I got my first credit card Oct 2017, Quicksilver in May 2018 (authorized user on parentโ€™s card since 2012). Credit score is ~750. When can I safely apply for CSR or Amex Platinum?

like
Posting as :
works at
You are currently posting as works at

Checked Experian report just now, shows up as 6 yrs of credit history ๐Ÿ‘๐Ÿผ also Iโ€™m a lady ๐Ÿ™‹๐Ÿปโ€โ™€๏ธ

like

So your credit history is 5+ years? You will get either cards right away. You may have to call recon at most.

Now

Iโ€™m not sure how much my authorized user status counts. I got rejected from a card or two back in October when I first tried to get my own cardโ€” had to use a secured one for a while until I could get approved for Quicksilver...

You sir are doing it wrong. As a PwC employee you could have applied a credit union card that gives out 3-5K CL on your first card. Anyhow can you check your history on credit karma for length of time ?

Sorry- OP. I think you are good. However if you open a checking Acc with Chase and wait another 45 days your approval odds will be higher. Chase doesn't like to be your first card with high CL . I an assuming the CL on your slate cards is 1-2 K. What does experian say about your CL ?

out of college, i applied chase freedom and discover. got them approved. a year later (or two?), i got approved for my CSR. all my friends said, try to maintain at least 30k in your bank account when applying, which i did.

Related Posts

Rumor: CSR annual fee is increasing to $550. Added perks: DoorDash and Lyft credit.

like

Does private debt tend to win over banks in rising interest rates environment? Will it compensate the overall decline in borrowing for private debt?

like

I have a townhome I want to rent out and wanted to see if there would be any interest here for a furnished townhouse (just main things like bedframes, sofa, dining table, bar stools etc). Most property managers are saying people wouldn't go for furnished, but I think it might be helpful for someone who doesn't want to move stuff or buy stuff. Wanted to get opinions from this bowl as the property is in Denver - thoughts? It's a 3 bed, 2.5 bath in a nice neighborhood.

like

Thoughts on states taxing student loan forgiveness as income ? I admit I donโ€™t know much about tax law but I feel like it shouldnโ€™t be considered income unless theyโ€™re sending out checks to everyone. 10k off the balance of my loan shouldnโ€™t be considered income.

Why do people accrue prepaid expenses?

What is the process for getting a green card, if a US citizen marries someone already in the US on a student visa? Any tips

funnylike

Advice & resources? My spouse and I are starting to make good money (ages 28 & 31, $105k & $70k) with $10k in savings (we were hit hard financially this year) and 2 car payments.

We live in a cheap apartment ($1.3k) that is sh*tty. Donโ€™t quite have a down payment (especially not in ATX). Is it dumb to rent a house for a year at $3k/month while we save up again?

We both didnโ€™t come from $ and are figuring out how to not be idiots ๐Ÿ™ƒ tbh we would prefer to rent forever but that feels dumb???

I work as of counsel at a small firm directly with 1 other attorney. I have worked w/ the other attorney for the last 10 years. How much paid maternity leave is reasonable to request?

Curious to know what the norm is โ€” does your firm prorate your bonus for time that you are out on paid parental leave?

like

Are you lost baby girl?? ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚
jokes apart
is there anyone recently ( in month of September) r received OL from infosys?

like

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

Hello! First time pregnant. Iโ€™m extremely nervous about vaginal birth. Not sure what triggered it, I have extreme anxiety every time I think about it, no joke. Iโ€™m still in the early stages but does anyone recommend c sections? Is it a good idea for me to pick C section over vaginal birth even if I donโ€™t have any complications?

like

My wife is a Software engineer - QA with 2 Yoe, now we are thinking to move to Canada, can someone please guide us on which 2 year course can she pick (for student visa), is data science related course a wise decision? Or how to find a QA related PG program.
Preferably in Victoria, British Columbia

like

What is everyoneโ€™s top 1 or 2 favorite books on personal finance? Iโ€™m always looking for a new one to bring into the fold of what Iโ€™m doing

like
like

Is this the official Amex Fishbowl?

Hi everyone! What are some companies to apply to for an American looking to move to the UK on visa?

My SO and I are touring a home tomorrow that weโ€™re considering purchasing. With COVID restrictions + high interest in the home, we only have a 15 minute time slot to tour it. Suggestions on what things we must check out given the time constraint? Weโ€™re first time home buyers, so want to make sure we donโ€™t miss anything critical during our tour

like
like

Hi Fishes,

I'm looking for a 1bhk fully furnished flat up to 8kms radius from EON IT park in a good gated society. (12-13k rent)

Can someone help me out with leads for the same if you know anyone or living in a like for like requirements?

