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Plaid is very secure and commonly used amongst some of the largest financial institutions. Mi wouldn’t stress over it.
You don’t need to link all accounts. You can choose the ones you want. Also as SA1 said, Plaid is secure.
Mentor
What are you actually trying to do? I am virtually certain that your bank does not need Plaid to transfer the funds to Marcus.
Plaid and similar tools like Yodlee are secure third parties who sit between financial institutions and finance software. They don’t have anything to do with the actual movement of the money.
To the extent they have your account credentials, they are a special read-only credential so they can’t do anything with them other than fetch the data to put into your software (Mint, Personal Capital, etc.), and they’re encrypted so even if someone did hack them, the credentials wouldn’t be useable anyway.
I have my accounts linked all over the place..so this is really comforting to read. Thank you 🙏💯💖
I was with Marcus but I had to migrate to GAF, seamless transition. Funding was almost instantaneous and you don't necessarily have to link your bank if you're not comfortable. Although I switched mainly because of the APY.
I used Plaid recently to move money. Worked out fine.
I won't trust anyone to link all my accounts no matter how secure it is in theory!
Linking one account is good.