Hi, I have 5.11 YOE and have offers from :-

1.American Express - 36lpa+ 2 variable
2.Mastercard - 37.5LPA with variable
3. MMT - 35 fixed + joining bonus
4.EY - 32 FIXED + variable

Please guide me which company to join which has great benefits and overall good hikes every year.

I want to know more about MASTERCARD and American Express?

It would be great if anyone can guide me in brief and is it good package for 6 YOE ?

like
Posting as :
works at
You are currently posting as works at

Mastercard is good option along with American Express.
You can decide based on project and skills required
Don't expect much hike since you will be at high base.

likesmart

L6 doesn't guarantee high base.
This person is accomodated for this CTC in L6.
For example a lot of L6 are getting more pay than L5.
Band doesn't mean you will be always paid at above the range.

Choose between AMEX and Mastercard with a preference to AMEX.
Both orgs are good but with Mastercard as others have stated there is a bit of uncertainty currently.
DM if you need input about salary range.

likehelpful

What is ur current ctc?

like

Are you guys getting this much😲 for 6 years exp?

like

😂😂

like

At what role and position are you joining in Mastercard. Its going through a lot of reorg and kind of unstable right now

like

Bro you answer my questions, I don't know what is ACS

location Pune or GGN?

like

Pune

like

Avoid Mastercard currently because there is a lot of uncertainty currently. American express is a much better option

like

Avoid Mastercard, lot of reorganisation going on and always rumours about layoffs. also you are joining at higher base with this yoe at Mastercard so do not expect much increments

Check once with someone at Am express and if conditions are better there then join

like

Conditions are same there too

If conditions with restructuring and job security is same between Amex and Mastercard.

In that case you can choose Mastercard.

All the very best. all of the offers are very good considering your YOE

like

For all these companies, interviews were online or f2f ?

like

Tech stack?

Ok so comparatively it’s a good prospect wrt your tech stack and other offers that you have. However you need to be aware that current situation of Mastercard is bit tricky as there are news of layoffs. DM if you need to know more

like

Please let us know your experience with mastercard, if you join there. Even I'm expecting an offer from them. Your opinion will help me to make my decision further

Can you share the salary break up screen shot from the offer letter? I want to compare it with my current offer

please share with me too

Avoid mastercard. Not a safe bet looking at market situation. Leadership has shuffled and lot of restructuring happened. AWS and Java are not niche skills so you can become vulnerable. Also depends on what team you are tagged to. Go with Amex. It has lot of potential and salary hikes are amazing.

Amex is not as good as people say atleast in finance. Colleagued abroad don’t respect your work timings and you are often forced to stretch long hours as per their timings. Petty politics from managers. Do research on the team before joining.

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