Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Last song you listened to.. go!

[Important] One of my friend is desperately looking out for a job. Currently working as a Data Analyst at **S. Highly skilled in SQL. Other skills include SSIS, Power BI, Excel. Has 1 year 4 months of experience. Please let me know if you have any open opportunities.

State of decay 2, Xbox?

Interviewing at McKinsey and wanted to understand the reality of the travel expectations of a solution leader at the manager level. Thanks!

How much does a Merrill performance coach make? Band 4

Any patio recommendations?

Hi guys,

I am in lot of confusion right now. On 5th of Jan was my scheduled joining but didn't received any invite link and when enquired got to know that my BGC is in progress. I checked with all the employers of mine and they seems to complied with all the requirements from TCS, still it is in progress. So I am not sure what to do? Please help me.

Hello! I was offered a position at a start up biotech company. I would describe the position as a field laboratory technician (like Thermo Fisher) They’re offering a 60K salary. Do y’all feel like that is enough? I want to negotiate.

I’m 30, should I consider joining S& Middle East as Senior Associate in attempt to make Manager and leave? Is it too exhausting? Will I burn out before I get there? And how long to Manager?

Anybody have strategic tips for combating bullying for productive conflict resolution fir high school kids?

Got a new job and will start H-1B transfer. What’s the risk of giving my notice right before LCA is filed or right after? I know all lawyers advice to give notice once H-1B receipt is received but I need a break from my current role and want to have some free time before I start new role. I am fairly positive of the H-1B transfer at my new company as it’s a big tech firm

Does PWC give free Udemy access?

1st time going to Spain in May. Thoughts on the itinerary? Barcelona 4 days -> Seville 3 days -> Cordoba 1 days -> Grenada 2 days -> Madrid 3 days

Hi All! For those that have had HSGs/saline sonos done, did it mess up the timing of that cycle? I’m going on 2 weeks after my period was supposed to start (and am not pregnant) and frustrated because my doctor is waiting on my period to start in order to start with IVF. Thanks in advance for any insights you may have!

One of my friends works as a Director in Nagarro. She has been there for 7 years and has a CTC of 42 with total yoe 17. Per current trend this is low even though she is a constant top performer. She says that even though delivery people play a pivotal role, they are not paid well. In her team, she sees technical people earning 45-50 at 10-11 yoe. So the factor is 2.5 for delivery vs 4.5 to 5 for technical roles. Per her, this is quite common in Nagarro & she is not an outlier. ctd in comments

People who are joining Nagarro, Make sure you are aware of the project details before joining...lot of projects in Nagarro are sub contract projects..
Make sure your skills are matching. Don't just see package only...

Anyone at Deloitte in nyc?

Anyone know of a swing trading service? Looking to pay for calls/puts direction over weeks- not day trading

To get this rolling - anyone used Fundrise? Experiences with it (rate of return, satisfaction with service, etc)?

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

Just started my career and looking for advice. Other than putting money into my 401k what opportunities should I be looking at? I live for free so I have a decent amount of money.

I bought a bunch of stonks this morning. How long until I am rich?

The market is down. Are you buying anything today?

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Don’t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didn’t come from $ and are figuring out how to not be idiots 🙃 tbh we would prefer to rent forever but that feels dumb???

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

Better to Airbnb out a rental or find a 12month lease tenant?

I have a 401k still in the Deloitte plan. What are your thoughts of rolling it into my current 401k or leaving it where it is?

2021 roth ira limit is 7k? Or am I reading it wrong

I'm leaving my current job soon to go to a new company. My 401k is in company #1's "target retirement fund" through fidelity, but currently down at least 13% last time i checked (vested balance is a couple thousand $ less than I've invested).
Is it better to just let it sit rather than transferring it to whatever company #2's 401k is? Not sure how to handle it but company #1 said they won't touch it and it's up to me to transfer it if anything

What is the deal with online lenders for mortgage? Has anyone used them or know why they are substantially cheaper rates? What’s the downside?

I’d like some independent views please, on a financial decision my wife and I are about to make. We’re looking to buy our first/dream home and the property is valued at $1.25m. We have savings of $250k and our HHI is c$350k, with no debt. We will probably exhaust our savings on the deposit and closing costs. A $1m with mortgage at 6% with property taxes is c$8k/month. We net about $14k, we think it’s just about manageable, however keen to get your views please? More context in comment below.