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401k Roth or traditional 401k?
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Just do what makes you happy
Save them for a random wedding or trip where there isn’t a decent Marriott
I’m of the persuasion that I never use my hotel points for anything other than a stay. The redemption value is generally very poor when converted. Despite not traveling the way I used to in the past, I’ve used my hotel points for years for family events (weddings, reunions, baptisms, birthdays, etc). It’s a huge money saver when applied appropriately.
Thank you for the wisdom em, I will adopt your persuasion