustainable in the long run.

Anybody in the Houston/austin area have a tax person to recommend - or should I do this myself? NW $2.2M, income $280k, LLC side hustle, standard deduction. Seems straightforward but not sure if a tax guy would be advantageous

Is a 1 bedroom apartment big enough for a couple, especially if one primarily works from home? Thinking about moving in with my SO.

Have money invested in S&P 500, and now starting to regret not having diversified to international stocks as well. Would want to diversify now to buy a total stock market index, however since S&P 500 dropped more than that index, not sure it’s worth to crystallize losses to do that. The alternative is to stop buying S&P 500 and start buying other markets as separate ETFs, to eventually bring in line approx. with total stock market index. Any advice on the best course of action?

So pumped. My portfolio went up from $1000 to $1015 yesterday. So much gains. Maybe I’ll put another $1000 in. I’m not telling you any of my secrets.

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

Anyone here own multi unit rentals as a source of supplemental (or main) income? Looking to enter the space and would appreciate any wisdom/learnings you may have to share 🙏🏼

Anyone follow Millennial Revolution?

For those of you who have a side gig in real estate, what do you do and how much $ do you make from it?

If we did the after tax voluntary contribution (with the intention to roll it over to back door Roth) but don’t get it rolled over before the year ends, what happens? Can we do it after Jan 1? If not, is that now just a separate retirement account w our employer (did mine w McKinsey, after maxing out Roth $19500)

Is it possible to live off 12k/year?

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?