Hi,

Partner is self employed and wanted to buy a house in nyc. How is she supposed to borrow? Every lender seems to think she makes too many deductions and therefore her tax income is considered too low.

Do you have any lenders to recommend in this case?

Anyone heard of the Select Card?

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Can you buy fractional shares in Schwab for stocks not part of the “Schwab Slices” list? Example if I wanted to buy 5.5 shares of TDOC is that doable?

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

Did anyone get a jumbo loan with less than 20% down?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Ally bank dropping rates again. CD a good choice?

Trying to avoid paying an accountant, can I actually write off home office space/mileage if I was just permalancing for 3 months last year? Shouldn’t the 7 months of W2 take care of this 1099 shit?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Anybody using Marcus high yield savings? 1.9%APY seems like a no brainer, just want to be sure I’m not missing anything.

What’s a safe level of income to buy (or finance) a boat?
I’m aware they are money pits but want one to fish / get out on the weekends

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

Im so happy! I just paid off all my debts!

Guys ..
When will final settlement take place? What will be the components of it?

Whats your favorite case management software? My growing small practice is looking for recs

How many spark points have you got since the initiative began. I've received about 2200 spark points till date.

Anyone know of mid-level copywriter openings in New York right now?

Hi all

Can someone please refer me in TCS for any opportunity
I am working at wipro, having 2.9 YOE in Manual functional testing, in Telecom domain
Please help, as I am trying from 6 months for a change, but in vain
It would be a great help

Skills:
Functional testing
Regression Testing
Progression testing
BRM testing
Sql
Unix
Billing and Invoincin in BRM

Tools:
Siebel CRM tool
QC-ALM
JIRA
Bugzilla

What is the pay bracket for DI AM level (A&A)?

Hi,

can someone highlight as how much we can expect for band 8 with 14.6 yrs exp as a security professional.

Hi all,
Will an offer made in paper by one organization get revoked if a counter offer from other organisation is submitted to negotiate a better salary?
Also need an advice on should i submit the counter offer even if i prefer the first organisation only to improve the salary which is less as offered now?
Please share your thoughts. Thanks!

For those that have been in awhile and looking closely at retirement. Are you switching careers or if you did how did it go? What advice would you give someone four years out from retirement?

Have any of you mentored a student? College or high school?

Can we add parents in group insurance as dependent?
How and when?

Does interviewing candidates while at MBB make you a better interviewer (such as when doing a case interview for PE funds)?

How’s the wlb at shopify for their bizops team? Particularly in the new teams they’ve been launching

Hi Fishes, Can anyone throw a light about Genpact Pharma/lifesciences analytics practice in India-Bangalore. Considering for a potential opportunity, I have 9 years exp.
- How is the culture, wlb, and growth curve?
- About year on year hikes
- leadership team focus on mid tier's growth.
Genpact Genpact Headstrong

Accenture Deloitte Axtria IQVIA ZS Associates

Is bfs account Contract get extended or they simply release and we get bach to parent (cts), for another project is complete bgv happening or they just handle from their side?

Question about B-2 visa extension. My mom came to US in Jan 2020 and I filed an initial extension for her to stay until Jan 2021. Is it possible to extend the stay further? What is the process?

Still want a recruitment bonus 👀. Lmk if you’re looking to lateral!

Looking for nonfiction book recommendations relating to international history/diplomacy/American foreign policy!

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Hi - any good books recommendations for getting started on real estate investing?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Any Property Management recs in Seattle area? :(

Any one knows what’s the easiest way to order a radon test for new construction?

Anyone take the WI Real Estate state exam? Any tips on what to study?