What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

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Rule of thumb is to purchase coverage equal to net worth

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Absolutely way more than what you need. I have personally seen quotes for $30mm (not that I purchased anything close to that)

Remember that 401ks are usually off limits and home and IRAs may be depending on state. You may not need an umbrella policy.

No, you get the highest limit to get you the best lawyer to protect the assets that aren’t protected. Assuming the op is a young professional, his/her biggest asset is their future earning potential which is not protected.

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