Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

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I am assuming you mean VIIIX? If so that is a great fund if you want all US equity. To diversify you could add an international fund. Or you could use a target date fund. I don’t know what options you have so hard to suggest anything

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OP how did you find the options above? I also have hsa through healthequity but can not find these options…

Personally I just do one fund in my HSA and diversify elsewhere.

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