With House Tax + HOA + Maintenance + Home Insurance + Security System + 4% mortgage, is it even worth buying a home especially at these levels? (NY/NJ area)

like
Posting as :
works at
You are currently posting as works at

I assume by your "y'all" that you're in a low COL area

like

@PWC1, brb, moving to Nashville

like

We pay 8k in property tax each year. If we all stopped paying it our great school system would tank and property values would plummet far more than 8k. Consider buying a home as a diversified investment, at least it gets your savings out of stocks/bonds entirely

like

Our school system is great and I pay $850/yr in property tax on a new 1500 square foot home. Y'all need to move.

like

Nashville

like

Homestead exemptions help a bit too, the first $50k in Florida assessed value is exempt from property taxes. Ohio is $25k, Tennessee is doesn’t have one. Florida is the clear winner here because there’s no income tax (although you get hurricanes, retirees, and flat topography as a trade off).

like

The property tax alone here is enough to kill you. Westchester is at roughly 20 mils while the rest of the country is like, 10. On a $600k home you’re talking another $6k in property tax alone.

Where do you live PwC 1?

Dude what? Property tax on a $400k home in Houston is over $11k

Damn, I knew Nashville was the play. PWC hiring in Indirect Tax?

EY1: how the hell are you paying almost 28 mils? That’s brutal dude.

Yeah it blows. However, we have no state income tax

I pay $1100/yr in property taxes in Columbus, Ohio. I also live in a city school district but we are DINKs so fu@k it. 👌🏻

EY1 we have no state income tax either

Related Posts

How many of you already have life insurance and long term disability with a trusted provider? Is it worth getting?

like

Hi All - anyone working in the swiss market here?

Looking for some insights of different firms there in terms of Comp., WLB but also brand within Health&Pharma would be useful

Thanks!

like

Can anyone tell me about which pharma/health companies OR agencies have great WFH/remote/flex policies? I feel like Glassdoor and Indeed don't highlight that enough when it's one of the things I care about the most.

like

Any tips for how to maximize property damage insurance claim?

I'm 1st time landlord and my single tenant in Seattle unfortunately overdosed on cocaine+pills 5 days before found in kitchen. :( Extensive damage.

Seeking tips - ex. contractor validating damage was on highest cost cabinets & flooring, replace all tile/grout, contractors upbid damage value (within reason).

Too many are advising being bold w insurance companies we all pay for most our lives, but open to all advice.

like

What’s the salary band variation for strategists between health and non-health agencies?

like

Any thoughts if Virtusa would be better or HSBC India for life insurance domain as business analyst.

SD rent prices are just about the same as SF right now. It’s blowing my mind.

like
like

Health question: How to deal with chronic back pain? I may have a herniated disc and wondering if surgery is a viable option. I hate being restricted actively and constantly reinjuring myself.

like

I’m currently making $165K base salary a year and find it hard to leave the money for 2 years of school even though I want to go make new friends and whatnot. Thoughts?

like

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

like

Guys need your suggestion here.

Please help me with my decision.

I am 32 divorced and I have decided to not marry again also i don't have any other other responsibilities /loans etc.

Currently earning 18 lpa and I am planning to buy a car which is worth 16 lakhs. Should I go ahead or should l lower my budget as per my current salary package

like

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

like

How long before switching job? I have 2 years of HR Experience (1 year from each job) and I want to get more money.

like

Hi fishes

Actually there is one management group based in kolkata. They are offering me vendership for call center executive. But they are asking initial 1k per candidates for the insurance purposes. Insurance for assets they are providing like Mobile etc .

But I didn't connected with them via linkdin only. Can I trust them or they might be the fake one. I'm in very big confusion guys. I needed your suggestions.

Thanks in advance

Looking to grow my current skills set in Health IT/IS as an data analyst. I've currently working on the IBM Data Analyst Professional Certificate. Enjoying the work/learning so far. 🤗

What other courses are out there?

like

I have a total of 4 years sales experience, 1 year in life insurance sales and 3 in retail banking (lending, investment referrals, merchant services referrals).

I did well in banking, but incentive plan has suffered tremendously, so I’m looking to jump into tech sales where I could be more compensated for the work.

Anyone in tech sales willing to chat? ☕️

like

Curious, I'm a bilingual Health Information Specialist and work exclusively from home. Im a medical assistant and front office specialist. I'm making $17.50/hr. I realize there isn't many incentives in my company and I'm starting to wonder if I'm better off somewhere else. Can anyone with a similar position share their salary? TIA

Hey guys, one question. My H1B will start on Oct 1st, and I am planning to visit my home country to get H1B visa stamp. I filed my amended state tax return a year ago and did not hear from them. Does it affect my VISA or entry to the US? Or should I call them to check the status of my status tax return? Please advice

like

More Posts

Let the holidays commence!

Sweet nose, but then a hit of savory spice on the tongue with an insanely long finish that is all cigar.

I wouldn’t drink this with a cigar, because you wouldn’t notice it, but it’s insane how much that finish lingers and mimics the mouth tingle after smoking a cigar.

Post Photo
like

Hi fishes, I have got an offer from HCL State street as part of reconciliation team. Please tell me about how the WLB is and how good is the growth inside the company?

like

Hi sharks
is it OK to negotiate if you agreed upon an offer and number seems low when you see in offer letter . would the company/manager can block you if they feel like you are playing because you show interest and negotiating multiple times?

