I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Has anyone found a good mutual fund that matches Dave Ramsey's recommendations? I've always dumped into an s&p500 index fund, but have some time to explore other options. Curious where to start.

Any recos for a fee-only financial advisor that’s under $300/hr? Need to understand sole proprietor/small businesses.

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

We are 3 guys looking for a 3bhk flat in Kharadi/ Viman Nagar/ Kalyani Nagar

Budget:
If unfurnished 40k
If furnished 45/50k

Brokerage: Atmost 1 month is acceptable

Any lead is appreciated. Even relevant broker contact

TIA

Making partner at my firm! $250K budget to get a celebratory car: recommendations and why?

I currently drive a GLC 63s which I love. This would become my daily driver I suppose; but I don’t want another benzo.

What is a good credit card to get for travel?

What are the realistic alternatives to coinbase? Fees seem outrageous.

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

I'm going to accept an offer that's 150k+🎉 I'm a single filer, no kids. I'll be able to max out: 401k, HSA, but from my understanding, I will not qualify to utilize IRA? Aside from building a 6-month emergency fund (HYSA), what are potential next investment vehicles? I do know I want to start purchasing real estate for cash flow. But what about mega-backdoor Roth IRA? I'll admit, I still need to read more on it.

Just curious what investment vehicles you're using to get to FIRE.

Thoughts on investing long term in BA at current price?

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

Favourite money saving hacks? Signed, Broke in New York.

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

Recommendations on how to simultaneously pay off student loans and invest?

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

Feeling very anxious. I have no idea why or about what. I just feel this lump in the pit of my stomach and a tightness in my chest and worry/fear on my mind. Like something very bad is about to happen

Hey all, can you pls recommend resources to get up to speed on Fraud and Risk management for Payments in fintech? Books /sites? I’m not in consulting anymore so no access to internal decks. Thanks!

Does H1B transfer in India need stamping again? Please let me know

In-house creative team for major American brand HIRING freelance designer who loves to concept/make social content.

Could lead to full time. Send book!

in.house.team.fishbowl@gmail.com

Can someone help with a list of ELSS scheme a newbie with investment start with.I am looking for tax saving but have no idea about these MF

Australia onsite offer from a company for my cousin. Tenure is 2 years
Package is 7000 AUD per month
Work location is Sydney
Is this enough for a couple to live there?
Can we save some money?
What is the cost of living there? How about tax?
Assume like everything they have to buy in Australia from scratch

Need your suggestions

TIA

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

What’s the comparable Audi to the bmw 540 and which one (Audi vs BMW) is the best bang for the buck?

Happy New Year Everyone! And remember to write 2 instead of 1. Have a Great New Year. Stay safe.

Hi. So I'm about to begin employment with United HealthGroup. It will be for Medicare recipients. I have some years experience with Medicaid. Any advice? I know, at first, it'll be working on the phones. Any thoughts also on how to get off the phones or how to move into other positions? Thank you.

I’m trying to get a rotation in FDD but my partner is worried about temporarily losing resources in our advisory practice. So, what are some things I could learn in FDD that I could bring back to the advisory practice that might convince the partner to let me go on rotation?

After nearly 20 years in the military serving in T&E and HR roles, I’m considering moving on and have been conducting lots of research into consulting. BS, MA, and SPHR cert - no MBA. I’m looking for suggestions or advise about transitioning. DC Metro area is likely landing spot.

I am looking into the CCP (Certified Compensation Professional). It seems to be quite an expensive exam.

If anyone else is studying, let me know and maybe we can share study materials!

For those who have taken it, are there any cheaper or alternative study materials to any official guides you would recommend? I went this route with the PHR and SHRM-SCP and passed each on the both try, so I wanted to see if that method may be viable here. Any recommended order to take courses in?

Is anyone a member of the SHRM Executive Network and do you see any value in your membership?

So I work as an assistant manager at a restaurant for the past 9 months. I've worked in restaurants for the past 6 years science I was 16. Now I'm 22. I went to a trade school for media and film. I got a dream opportunity to work in the field making about the same or 10% more. I told myself the only reason I'd leave this company is for this type of job. Should I take the chance at this job and leave the restaurant that is on the rise and growing?

👋🏾

Currently at a Tier 2 Strat shop, looking to lateral to MBB PEG/PIPE in the next 3 quarters.

Anyone ok for me to DM?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

How can I invest in real estate ? Looking for an additional passive income source

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Any one knows what’s the easiest way to order a radon test for new construction?

Just bought a new primary residence that needs work. Current home has ~$100k equity after buying in 2019 with <$20k down (appreciated around 20% in the last 3 years, in a major metro area). Would you:

1) Lock in the appreciation & sell now. Use some for renovations/other investments.

2) Keep for another 2-3 years & rent out for a small cash flow (<100/month if self-managing), get a HELOC if needed. Note it would not pass my investment criteria if buying today.

3) other approach?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

How might I start to evaluate whether or not it’s worth it to keep my current primary residence and turn it into a rental, instead of selling and using the cash to roll into the next down payment for our next home? Currently in our “starter home” and thinking to upgrade in a few years. Some figures to consider for current house - 299k purchase price, 240k left on mortgage, could prob rent for 2250-2500/month, or sell for 375k. It’s in a desired school district, but in the “city” tax district.

Do you thank your tenants for paying the rent? A quick thank you text?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

Any Property Management recs in Seattle area? :(

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?