New to options on fishbowl - I have a call itm with Robinhood that expires tomorrow. If I don’t sell it, what happens? Will they exercise or am I better to sell it?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

Are most of people in this bowl from a science background or coming from a finance/impact investing perspective?

Any recommendations on credit cards with lounge access? Currently have the Chase Sapphire Reserve which has Priority Pass, but have been turned away from lounges not accepting PP at peak times

Do we have tax calculator in tcs

What are some good modern/post-pandemic personal finance books you can recommend?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

Ways to rack up cc points/miles while buying a home?

In your opinion which is the best target fund to choose in IRA Roth?

Decided to payoff my mortgage.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

About to get a base salary raise from $100=>$150, what is something you couldn’t do at $100 but started doing/recommend doing at $150?

*24M, no student loans, no debt at all

$DPZ 370c 3/27

Looking for a roommate who travels 25-50% of the time like me to get a penthouse together. 3K - 3.5K monthly spend. 7K together.

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

Looking to exit to a tech company - has anyone ever approached a DEI person at the company you are applying to on LinkedIn? Is this something worth pursuing or should I just apply directly?

Hi any reference for SAP hiring please

Has anyone used a hotel in New Delhi (Indra Gandhi) airport while in transit? How was your experience? Are you stuck to the confines of the hotel or can you leave the premises? Traveling to Delhi from USA and I have a long layover 12+ hours to get a connecting flight to my final destination in India. Traveling with 2 little kids…any help, advise will be appreciated 🙏

Hi folks, need your help. Earning 25 LPA in India at yoe 4 years + MBA. Getting an opportunity in London, how much should I quote/expect? Accenture Deloitte EY Tata Consultancy McKinsey & Company Bain & Company BCG Digital Ventures Google Amazon Microsoft Facebook (Meta) Netflix

I’ve worked at the same well known tech company since I graduated school 8 years ago. I’ve been promoted 3 times so I’ve held a few different jobs within my org.

BUT .. I’ve applied to a few companies and getting no responses. Is it a deterrent for hiring managers/recruiters that my experience is based primarily at one company?

Is there a professional/respectful way to decline a take home case study that doesn't automatically disqualify you from the candidate pool?

Anyone know the rough price of WiFi on American Airlines flights

I am going to India for a month. May have to change my return date. Any suggestion on what insurance/other option to reduce the ticket update cost impact.

Cheapest way to get from Grand Central to LGA Airport that's not the subway? Are there shuttles? Thank you!

When giving your resignation notice, do you ASK to work for more days? Anyone here been told to quit right there and then? I’m giving a 20 days’ notice given the holidays instead of the typical 2 weeks

Hi Fishes, need 15 likes on this post to activate DM feature. Please show some love. Thanks in advance 😀

Any single females want to grab drinks/dinner in the city?
28M for reference!

About to start a new role as an Associate Director for a PR agency. How do I prepare for this job ahead of time? Any tips and tricks welcome.

What advisory positions in big four best translates from audit? I am interested in advisory but want to make sure I am capable of doing the position. Any advice on position that best translates from audit experience?

Looking for input into company referral fees for new hires - with the war on talent and high levels of open roles - I'm trying to encourage my company to move the needle on the referral fee
I'm hearing that $2k seems to be the average for a referral - any input appreciated

Talk me out of going client side.

I'm starting a home health agency and I'm having second thoughts because of how saturated the market is. Anyone have any experience working at a home health care agency that can share some insight into the industry?

Is anyone planning on trading water futures?

How do real estate lenders take cash flow into consideration? For example, typically I would probably only be approved for a $500k loan ($125k comp and $100k for down payment), but if I’m buying a multi-family home and planning to live in a unit and rent the others, will lenders approve a bigger loan?

Love that in true form I chose the 1 red meme stock. 😂💎💎💎

10/06 Thread (BC):

3/23 Thread (General):

Bets videos on YouTube to learn to sell covered calls

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

$DPZ 370c 3/27

5/4 Thread (General):

Potential opp on the short side for TSLA?
- X

Thoughts on SNAP puts ? I feel like Snapchat is the least utilized social media platform behind IG, tik Tok and Facebook. Yet it’s basically at a 52 week high

Noob question on selling puts- I just sold a weekly put that I WANT to get assigned. The stock fluctuate a few dollars a day so I’m looking for a specific price to own the shares at vs entering a limit order. The stock has already gone below my selected strike price by a 30 cents today but I haven’t been assigned the shares 🤔. Is it only by expiration day or am I missing something?

How long should you leave your money in a manager before pulling for poor performance (I/O is aggressive and horizon is shorter term 1-3 years)? This hedge fund manager I’m using is supposed to be “cutting edge”, but after 4 months my return is 1.4%.

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Any recommendations on trading platforms that allow you to set up automatic recurring investments in ETFs? Was surprised to learn i cant do it with fidelity

Anyone else hammering AEO puts?

only buy VIX if you think the market plumbing systems are clogged.

Otherwise your sinuses will become increasingly VIX allocated over time.

Maybe that's ok.

6 questions:
1-When to buy put contract?
2-When to sell put contract?
3-When to exercise put contract?
4-When to buy call contract?
5-When to sell call contract?
6-When to exercise call contract?