Hello Everyone,

I have 4.2 years of full stack experience in .net and angular, currently i am on notice period with 45 days remaining, holding offer of 15LPA from a startup company, Wns global is offering me 15L fix plus 3L as variable (total 18LPA), i am in the process of offer negotiation with WTW, BNP Paribas and Tech Mahindra, can anyone please suggest me how much expected salary should i propose or should get as a max from EACH.

Thanks all, please i really need response on this

like

How to check the version of SAP Ariba which is being used? And what is the latest version of SAP Ariba?

like

Does anyone know why Australian salaries are significantly lower than our US counterparts?

like

Worst migraine ever. Still got it since Wednesday night

like

For those in tech and big cities, would you mind sharing what an M3 (no MBA but masters) should be making? Interested in base salary and bonus to see if my trajectory is on the low end. 9yrs exp.

like

Hi,
What kind yearly hike can be expected in TCS by lateral hires?? Would be great if some one can give a band wise estimate.
Also is the hike amount added to fixed components like basic and hra... or only in mva or qva components??
Appreciate your responses.

like

Deloitte is haveing a mega recruitment drive scheduled for tomorrow. I need a referral for that. I have 3+ years of experience in DevOps and cloud. Today is my last working.

It would mean a lot if someone could refer me.

Deloitte

Hello all,

Can anyone please confirm the compensation structure at PwC AC/SDC? Like Fixed+var etc..and how much is the average range for each component? I'm looking for ERP technology.

I hope Ac and Sdc are same?

35F divorced with a kid. I think I will never get remarried or in a serious relationship again. Lots of men don't like dating women with children. At my age either the guys are past their prime, divorced/ing and have to provide half their income to their first wife. Many with kids live on the same street as their ex wives so they can be close to their child. I'm not comfortable dating guys like that. On the flip side there are the ones that were never married, which by this age cont

like

Random question for my HR Benefits professionals- if I need to take a leave from work for an arm surgery (torn muscle not pre existing condition) would it be better to enroll in short term disability or take another type of medical leave?
Thanks

like

Lot of fear in the market right now (understandably so). The situation in Ukraine is awful and the potential consequences are scary to think about.

There are some who want to sell in fear of their investments falling further. Do not do this. Hold and continue to buy more. Continue your 401k contributions, and add whatever you can afford after every paycheck into your brokerage. Those who sold the covid crash were often late buying back in.

This is the dip you're worried about.

Post Photo
likehelpful

Is Deloitte usi have office in Chennai?

like

YOE:6 years
Current CTC: 23L
Finished all my interviews for
Walmart IN4. Interviews went well. How much can I expect from Walmart for this role?

like

What book has changed your life? Looking for personal growth/motivational books for summer

like

Trying to chart my next move and not sure what direction to go. All I know is I’m tired of being always “on” in a client-facing environment.

Any podcasts, books, etc I can read for insight into more internal roles like biz ops, corporate dev/strategy, other??

4 YOE total all in consulting. Currently a SC. Clients/work have been commercial healthcare implementation & public health strategy, risk, process imp etc.

like

Looking to transition out of a clinical role to a “clinical data/tech role” to help bridge the gap between healthcare tech and implementation to healthcare companies/field clinicians. Any recommendations to look for healthcare tech companies or getting started for a clinical data training?

likehelpful

Additional Posts in Accounting

EY rejected me and emailed me again after 2 months for a Audit opening. Are they playing with my feelings?

likefunny

Is there not a "lock aspect ratio default " option in Microsoft word?

like

Currently in IT audit, want to get into consulting. Worth it to wait until senior? Biased since I want to get out, but I feel the skills aren’t transferable and don’t want to be pigeonholed into risk

helpfullike

Best advice for someone looking to get out of tax? Would prefer a role that deals with financial/strategic analysis and financial modeling in order to assist in making strategic business decisions

like

Time warner is so sneaky! They charged me extra and took off my discount with no notification! Hate it! Is Verizon fios way better?

like

Why does a partner never look me in the eyes during long or short conversation? However, I observe that the partner looks at other people’s eyes. Not sure what I’ve done or something wrong with me.

like

When is your tier rating for the FY18 locked in? Is your tier rating already official?

like

Tax senior with CPA at small firm. Best way to get to Big 4 audit? (LA or OC) Went to non-target so little to no alumni at B4. I don’t mind the switch to a lower title since audit was always my preference and was never a fan of tax (stayed local for family).

like

Health question: How to deal with chronic back pain? I may have a herniated disc and wondering if surgery is a viable option. I hate being restricted actively and constantly reinjuring myself.

like

What are raise amounts or percentages per year?

like

Need some advice here. Senior 2, decent performance but I feel like I’m not progressing to the level that other seniors the same level as me are and pretty sure I’m ready to transition out of public.

like

Can my last day of work coincide with the first day of work for a new position ? Or 1/2 day for one and 1/2 day for the other.

like

Just heard EY is about to make more layoffs in audit too

like

Leaving PA for my dream school next year for a career pivot. However still have awhile before I can leave (there’s no reason to forgo a paycheck for even longer than I already have to…). I have no idea how I’ll make it through busy season without quitting on the spot 😩

like

How do I get Spotify to work in the EY office?

like

Last year I lied about having Valentine’s Day plans so I could go home at 7....and this year I’m proud to say I will be doing the exact same thing

likefunnysmartuplifting

Passed my last CPA exam!! 🎉🎉🎉🎉🎉🎉🎉🎉

like

Anyone knows/ is currently working on Trump's tax return ????

like

Despite failing or losing parts of the CPA exams, let's not forget we still got promoted and some increase in pay.

like

Anyone have their CFE? Just wondering what you have done or plan to do with it and what the test was like.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal