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So I have turned a blind eye to my finances a few times over the years. Do not recommend, but it really is overwhelming sometimes! I have my regular bills, debts I’m trying to pay off, and I owe a lot more than I make. Working on that, and I do try to just focus on what I can get paid and put the rest on the future list, which again, I don’t recommend, but what else can I do?
Yeah I’ve definitely been trying to do this more. I tried the ignorance is bliss approach but I felt like it was making me far more anxious about what I was spending and when.
I’ve definitely felt that squeeze in my role. Gear isn’t cheap, gigs can be feast or famine, and budgeting feels like a creative challenge on its own. I started stacking small, consistent freelance jobs, using templates to speed up work, and keeping a strict “fun money” cap. Also, I automate savings. Even if it’s just $20 a week. It’s not glamorous, but having a tiny cushion helps me breathe when work is slow.
Yeah I think I’m just going by to have to squeeze what I can to my savings whenever possible, I think I can maybe save £50 a month here and there.
What I do is create a spreadsheet for my finances, so I know what’s outgoing and what I can save and what I have left to spend. It’s hard to keep track of but works well!
Yeah I’ve given this a good too! I always find that there’s something or other that I’m missing!