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I gave an interview in Accenture and the manager wants me to move to Hyderabad,but I'm comfortable with the Kolkata location. I've cleared two rounds and now the Hyd manager is telling me that if I move to Hyd otherwise they will not proceed with my application any further. Can anyone suggest to me what can be done here?
Ok be honest, candidates. I really love this set of questions, I’ve been considering shifting my current interview style to these questions - I think they really give you an idea of who this person would be within the work setting. But the questions almost feel too deep for a recruiter to ask. What would you think if a recruiter took a different path and asked these questions instead of the usual ones?
https://blog.shrm.org/blog/9-interesting-interview-questions-that-actually-reveal-a-lot-about-candidat
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LETS GO ATLANTA BRAVES!!!
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Last song you listened to.. go!
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In case you’re wandering and wondering 😆
Just finished work. What’s everyone listening to?
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Reach out to your lender and politely asked to have it removed by either calling or writing a goodwill letter. If you can show that it was a one time mistake and you have a good credit history for timely payments otherwise, they may remove the late payment.
You have also to explain how/why you didn’t notice this for months though.
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Came here to say this. Chances are they will remove it. I’d explain what happened and play extra nice.
Pretty solid example as to why our credit rating system is B.S.
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Thank you P1 - very insightful
Chief
60 day late is pretty late...
Set up autopay for at least the minimum payment amount on the balance to avoid similar situations in the future.
Overpaying won't really help and doubt would have an effect on your credit score. If anything it may prove that you are mismanaging your finances.
Try speaking to the lender if they can somehow make an exception and help you remove it from your record. It could help if you had a flawless record before and maybe if you use COVID as an excuse.
Your score should increase gradually in the next few months as you make more payments on time, keep utilization low, and increase the age of credit accounts.
Some lenders will definitely work with you on changing improving score for the purpose of the loan.
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I paid off my car a few months ago and my credit score took a huge negative hit. That’s BS. I also paid off my student loans a few years ago.
You missing a payment and your credit score goes down isn’t bs nor is it the companies fault. I don’t agree with some of the way the score is calculated ( obviously from my example) but take some ownership. The only thing that I know of that you can try to do is reach out to the lender
Agreed. Paid off my house and credit score dropped 25 points. On its way to 0 now.
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When I was looking to boost my credit score (first credit card, first job etc) I was making early payments in full amounts (sometimes twice a month) and it helped! Upped my credit limits as well.
I would pay every paycheck and individually every time after I made a big purchase.
I wouldn’t worry about it too much. You do get a marginally better rate at 780 v 735 but in terms of dollars or your monthly payment, especially if you refinance or pay early (which you seem like a good candidate for), you’re really splitting hairs. Also, mortgage brokers use a special score anyway that takes your lowest FICO score as a raw input and then they adjust.
Always set autopay for at least the minimum payment. Amex is a stickler so doubt they will remove but worth a try to ask