What are pros and cons to converting your former employers 401k into new employers 401k vs traditional ira? I feel like traditional ira gives me access to entire stock market and having it 401k restricts access to select funds which also means ill not be tempted to do stupid stuff and lose my retirement money. 50/50 right now. Thoughts, advice, recommendations, experiences?
Mass mutual guy came out other day and insisted 401k plans was where it was at. All other advisors say it's waste of time. What's what guys?
What kind of benefits does your company? How many weeks of vacation did you start at? Sick time ?
My current ROR on my 401k is -12.97% 🙃🙃. I know rates are pretty bad now, but is this lower than y'all? And any advice on how I can learn about investing wisely for my 401k?
135k base and I would like to buy a Porsche. I have 20k in student loans and no other debt. Go for it? I'm not even into cars but every time I’m dashing through the Target parking lot and see one, it’s like love at first sight😍. That is my only justification 😂
Is 50% commission a good “salary”? Just received an offer with the following details: - 50% commission. Stepwise increase by 5% for every $5k per month (e.g., 50% of first $5k, 55% of next $5k, etc) (Resets every month) - treated as independent contractor - no health insurance, no 401k - no hour requirement, WFH option, flexible hours - they cover bar dues, CLEs I feel like 50% is very high. Obviously being an independent contractor costs me a bit more, but does this look like a decent deal?
What’s a good fun purchase on a associate 1 salary. I’m putting my max in 401k but I want to splurge on 1 thing.
How do you max out your 401k contribution for $19,500 limit without knowing what % contribution will get you there? Fidelity provides these calculators to help you figure out what contribution to set but I’m still not sure what % will get me to perfectly meet the limit without going too over or under in a year. Any tips on how people figured out the right contribution rate? Do people just go with 10-15%? I’ve been having it at 5% and feel it’s too low
Why is it so hard to find a generalist role in NYC? I’ve worked for the tiny firm where I did a bit of everything but the firm was managed by one person who was about to retire and had no interest in growing. Now I’m dealing with PE and hate it due to how boring it is. I’ve spoke to tens of firms by now and most seems to concentrate heavily on partnership from which I’m actually trying to get away or solely on UNNW and family offices.
What are your 401k allocations? Broadly speaking. I’m in 60% large cap s&p500 US, 20% Intl, 20% growth. Found out recently we can invest in any stock/security within a 401k. Just need to open a traditional brokerage within it and transfer. This whole time I thought we were limited to the ~20 fund options. Accenture people at least.
What's your 401K % matching and with what company? I'll start, Noblis esi, 9%. Trying to get an idea for what is 'normal'.
Can anyone recommend me a financial planner in Los Angeles? I started a new job 2 months ago and need help making decisions about 401k -> rIRA, backdoor Roth, CA 529, and some real estate related implications of inheritance. TIA!
Opportunity for a lateral move as a sr consultant from EY to FTI consulting. Pay would be slightly more, but benefits much better than EY (ie health coverage, 401k match, bonuses). Worth the jump?
EY folks, why does Independence ask that your spouse rolls over their ex-employer's 401k to a current one? What if the spouse doesn't want to do it? What are the options?
Do Directors at Deloitte get a pension after retirement? What is the structure / range of the pension for Simone who stays director at least for 10 years.
23 y/o, 75k salary, no expenses besides my student loans (40k at 4%). Looking to increase my 401k contribution from 6% as I believe the economy will continue to do well. I moved home to solely focus..
Real Talk: New Year, New Goal. Share your age, NW and goal for this year. To start off - 38, 650k, 800k
Any suggestions on where to get a rubber strap? I have an old Tissot that needs a new one. Less than $50 would be ideal. TIA!
Going to Singapore for two days in July. Any affordable lodging spot / activities to do?
Omg guys, Ali Wong is getting a divorce
Technology Humans and Taste is looking for an experienced senior PM! Must be excited to join a young, small, and fast-growing creative company and work with senior leadership to create new processes.
What’s the best resource / book to learn about integrated business planning (IBP) and best practices to implement?? Thanks for any help!
What experiences are you going through at your agency and are getting no support from management or HR?
Anyone else absolutely hate when your MD or VP texts you instead of emailing? Like leave me tf alone please
Merry Xmas Everyone (and happy holidays!)! Thanks for making the watch bowl such a fun and helpful place. 2020 will be memorable for all the wrong reasons, but hopefully the timepieces we have and admire remind us that it’s the present moment, with loved ones or thinking of loved ones, that is what’s really important. 🎁 And may your stockings be stuffed with 5711’s, 15202’s, and a Daytona for every boys and girl! ☺️🎅🏼
Hello everyone. I am an international business and finance fresher looking for an operations and logistics job.
I’m at a small firm (owner, myself, and two non-attorney staff). Owner approached me about partnership. Whose got resources I should review about making the switch from associate to partner? First generation lawyer/college grad, so other than professional connections, I’ve got me, myself, and I
Super excited to be part of the group 💕
Unfortunately I got canned, but I don’t think that means I have to eat canned. I gotta be poor, but that doesn’t mean I have to eat poorly. Suggestions? I’ve definitely wanted to up my Cajun and Indian game, but open to any idea!
Guys I have my offer at PWC conslt in August. I will be moving from Toronto to Dubai. Is it possible to get rescinded? I am a consultant in Toronto and scared of the volatility of Economy amid Corona?
Doc just prescribed Zoloft for my anxiety. Have any 🐠 given it a go for an extended period of time - and if so, did you see positive results?
Do you call him daddy or do I call her daddy?
For working “new parents”: gift ideas, please.
Is there an elegant way to reject the 1st hold BS? Are agencies working with holds open to not have it for a particular case or is it a strict policy for them?
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