I just joined my first ever job this year and started earning. My CTC is 4.8 Lpa and i get ~36k per month in hand after tax cuts.

I have zero idea on how to file for taxes or what the process even is. I've been told that i have to pay tax from my salary once a year and some have told me that i get returns when i file but i have absolutely no idea what to do or where to learn.

I have been earning for a few months now and could really use some help in tax education, in some detail. Ty!

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Posting as :
works at
You are currently posting as works at

Understand your payslip and the tax regime you fall into. Identify the taxable components like basic pay, personal allowances, hra etc. Check how much you can claim back under each category. Apart from government website there are few portals also such as cleartax which will help you understand the claim components and taxable components. Explore youtube, there are a lot of good creators who explain it really well.

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