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Yes. You count the expected cash flow as income. The lenders should know what to do. Best thing to do is get an approval and shop it and let them know you will be using the adjust income.
Funny this post shows up today...I spent half of the day talking to lenders because none of them would count in future rental income. In the past they’ll do an appraisal and comparable rent schedule to count the cash flow. They told me since covid they’ve become more cautious and you have to show two years of historic rental income history at least for my market
I honestly don’t know if they’ll support a lease on a property not rented by me as the buyer. But I guess that should work. What difference does it make if I or someone else was the owner