My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

Would anyone happen to know of some resources one can use to learn about investing and finance?

I’m curious how much people here earn per hour given the total hours worked each week incl. commute time. Factoring in 401k and post tax salary, I make $34 an hour. How do u compare?

Real estate help: Boyfriend and girlfriend buy a home together with a loan from bank. Boyfriend and girlfriend are now separated and both agree that girlfriend will live somewhere else. Both agree that they would like to take girlfriend off the deed but also off the hook with lender bank. What would you do in this situation as attorney for girlfriend?

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Can someone share experience of No broker's relax plan? Will it worth to buy while flat hunting?

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

When did u buy your first house( such as career level, savings, family situation), and do u recommend buying when spouse’s job/income is unstable?

Is Google open to remote? Interviewed within the healthcare research department, waiting to hear back from recruiter on next steps.

Hi, does anyone know when an employee becomes eligible for maternity/paternity leave at either Gilead, BMS, or Merck? For NVS, it’s day 1 of employment but not sure if that’s common within the industry.

Can someone please help me with the reimbursement amount CBA provides for goods transportation?
TIA

Is getting into ARK funds at today’s price a no brainer or still risky? Currently in VOO/VTI and Vanguard mega cap MGC/MGK. I don’t want to fall under the belief of historical performance guaranteeing future performance, but ARK is so appealing

If you could right now, would you buy a house in full cash or invest in the market?

Hey guys who are some of your M&A clients? I’m trying to figure out what stocks to buy.

Does anyone have experience working for a ALSP? How does compensation work (pay and benefits)? Are you an employee or technically an IC? Do you have billable requirements like at a firm? How do you think it prepared you to potentially move in house? I'm currently at a firm but thinking of taking a position with an ALSP but my goal is to go in house.

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

How many hours / weeks did you study for the gmat?

New wage code...what is in it for us?

How are you guys thinking about booking appointments for 1st time H1B stamping? Every time I open the site, there are no slots available for 2022. I’m sure majority of you have faced the same. Also, heard that some people have reached out to agents and got their booking done via them. Is that even a safe option? At this point of time, having being waiting for appointments for months, I wonder if there’s any other option ?

I’m a copywriter and I’m shite at writing cover letters, which makes me feel like a fraud. Any other writers feel this way? Any advice?

Is anybody here a notary? And how much are you making from that? Is it a potential side-hustle?

Anyone live with a general plat exception rather than insisting upon the title company specifying the matters on plat which constitute exceptions? This deal is in Source Carolina, but I don’t think the title company is pushing back because of any state law issue. I’m not accepting the broad exception, but I’m curious how often others do accept that.

Any body got retention offer from LTI?

CAIA or CMT?

I do institutional sales for an asset manager. Am graduating in the fall with an MBA from a top 40 school. Would like a designation but dont want to do the CFA.  Between the CAIA and CMT: which one is more applicable to asset management, and better status/recognition? appreciate any insight

Anyone working in public policies or sustainability domain here? Particularly in the tech world? Working on an ESG project and need some advice!

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

What exit opportunities are available for a financials implementation specialist with about a year and half of experience? I’ve decided that I no longer want to work in Oracle for a variety of reasons, but mostly the lack of good training options while still expecting me to get certifications are really driving me to find something else.

Software Development/ Tech Consulting/ Product Management. Which pays the best in terms of money and WLB in the long run?

Hi Fishes, How much package should I ask to a product base company. I have 9YOE in Data Engineering profile worked on spark,kafka, Mongodb, AWS components, Airflow etc

Maybe this sounds privileged.. or plain dumb... I just got back from a really fun vacation and I’m sad! Guess i got the “back to real life” blues. How do I get back to my happy self!??

The past two days I’ve spent to my entire day doing things that really can be done by a paralegal. So I hired a freelance para. Any tips to make this a success? What’s your tips to train and get your para up to speed?

I’m pretty passive when I’m disrespected by creative but I think it sets a bad example for my team. If any of my reports were spoken to the way I was I’d raise hell...how set example?

My husbands company does not offer after tax contributions. Since pwc does, is there a mechanism where I am be able to increase mine to roll over to his? Understand it wouldn’t be straightforward, but wanted to see if there’s a way to do it. I know we would each be subject to the 58k in tax advantaged accounts.

What are your thoughts on Baidu as an investment?

I have $200K in betterment for automated investing (eg 90% stock 10% bond) and use Personal Capital to track all my accounts. Recently personal capital approached me to use their advisory service to manage the investment - the fee is 0.89% vs. 0.25% at betterment. They don’t seem to have a better strategy except “we have a live person managing your investment”. Anyone have experience? Shall I consider it? (I don’t have time /energy to manage it)

I’m living off $47k post-deductions (401k, etc, but not taxes) in a T2 city. What are some good money saving tips and tricks for relatively low income consultants in their early 20s?

Does anyone here have experience investing with Masterworks (platform for investing in fine art)?

How do you boost your credit score within a couple of weeks? Very small increase needed.

Are we allowed to trade crypto on TD Ameritrade?

Thoughts on pionex?

Recommendations for a Roth IRA?

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

First human to cow transmission of the coronavirus. And the bull is dead.

I hope this bowl doesnt become just another WSB 😭😭😭 All I see are 🚀 and GME 😭😭😭

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

Hello all!

Am I correct in my understanding that:

Over a certain income ($76k as of 2021), a single person CANNOT make tax-free contributions to a traditional IRA if you have a workplace retirement plan?

In my example, I have a work 401k, and my adjusted gross income is over (or just about hovering) at the 76k limit. This means I can't make pre-tax contributions to a traditional IRA, so I should just go for a Roth?

If 80% of my portfolio is in S&P 500 index funds, I'm assuming holding is a good call? I've held everything thus far. Just wanted some confirmation that I've got a good strategy.

What stocks are you betting on for 2018?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

How much do you keep in the bank vs brokerage?

Just got in this morning to GME and AMC and it’s been rough but you all are giving me hope to hold on!

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?