Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

What are some publications, books, podcasts, online classes etc that can help me prepare for my first year in consulting? Have 5 years of experience in finance and making the jump to consulting.

Newbie to investing. What are good online courses / books to get smart on investing?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

Any advice in terms of investment to save the maximum tax?

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

For the partners/mds/directors etc how are you protecting your money with the new administration? I’m assuming Biden’s plan will help the lower class but for the upper class I’m sure there have been strategies your advisors have been telling you. I currently have 20k in savings and feel like it’s just getting inflated away.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Well, its a good thing I sold ARKF when it was $55 last year

Moving to New York as a new analyst. What neighborhoods should I look at/how much should I expect to spend in rent?

For those of you who made your first million in net worth, what did you do next?

New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

Does EY let you keep Amex rewards points?

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

New to US. Which brokers offer best margin accounts? For e.g. I have equities worth $100K and want to trade options. Is there a broker where I can do so without paying more in collateral money - essentially using stocks as collateral, and also not paying margin interest. Was able to do so in London, Hong Kong, and India. However, Robinhood here doesn’t seem to allow it.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Transitioning from media agency to anything else... has anyone seen someone do it successfully, happily? And if so where/what did they go to?

MBB folks, I’m a Product Manager (non-tech company) and interested in working at MBB.

Which level/role does MBB can offer me ?

10/06 Thread (BC):

Does EY GDS gives year end break? Means Christmas holidays for a week?

So uhhh anyone need a house sitter the week before memorials day weekend? Wanted to visit the city and go to the office a few days but my friend who I usually crash with is out of town

Hey everyone, I’m quite new to this platform and would love to meet some professionals from different trades/ stages! I’m an interior architectural designer by trade, currently partaking my Part 2 RIBA Qualification in the UK. For anyone interested in design, I’m the cofounder of the 1:100 Architecture Podcast, 7 women of colour and seekers of change in the real of architecture and design.

Feel free to say ‘hi’ below and comment with your name and what you do!

See ya soon x

I posted this somewhere else before I remembered that I am in this bowl :) so, I changed jobs 6-7 months ago and I am realizing it is not a good fit. Leadership seem to not want to hear the truth so people tell them what they want to hear and if you don’t middle management gets pissed at you. I am seriously thinking about looking somewhere else. My question is how do you answer the “why are you looking to leave” question without bad mouthing your current company?

Do you allow the community to discuss your direct competitors?

Anyone from SaT Bangalore? Looking for help/referrals.

What’s a topic you know a surprising amount about?

Hi,

I will be joining PWC AC bangalore soon.
Is there any policy for higher education support(executive mba) or support/reimbursement for certification like TOGAF, scrum, PMP or other certification to take our career development forward.

Thanks

First boyfriend i’ve had during the holidays and he’s away at home. I’m so bored 🙁😞

I have accepted my sexuality and found peace with the long battle of wanting to be something not what I actually am. On one side I have a lot of pressure around me being gay and trying to get a PR and get out of India, on another side I have a lot financial issues. I’m trying so hard to focus on work and to meet the expected bar for my current role. But the office politics here is toxic and always putting me down. Just wondering whether things will get better ever.

Matched with a guy on Tinder. Had a great first date. We are stilling chatting on WhatsApp. But he has disappeared from my tinder (presumably, he unmatched with me). Is it typical for ppl to unmatch on Tinder when they are still interested in you?

I have mostly passive investments. I was thinking the other day: what if everyone had only passive investments? Wouldn’t this create incredibly high amount of systemic risk? Are we all sheep??

Any insight in Sidley’s global finance practice? Type of deals/clients and internal dynamics. Thanks!

Hi community , I am having 3+ years of experience in the field of machine learning and data science in India . I am looking for jobs in Singapore . Looking for guidance and reference in same .
Skills : Machine Learning , python , Sql , graphdb , pandas , numpy , data analysis , ETL , data wrangling , tensorflow , opencv , data visualisation . Thanks

Anyone else having issues with the 'reinvention of performance management'?

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

Any any one here created irrevocable trust? If so what are the annual expenses of maintaining the trust? How hard is IRS paper work

I’m thinking of opening a TD Ameritrade account for investing - does anyone use this/have any feedback? For reference, I recently graduated and have no prior investing experience, so any feedback on investing is appreciated :)

Investing noob. Just started putting money in back door Roth IRA. Have been losing money each month. I thought the market was doing well… what gives?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Best HYSA with a good account opening bonus?

After I max out my:

1.) 401k for the year
2.) My HSA for the year
3.) ROTH IRA for the year

What do people invest in after that? Whats the most tax advantaged way to save once you have maxed all of the above out?

Thoughts on XT?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

I’m a Bitcoin bull, and believe it will eventually be a hedge against inflation...

But right now this thing moves in line with the market :(
Beta > 1

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.