If I got denied for a credit card application from one bank, should I hold off on other apps to prevent credit report for ~6 months

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You what you do bestie. #yolo 🤪

Probs best to hold off. Did they tell you why you were denied? Either way each inquiry dings your credit so another inquiry wouldn’t help your score.

Depends on why you got denied. If it’s because of high credit activity, another app will hurt. If it’s because you were applying for a card you didn’t meet the credit threshold for, then apply for one you do and won’t hurt

Yeah in terms of credit it looks riskier from the lending company’s perspective since you’re applying for multiple lines of credit in a short period of time

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