I was a loyal Amex SPG cardholder that migrated to Amex Bonvoy ($450 annual fee - which is really $150 after the $300 Marriott spend credit) ... we charge all personal expenses to this card (over $75K/yr). I feel that Bonvoy Platinum Elite status and a free night per year are nice, but are there better cards that have better rewards? Our other card is Costco Visa (for Costco purchases or for places that don’t accept Amex).

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Looking to buy a studio in NYC (~600k). How low should I go below asking price when making an offer (especially given that the price went down 5% two months ago)? I’m thinking 15% below asking. Location is okay, no view, and a month to month renter in place. Thoughts?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

How to switch practice areas? I’ve been in immigration for 3 years now and need a change. How do you convince employers you’re a good fit for a role you don’t have any experience with?

Planning to travel during Thanksgiving (super late in planning as usual) any fun recos- travelling from Chicago have boatloads of AA and Bonvoy points to burn. 7-8 nights

20-hour layover in Shanghai. 5:30pm - 1:30pm. Mid November. Solo traveler. Any recommendations?

Anyone ever stayed at Westin Tokyo? Is the concierge lounge any good?

Does United tell you when you clear the upgrade waitlist or do yo have to keep checking?

W south beach or Ritz Carlton Fort Lauderdale?

Staying a weekend in October in Salt Lake for the first time. Is it worth dropping more points to stay downtown or save some by staying on the outskirts?

Looking to take my first solo trip for my birthday and deciding between San Juan & St. Thomas. I want beach, one water activity, nice hôtels/resorts and amazing food! Walkability would be nice but not needed!

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

How do editors out there feel about partnerships? Seems like a great goal if the house is a long term fit. Do the new responsibilities and ability to make a difference outweigh financial risk?

Does anyone know how long h1b transfers are taking on premium processing? Realize its 15 days maximum, but want to know if they are being processed quicker?

With another Boeing 737 crashing, would it be wise to invest in Boeing Puts?

I finally created and set up contributions to a 401k account 🙏 whew! Now just need to watch it rain

Hello, I was wondering if Amazon is providing TN visa? I recently applied to the Quality assurance engineer role and wanted to know if they are sponsoring. Thank you!

If I were to go to the Cape in early October is there enough to do for a weekend? If so, where in the Cape do you recommend? Alternatively, also looking into Providence..

Thoughts on BCG Toronto?

Looking to relocate to Boston (fiance grew up there and wants to settle down around family). Sadly I dont have much of a network up there. Does anyone know of current searches?

Anyone familiar with the startup Hey Jane? I have an interview with them but I’m nervous of job security

I am looking to connect with any HR of Natwest. Can anyone help?

What is the relocation allowance at Natwest ? Thanks

How much variable does EY India generally pay, if 20% variable is mentioned by them while giving offer letter.

Hi Fishes,

What is average salary offered for senior product manager at S&P global market intelligence? Yoe-7 relevant-5

I am being offered 26lpa which includes 15% variable component plus employer contribution to PF. So, the fixed component is just 21. How much more can I negotiate for? Have existing offer of 23l (all fixed)

What salary range should I ask for senior engineer role in tiger analytics ?

How to complete Azure associate data scientist

Possibly legitimate or yet another failed altcoin? What do you guys think? -http://bitcoinr.org/

If I have to book 20 meetings a month, how many conversations do I need to be having a day ( email, LinkedIn, cold calls, dark social ) with a drop out rate at 20%.

Anyone heard of Altman Solon? How is it for a data science manager?

Do you write cover letters? I usually write them but it feels like a waste of time.

Hi guys, I got an offer from x and i discussed that with my current. At 1st current said they can only give 30% increment. I said I can't stay with this cause i got 70% and expect at least 50%(as the 70% included VP and the current org don't have vp, they have bonus). Then they said they can do max 45%. I really wanted to stay here so I said okay to current. Then now hr called me and said they are matching the offer(no vp). What should I make out of it? What made them change their mind?

Hi All,

If i accept the offer of company Abc (MNC) to get a counter offer and after getting better offer then if declined company Abc offer, then any penalty needs to be pay for 2 month?

Could you please help me out here.

How do referrals work? Do you apply first or wait for the referral, then apply? Looking for a tiktok referral.

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

Best Marriott/SPG property for a couple’s stay in Amsterdam? End of December - want to be reasonably close to city center but not break the points bank (<~50k a night ideally )

Will end up at 65 Marriott nights for 2018. What would you select for your annual choice benefit? 5 elite night credits or is that pointless?

I am new to United Silver and I purchase economy tickets. Is the best strategy to check in exactly 24 hours ahead and switch my seat to an open economy plus seat?

I am stranded in a foreign country, was traveling for personal reasons, because AA cancelled my flight citing weather concerns but is flying other flights at the same time. Is there a way for me to 1. Get an alternate flight that is not painful. 2. Escalate and get compensation? Thank you.

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

Does United tell you when you clear the upgrade waitlist or do yo have to keep checking?

Chase Sapphire Reserve is not able to book a ticket for me on Air India because the flight is not showing up on their system. The flights shows up everywhere else including on Expedia, which powers Chase’s portal. Anyone had similar experience?

Rumor: CSR annual fee is increasing to $550. Added perks: DoorDash and Lyft credit.

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Is there a good website or group or reddit page for travel flash sales / deals?

Might have to leave the “all things points” bowl soon if these creepy ant/roach/bug posts continue. Making me so paranoid to stay in a hotel now smh

What’s the best points system for people traveling in Canada? So far I only use Bonvoy and Aeroplan.

What is everyone doing with corporate card Amex rewards annual fee? Is it waiveable since there’s no travel?

New Delta Marriott deal - 2 miles per $1 spent. Anyone switching to earn miles?

It says on Bonvoy breakfast voucher that gratitude is included. Somehow they always expect additional cash tips?

Just booked flight to Hong Kong. Best SPG/Marriott to book on points? Trying to find proximity to good nightlife, restaurants, and public transportation. (Cont.)

I have some 400k delta skypesos and would like to go to asia next year. How should i use it well?

Do you get elite night credits for award/point stays?

What’s the point of Hyatt globalist concierge? I emailed the guy asking a question and never replied to me