Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Any pointers on the best UK credit cards to get?

(Context: I'm a Londoner moving back home after 5 years in NYC)

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Been lurking on this group for a while. I’ve only traded stocks ever. What’s the best way to start with options? Any great video tutorials or websites that can help me understand the basics. I only have theoretical knowledge of options thanks to a derivatives class I did at college.

Any good product management online course? I saw some previous post recommending Cole Merced and am planning on re-reading a few books on my hand but wandering is there any more recs?

Im moving from core Auto product management role to software development product management role.
Can you please share what should I read to brush up basics on SW PM?
Courses, books, blogs, anything is welcome!
Let's make this group a little active!

Cisco

Pros:

- fairly decent place to work (from someone who worked with the Vancouver and San Jose offices). never met a blue badger (permanent employee) who had awful things to say.

- Ashley Goodall (their SVP, Methods & Intelligence) co-authored a brilliant book on leadership and people management called “Nine Lies About Work” that makes me believe they can be an awesome place to work

Cons:

- red badgers had low morale since they’re contract workers and can be terminated at any time

Dow sit make sense to not put money into 401K until you go to business school and start again?

Is it a bad time to open a gemini account? I know the SEC fined blockfi and stopped new accounts from earning interest; Voyager, Celsius, and Gemini were next to investigate. Should I wait for that to settle down first? Interested in using gemini earn for their GUSD interest.

Another question, how is gemini active trader? Fees seem lower than coinbase pro if trading low volume, but would love to hear thoughts on how well it works.

What is the best method to learn SAP finance? Do people have recommendations on a specific book, website, or other best practices to learn it?

What are the best books/blogs/online resources to boost your organizational change management skills?

Anyone recently got a mortgage through SOFI? can you please share your experience?

Give me your best Audible book you have recently listened to? Finance, Sales or non-fiction

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

Moving to Philly next year, making ~90k before tax. Would like to hear some opinions on how much I should spend on rent. (For context I do not have student loans and would also like to lease a car)

Hi Fishes!

My cousin has moved to another company from DXC technologies.
In DXC, PF amount is not credited in to EPFO directly.
We have UAN and it looks like not activated.
How can we transfer PF amount from DXC to EPFO portal?
There is no relevant response from DXC till date.

This is an emotional dump rn. It may be lack of social interaction but I'm really frustrated lately. I feel like I lost last 2.5 years of my life with ongoing lockdowns and job instability in the first half of the pandemic. I was 28 turing 31. I get good dates but -ve self talk
Inflation is high & coming from a low income family where you're supposed to help your parents is driving me nuts. Although I make a good salary, after rent, car insurance, there isn't much left (unfav currency exchange)

Would you marry someone if they had a lot of loans on their head?

Any particular segment of sales good for ex-finance? Currently 3 years in at fortune 100 bank on business development side (on commercial loan originations team but no commission/targets at the associate level, basically do credit analysis and build pitch books for the producers) This role has been great as I have gotten both analytical experience and tasted sales experience (I say taste bc I’m not the producer) but would potentially like to transition to a sales role that is less analytical

Anyone who has started up a side hustle whilst working in consulting - is it generally a good idea to let your employer know or will they make your life difficult/try to push you out if they know?

(Context - I need the extra income to have a shot at affording grad school, I work for a small boutique, job contract was ambiguous on the issue. Side hustle is selling stuff I make as a hobby on Amazon)

Thanks!

How to transition firms to MBB from Big 4/ACN when you don’t really have a connection there? Randomly connect with people on LinkedIn at the office you’re interested in and hope for a referral? Can I reach out to a recruiter at the firm directly there? Currently in Tech Consulting but wanting a shift in career path to strategy or tech strategy. Currently have almost two YOE and wanting to gain insight into the process and how long that may take

Flaming hot take incoming. I went to school in Ohio. Lived in cincy a few years after graduation. Met amazing people. Saw attractive girls and good looking guys all the time. I’ve sense moved out east and have been severely underwhelmed by the quality of people I’ve encountered in my year here. And I’m very social - I interact with people a lot when I’m out and about. And yet all over social media there are jokes about how Ohio is the worst place to possibly live. I don’t get it

Masters only patent agent in life sciences, worked in house for 2 years as a paralegal, patent agent for one year now. What should I expect for salary in NYC boutique/big law ?

Hello Fishes,
Is there any chance of renegotiation of offered CTC in fidelity on already accepted offer. I have joining in mid November and recently got a higher offer from another company.

What is the role of Relationship Banking Manager.

How much package Salesforce can offer for Technical Architect role? YOE is 12+ years. Does Salesforce has Variable pay in CTC and if any extra benefits provided?

How are the projects related to .Net,.NetCore and .Net azure in IBM ? Can we easily get after joining IBM ?

Best consulting firms to target for Supply Chain & Operations Strategy apart from MBB after graduating from MIT SCM

Salary bands for senior EA - Does anyone know what they are for the following Canadian companies: KPMG, Amazon, Telus, and Deloitte

Need Help.

So, I recently joined a new company. They have put me to a project which I have no knowledge, no skill there.

I'm new, project is new, no one to give KT.

What I'm a supposed to do?

What made you realize that science was the right path for you?

Anyone looking for a Strategist? I just finished at Ad school and have 15 years creative marketing experience. Open to relocate anywhere.

Has Tiger Analytics started firing people nowadays?
Heard some news that they halted hiring and started revoking few offer letters.

Any idea anyone.

I am holding an offer and planning to join. Will it be a wise decision?

I am interested in Accenture’s benefits for excess personal liability insurance. Can aomeone tell me who the provider is?

Hi, I have two years bond for two lakhs
Served 1 year 3 months yet.
No project
Found a job for 6 lpa
Current package is 4

How to break bond without paying much bond amount
How much shud i be paying if I have to
Should I wait for the hike ?
Do they really give you a hike after 18 months???

Honestly, how bad are the hours at CMAAS? My firm is telling me I’m going to drown and I should stay if I value my WLB. I don’t know who to believe anymore.

December is typically slow due to EOY/holidays. How to maintain momentum when losing motivation and don’t want to stall until Jan?

Will markets jump upwards the day Putin dies?

What platform do you guys use for buying ETFs ? Can you recommend high fielding ETFs ?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

anyone invested into Facedrive (FDVRF)?
Recently heard about the company and it looks very interesting... curious to hear your thoughts if you have any!

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

How can I learn about investing in crypto? KISS please

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Can you please share the age of your kid(s) and how much you’ve accumulated in their 529s to date?

Looking to start investing (mostly Index Funds and some crypto). Any tips on where to get an account for index funds? Vanguard? Fidelity? Charles Schwab? Somewhere else? What’s most cost efficient?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What is the point of a savings account if year-over-year inflation exceeds the APY rate?

Fav intl ETFs?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

Best resources to learn about stock options included with an offer? Don’t want these roses to start smelling bad in a few years..

Thoughts on Lockheed? Dropped lower than it's been in a while. Think it's a good time to buy?

Looking at purchasing a townhouse/condo on the beach but the HOA fees are ~25% of the PITI. I’m wary of HOAs to begin with - any insight?

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?