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Default health insurance of 3+2 Lakh amount, you can opt for increased limit by paying extra amount. You get 24 days personal leave and 12 sick leave a year and can carry forward 30 pl days, so you can plan vacation’s accordingly. Hikes ranges from 7%-16% on an average.
5l includes dependents, you can add 5 members. You almost all time get 1.3-1.5 times bonus mentioned in you ctc if you are in PSLD division. For other division its almost near, but you always get more than mentioned in ctc. Internet charges are reimbursable upto 1000 plus gst during these times. Precovid it was 750 plus tax. No equipment charge but negotiate for joining bonus. You get pick drop facilities but then you would need to choose on work timings. There is a trend of rewarding employees with rsu also, talk to your supervisor for retention bonus post probation.