I opened a Marcus HYSA based on the advice in here and now (too late) I'm freaking out that I allowed this "Plaid" thing to access my bank accounts to move the money over. And it requires linking all accounts, which seems unnecessary. Do folks think it is secure??

9 years at the firm, 3 as a manager and I just broke $100k in the Northeast region. Maybe it's time to explore my options.

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Monday Wordle :

Wordle 401 5/6

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what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Hi All. What is the best way to allocate 25 Lakh INR in savings into different investments to maximize returns. I recently moved out of India so Tax rebate is not a consideration for me. I already have 6 lakh plus invested in PF and MFs but I want to invest more as my money is getting depreciated in the savings bank account.

I also have an education loan with balance of 7 lakhs which I am planning to repay in lumpsum as there is no tax exemption now.

So, Partners... What's your spending breakdown like? Curious to see what expenses y'all have. # of yrs as Partner may also help.

Thanks for sharing! Again, just for fun and curiosity.

Whats the second source of income for a IT employee ?

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

Guys.. Can anyone tell me Citi appraisal cycle ?
I joined in May ..

What are good KPIs for personal injury support staff?

Does anyone here work at Northside hospital in Atlanta that can answer a few questions for me?

So I start my new role as Revenue Cycle Manager, South Bay Division in about 2 weeks! I’m super nervous. I’m scheduled to meet with the Senior Director and the East Bay team. This will be my first real management job leading a team. Any advice for a new manager? Training tips?

Is MGMA datadive access worth the cost for salary negotiation info?

Hello, I have 4.5 years of NYS WC authorizations for orthopedic. I also have experience as a front office supervisor at a hotel. Any suggestions on a career move? I feel really stagnant where I am right now and I feel very under paid for the amount of labor I have to put in. Any suggestions would be greatly appreciated. Thank You

Where did you meet your significant other in the city? Looking for ideas to meet new people!

Hie fishes
I recently joined nagarro
I am under one project code but not assigned to any project
Is that means I am in bench or project
Is that count for bench period

Not sure if other firms are the same, at EY we can add “🏳️‍🌈 I support inclusion” in our email sig. Most people from Unity ERG don’t. If you don’t, why not? Particularly during Pride month.

Feeling grateful today. 🥺

A friend of mine works with TCS as an Analyst, his base location is Bengaluru but he is been working from his hometown in Lucknow since the first COVID lockdown. Now he is being asked by his team to work from Ahmedabad, where his direct supervisor (manager) is working from. In this case, according to TCS talent policies, what is the procedure and the benefits that he can avail, as part of project initiated relocation? Also, how long it takes to get base location changed through HR in TCS?

If there is a request for a US tax specialist to do a loan staff / secondment in Dubai, thoughts on salary range for experienced Manager ? Requesting housing from company? It’s M&A deals related so hoping it will be decent pay.

Hi fishes, where can I find payslip in hcl portal

You know a photography treatment has died when you can find it on shutterstock.

And in wtf news, Innocean is acquiring David & Goliath

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone have any good realtors in the Greenville SC area who know the VA loan?

What’s a good FIRE-friendly car purchase?

All these weddings are blowing my mind and budget. I've had 5 weddings so far this year with several more to go by EoY. On top of that I've been asked to be in a lot of them which adds additional time commitment and cost. The cost of a bachelor party + shitty men's warehouse suit rental + travel and airbnb for the weekend + couple hundred bucks for wedding gift means I'm blowing tons of money for these weddings but I feel bad to say no.

I think I need Ex bankers as friend and accountants. I need people who we can discuss deals in the swift world with from time to time. I need people with great ideas in my life

Does anyone pursuing FIRE actually like their current job? Trying to get a grasp of how much of the FIRE movement is driven by escapism from unfulfilling work.

Anyone else into Bank Bonus churning?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Any recent grads here who moved back in with family during COVID times? How much do y’all contribute every month to “rent”/groceries/utilities? Idk, I feel like I’m not contributing enough sometimes…

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Have 700K USD worth of invested assets (less real estate, cash/receivables, and precious metals). if I need 4K USD per month for expenses, can I now coast?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

Turning 28 and hit $300K NW today. Never formally FIRE’d but want to set out a plan for here onwards. What’s some good material / easy reading to start with?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Decided to payoff my mortgage.