{ "media_type": "text", "post_content": "I have had both the Reserve and AMEX Platinum for a few years now. Why should I keep both? Which one should I cancel / downgrade for a $0 AF?", "post_id": "5e85ca1ad970c1002aa8f307", "reply_count": 4, "vote_count": 1, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points" }

I have had both the Reserve and AMEX Platinum for a few years now. Why should I keep both? Which one should I cancel / downgrade for a $0 AF?

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Depends on many factors. Your use of the benefits (door dash for Reserve, Uber for Amex, etc.), your company’s travel policies, your expected travel, how much you fly Delta, etc. I think most people in here prefer the Reserve over the Platinum. But you have do to do the math for yourself.

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Also worth noting that bailing on the reserve results in an immediate 33% devaluing of any points you have on the card, since they’re worth $0.015/point with a reserve and $0.01/point without.

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If you aren’t flying delta or going to Amex lounges then I can’t see a reason to keep the Amex.

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I have both as well and get positive value from both. I get more from the plat because we get a fee discount (CAP). I use my CSR for offers, Lyft, other travel expenses, and ambiguous dining ( not sure if Amex Gold will cover)

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