Would really appreciate your help on this as I'll be kinda new to Pune when I travel in September.

TIA!

like

More Posts

Any one here from magneti marelli account?

like

โ€œmarket dataโ€ ๐Ÿคฃ

likefunny

Dm for referrals at Deutsche Bank, I will gladly answer any question you might have.

likeuplifting

Dm if you are interested for a job at Deloitte ๐Ÿ˜Š

like

Hello Fishes, could anyone please help with PwC referral? 3years of experience in Internal Audit, Risk and Analytics. Thank you in advance

like
like

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

like

Hi fishes,
My LWD is 18th July and I chose vendor pickup for my assets(expected pickup is 10th July).
Is there any limitation or chances of facing issues on Not having laptop with me(for other exit clearances).
Also it would be great if someone can give guidance on exit clearances as I'm worried that I will miss out something.
TIA.

like

Anyone from Dell? Need a referral for me at Dell for Salesforce DomainDell TechnologiesDellDell EMC

like

Hello everyone! Can anyone from the big four accounting firm refer me please? Iโ€™m a senior consultant at EY Philippines. TIA!

Looking for an opportunity to work at Intuit as a frontend/UI developer(ReactJs) .
Are there any open positions that anyone can refer me to ?

like

Hello! I see a ton of questions in here about interviewing and getting hired as a PM. I also know that itโ€™s really hard as a manager to hire a great team. Iโ€™m the head of product at a growing startup, and just hired two PMs in 3 months. One a career switcher whoโ€™d never been a PM before, and one a seasoned principal PM. Whether you are someone whoโ€™s interviewing or someone whoโ€™s hiring right now, ask me anything!

likehelpful

Just got offered a position at PrimeSource Building Products. I will have to relocate if I take the job. Does anybody have any advice for relocating or PrimeSource?

like

Looking to leave my current role but scared of financial outlook, graduated August 2022 and have 2 YOE of formal experience in tech under my belt with startups and large companies. Currently making $70k base- is that realistic anywhere else other than startups/tech for a marketing or sales position?

Wanting to pivot into medical device or med sales.

like

How many unread e-mails do you have in your box right now?

What's going on this weekend? Any fun holiday shops or pop-up bars I could check out?

like

What are the life sciences opportunities in UAE? I know thereโ€™s is a lot of public sector (from KSA) or finance work but is there other life sciences opportunities? Similar to what LEK, ZS, Putnam, Clearview etc all do?

like

Is HCL providing WFH setup cost to new joiners?

like

How long Schneider Electric takes to release offer letter???

List places who hire fed consultants or share ideas/tips to help others.

like

Additional Posts in All things points

Iโ€™m doing some research on frequent travel for a new loyalty concept. Looking for newish analysts/consultants who would be willing to answer a dozen or so questions for a $10 Starbucks gift card.

like

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancรฉ is going to go postal if we donโ€™t reserve a room now)

like

Heads up: Hilton is giving triple points during July if you use their credit card for booking. Good opportunity to make up to 54 points per $1. Time to stack up those points! Happy monday! :D

like

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

WiFi didn't work in a 3 hour flight, no inflight entertainment sets as well, how many miles can I claim?

like

Flight attendant woke me up while I was sleeping to give me ice cream, then I couldnโ€™t go back to sleep.
How many points?

likefunnyuplifting

Any Marriott/Hyatt recommendations for Mexico City? First time there as a tourist and want a nice, convenient hotel for food + sight seeing. TIA!

If you bought a United Flight with miles can you change your flight and book with cash? I donโ€™t have enough points for flight I want to change to and app is only give me miles option

like

American has a promo listed on their app - use Rocketmiles to book a hotel and earn X000 American points. Has anyone here used it? If I book a Marriott properly, can I apply my Marriott retroactively?

I have some 400k delta skypesos and would like to go to asia next year. How should i use it well?

like

Just booked flight to Hong Kong. Best SPG/Marriott to book on points? Trying to find proximity to good nightlife, restaurants, and public transportation. (Cont.)

like

Should I change my British airways flight to United to get more points? I have no status anywhere

like

Question for any Reservist that managed to get your AMEX fees waived, how'd you do it if not on active duty orders?

like

Will end up at 65 Marriott nights for 2018. What would you select for your annual choice benefit? 5 elite night credits or is that pointless?

likefunny

It says on Bonvoy breakfast voucher that gratitude is included. Somehow they always expect additional cash tips?

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

likehelpful

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

like

Missing nights from the Marriott-SPG just reappeared in my account! Anyone else ?

like

Does CSR earn 3x points at bars on drinks?

like

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a previewโ€ฆ
Sign Up to see all discussions
  • Discover what itโ€™s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See whatโ€™s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal