I already have CSR, Freedom Unlimited, Freedom Flex. Can I somehow downgrade my CSR to a free one given I already have these two free cards? Don’t want to cancel and downgrading to CSP is not ideal either :(

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Re-apply! (This is why I downgraded - had been over 48 months since my CSR bonus, so I downgraded CSR and applied fresh for CSP)

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No, they will stay with the card... though you can always transfer to another card to be sure if you're worried. (That said, it's worth just cashing them out on one of the 1.5x cash back categories)

Yes, you can downgrade to Freedom Unlimited, as you're allowed to hold multiple at once (I did this a month ago)

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You’d have to re apply

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