I am on H1B closing on a house. I want to add my spouse who is on H4 but doesn’t have an SSN. The mortgage lender is adding my spouse to the title, but said that I could face issues while selling the property later because my spouse doesn’t have an SSN. is this the case?
Please suggest if I should include my spouse in the title if they don’t have an SSN, they might get SSN when H4 EAD is approved in a few years.

Needs some ideas for scenario planning optimizations! Currently have a model to predict conversions given media spend, I can adjust spend up and down to create different budget scenarios and send to model to get respective conversions. Thoughts?

Does anyone know how to declare in my individual tax return, RSA and Stock Options from a US Company that I have? Non exercised yet.

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

Any tips on taxes for defi? And yes I have to…I transferred from a KYC to my Fantom wallet and have soo many transactions

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Seeing it firsthand. Book net income: $5,000. PPP Loan forgiveness: $1,500,000. Owners distributions: $1,500,000.

I have got an offer based in Boblingen, Germany with 60k euro as fixed. Will it be enough for a couple with a 3 year old kid ? My major expense would be accommodation, groceries, kid’s school and transportation. Please do let me know your valuable inputs. TIA

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

Is Argyle, TX good place to buy home and raise family?

Everyone says Geico car insurance is cheap . However for me it is most expensive. I went for Allstate/State farm which were cheaper than Geico. Am I missing something?

If you contribute partially to traditional 401k & partially to Roth 401k at your company, does it get confusing at all when it comes time to withdraw? Is it better to (cont.)

Alright QOTD: How are you paying back your loans? PSLF or working for Private Firms and Paying your loans back yourself? Which choice do you think is better. I have 5 years left of PSLF and I cannot wait for the day that this loan is gone.

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

What is your favorite part about being a realtor?

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

Best sign up bonus right now that is not the CSP and the Amex platinum?

Client referred me to thier mother. Has $68k coming due in cds and wants income. Money is qualified. Refuses stocks. Wants some money short term. Any ideas?

Does Meta & Twitter layoffs, Rishi Sunak becoming PM, India lose to England in t20 really matter to us individually?

I am relocating to Charlotte NC November 30th and on the career hunt . I have experience in HR, hospitality, social work, customer service, and education. I’ll graduate with my Master of Social Work in May 2023. I’ve been applying to a few things but no luck. I’m open to trying new career fields and to hybrid, on-site , or remote work. Please point me in the direction of a great opportunity!

How many locations does Tiger Analytics have?

I have submitted needed docs to HR as per request. When can I expect salary discussion/ offer letter?

Hello All, Can someone help me what would be the salary range for L5 and L6 in Non Tech

Hey guys! Can we leave a company within 2 weeks of joining?

Guys.. just a headup.. dnt join epam anywhere .. they dnt have projects.. they are re-evaluating people again .. same technical interview of 1.5 hours ... Not sure wat is the outcome of the technical interview after geeting offer letter n joining epam.

I got selected in the third round of H1B lottery for FY2022 (third round came out in November) Does anyone know when my H1B gets activated? Will it be automatically updated because it is well past Oct 1 or will it be Oct 1 2022??

How do RSUs/equity work? I received an offer that includes $20k equity. I'm not sure if this is good, or low, as I don't really know how the payout is calculated or given. Can anyone advise?

How much we can expect for 2 yoe having .net with angular and blazor as tech stack.

Just finished Fuqua Global EMBA and Columbia/LBS EMBA-Global Americas & Europe applications. Yale, Booth, Wharton, Sloan, and Darden left. I’m already feeling completely drained. How to go on?

Where does EY provide the 14 day initial accommodation when someone relocates to London ?

Hi Sharks,

Can you please suggest which would be better in terms of WLB, flexibility, growth, job security.

YOE: 4.4 years
Tech stack: Azure data factory, data lake, Azure databricks, Logic App, SQL, Pyspark (basic)


Offer:

KPMG India:16 fixed + 10 to 20% variable

Optum - 16 Fixed + 15% variable + pf (offer letter is not received yet)

LTIMindtree: 11 LPA Fixed only(can revise the offer based on the latest offer)

Hello people, I have 8 years of working experience in non it field although my education throughout is IT related. I want to switch to IT now particularly in abap but since I don't have the relevant experience so what salary range can I expect or should I ask for from my employers of new organization???

I have offer letter from Accenture and they have asked me to fill the compensation excel sheet.

Does anyone has any idea how to do that?

Does anyone have suggestions for what a salary should be for a Digital Marketing Analyst | Paid Social & Performance Media? I have 1 year of experience, the job asks for 0-1 year of experience. I feel I over meet the qualifications in some areas and just meet them in others. The recruiter said 50k is the salary the company is offer. I know I can negotiate. What are your thoughts on what the salary should be?

Holding an offer of 20.5LPA. Now selected for C1 band at Capegemini. How much should I ask?
YoE 6.10, Tech Stack AWS DevOps, CCTC 10.5 LPA
Capgemini

Anyone here from NYC? Be cool if there was a meetup.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

Recently freed from the consulting game (starting end of next week) with a great severance and new energy around RE. Closed our first REPE fund last year as well as a sizeable personal portfolio in a large midwestern city, all on the side.
If you’re accredited and interested in putting some $ to work in this super low yield environment, ping me! Ramping up the next fund soon.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

Do you thank your tenants for paying the rent? A quick thank you text?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

For those that built higher end homes, what kind of appliance budget did you have?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any one knows what’s the easiest way to order a radon test for new construction?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Can I get a commercial loan without 25% down?