How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

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Yes. You count the expected cash flow as income. The lenders should know what to do. Best thing to do is get an approval and shop it and let them know you will be using the adjust income.

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Funny this post shows up today...I spent half of the day talking to lenders because none of them would count in future rental income. In the past they’ll do an appraisal and comparable rent schedule to count the cash flow. They told me since covid they’ve become more cautious and you have to show two years of historic rental income history at least for my market

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I honestly don’t know if they’ll support a lease on a property not rented by me as the buyer. But I guess that should work. What difference does it make if I or someone else was the owner

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Getting a lower title than what I interviewed for but the salary matches what I asked for. Would you go?

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What's the total comp packages look like for big pharma for Sr. Manager or AD?

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Current CTC - 6L. Accenture has offered 10.4 with 60k joining bonus. Designation - Sr Analyst. Is this too low? I have 4 yoe

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What is typical salary range for Sr. Consultant at Deloitte India Consulting. YoE - 3. MBA Tier 1 college.

1. How much is the 4% bonus in CTC of DEUTSCHE BANK considering 36LPA to be fixed(excluding PF and Gratuity).

2. Also, Is the fixed salary really like only Income Tax deduction or any other deduction as well? Note: Just had a offer discussion with HR, yet to receive my offer letter

YOE : 10 Skillset: AWS Devops Deutsche Bank Deloitte Accenture Tata Consultancy PwC Citi

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What is a good salary for a director in NY?

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Hi fishes, i have a friend who suffered a lot in previous companies due to toxic work culture and worst people. She now left the job and preparing for new job interviews. Current ctc was 5lpa . Total exp 5.5 years. Can you suggest companies which have best work culture with friendly and polite people. And not too difficult to crack interviews. She’s ready to compromise on salary part. Expect 10Lpa, which is less as per current market. Domain: automation testing with java.wfh due to Above reason

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SOL vs ETH 2.0?

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Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

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Hello i am negotiating a job offer in Toronto at the moment. I currently live in Montréal. What’s a reasonable salary for someone with 9 years experience in Toronto working for an international consultancy. Thanks!

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I’m seeing most of the commission only jobs are mainly cold call sales. Is that the industry norm? I’ve only done inside sales salary + commission.

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Hello, i have offer from PWC SDC Banglore, I asked for salary revision based on counter offer, HR agreed but said revised offer letter will be shared next day after joining and mail confirmation will be given a week prior to joining date.

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Please help.

Can anyone tell me what is the SA2 salary range in advisory for more than 5 year experience

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Any Accenture and Accenture federal services fishes how does the bonus look for this year , Any insights what’s the average hike and average bonus ?

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helpful

What is an Associate BA Manager’s salary at a big agency in a major city?

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Are there any protections for an employer who has a server that received a very large tip? For example, what if the customer says they never meant to tip that large amount?

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Do you think it is time to find another job when your PIC is a micro manager, never trained you when you got hired, expects you to know things no one ever told you about in the first place, texts and calls you in the morning with questions you don’t have an answer to (I work evening shift so I’m mostly sleep when he reaches out), assumes the worst about everything, plots against you anyway, lies all the time, they don’t even do their job, they leave their trash behind etc. gives me anxiety.

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I finally got a raise (after 10 years) from 45k to 50k with less than 10k in incentives while others who are just starting at lower positions make more than me..I want to bring this up but don’t want to come off in a bad way considering they finally gave me a raise this year.

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As a DevOps Engineer in NY, what is a reasonable and competitive annual base salary?

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Hi, I 2.3 years of Total working experience in IT industry. I have 2 years of experience in Devops, building images using docker, writing pipelines ( Gitlab/Jenkins) , deploying containers using Kubernetes also Helm in AWS and Azure environment, Developing application stacks(overlays), Visualisation tools ( building grafana dashboards), writing Terraform file to build infrastructure in Azure and writing ARM templates and deployment using Azure Pipelines. What should be My ideal package ?

To the Antiracist Educators, when we have trolls who do not understand what being an Antiracist means, would you like me to allow them to post even though they are clearly posting here with no positive intent?

I could block them. They can easily go post somewhere else.

What do you think we should do?

I’ll leave this question up for one week.

likehelpful

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Recently left KPMG FDD for another FDD role at a growing firm and love it. PE focused. If you are interested in doing the same shoot me a DM.

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Hi,
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Holding offer of 25LPA already from service based.

Cvent

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How is the United States Delivery center? They are recruiting me for that. Good or bad? anything to be aware of?

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Additional Posts in Option Traders & Investing

3/2 - (specific symbols)

likehelpful

Growth stock ER week

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Hell YEAH!! They JUST approved!!!! Make it rain on Monday!!!

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Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

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I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

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Just read in Robinhood Snacks that Peloton has their IPO this Thursday on NASDAQ. Can't believe I haven't heard anyone else talk about this yet.

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6 questions:
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2-When to sell put contract?
3-When to exercise put contract?
4-When to buy call contract?
5-When to sell call contract?
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likehelpful

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