After figuring out FI/RE I am less motivated.

likefunny
Posting as :
works at
You are currently posting as works at

Yeah unless your expenses can be really really low (like not having kids and relocating somewhere with an ultra low CoL) it’s tough to make it work without either some big wins or accepting a fairly meager lifestyle. I’m shooting for comfortable, early-ish retirement as a goal, seems far more attainable.

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Related Posts

Anyone have experience exiting to a biotech with no commercial products? PH I/II lead asset targeting multiple indications. Pros and cons?

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No offense 🥲

Post Photo
likefunny

How much time do u need to prepare for ccsk?

Referral for EY. Role- CT_Devops Requisition Id- 860322 Please help. EY

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Hey Fishes,

I have few offers in hand and I'm working with DI as consultant. What are the chances that I have to be retained by DI itself? Do they match up with Salary provided by others?

Let me know :)

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Who all miss seeing their crush everyday in the office. WFH is great but it sucks sometime 🤷

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Hello all!

Any thoughts on interview process, compensation, culture etc. at ADQ in Abu Dhabi?

All feedback would be helpful!

Thanks :)

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Larsen & Toubro Infotech Hi Fishes,

I have an offer from LTI and my joining is in January 2023.
Would there be any impact of LTI-Mindtree merger on the offer as I have offer from LTI Infotech but it will become LTI-Mindtree.

If have clue please comment.
Larsen & Toubro Infotech

Anyone have a corporate rate code for holiday inn?

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Waiting for an offer from A&M. Someone of you know the percentage of collections you get for Associate role vs Senior Associate role? What is also the % of bonus you get from sales?

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Hi fishes ,
Anyone can share the data privacy in India and across aisa pacific regions

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Does consultant specialist come under AVP role in hsbc technology?

Has anyone noticed that you’re more depressed working fully remote? Having a quiet and non collaborative team is really making me think if I would prefer a hybrid position.

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Hi Fishes,

Need help in shortlisting below companies w.r.t WLB and growth.

YOE: 8+
Stack: Java microservices

1)
IBM Consulting - Full stack developer
2) Tech Mahindra - Java Solutions Designer
3) Amdocs : Team Lead


All companies are providing wfh currently.
Need to know about annual bonus from amdocs folks.
Techm have high chances of onsite opportunities, whereas no chances in Amdocs.

likehelpful

Hi, can anyone refer me for analyst - data science position Amex
American Express
I have the job id, any help would be really appreciated

Thanks
American Express

Amex folks,
Do you use your amex laptop for your personal work? Accessing gmail, social media, OTT platforms, etc.

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Does any team is facing layoffs problem in American Express. Really a horrible rumors I heard.

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Do we think this is what all partners are thinking?

Post Photo
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Anyone know of any great articles or advice for building a multi-sided platform at the beginning of that platform’s life? I’m building a video platform for education (user-generated chunks, kind of like YouTube or TikTok but specific to education vertical) and I’m thinking about early strategy for content acquisition, would love to hear what other entrepreneurs have done. Both strategic and tactical resources appreciated!
#startup #marketplace #UGC #education #learning #strategy

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Additional Posts in Personal Investment Chatter

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

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Anyone have experience with or recs for a good moving / shipping company? Trying to gauge typical cost, have about 5 furniture items to ship between states (7h driving distance) and would like them to load / unload. Thanks!

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I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

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If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

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Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

helpful

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

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My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

likefunnysmart

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

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Do I need to sell cash sitting in my fidelity core position to be able to use that?

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Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

likesmart

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

Who’s buying the dip today?!

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My company matches 3%. Is that low or on par?

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Mutual funds you have your eye on right now?

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Need help on how to invest. We are positioned to pay off our house later this year. Expect to work for another ~20 years. 401k fully funded and have some company stock investments maturing over the next few years, but no investments outside of that. Kids have a prepaid college plan for certain schools. Emergency fund is solid. Where should I look to start investing? I have fidelity for my 401k, would they be good to open a taxable investment account with, or are there better options?

likehelpful

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

funnylike

Looking to invest money with a Schwab brokerage to save for a down payment on a home. What ETFs should I invest in?

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Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

likehelpful

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