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There won't just be zero forgiveness under the incoming administration. I would bet they will bring lawsuits to claw back what the Biden administration did. I don't know if they'll be legally able to rescind any of the forgiveness enacted in the past few years, but you can assume they will try.
Drastically less likely. Probably not going to further defend SAVE. Rest will likely remain status quo
I’m not holding my breath for anything to benefit me under Trump, especially student loan forgiveness. If he does do anything, it’ll be because he and his goons want credit for it.