Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Has anyone here used New Western to buy real estate deals?

At this point, I am ready to die with my GME stocks. 😩 My grandkids will inherit it. I am ordering my certificates as a souvenir. 💎 🙌🏾

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

What’s the best real estate shop in Dallas? Not including Winstead or Jackson Walker.

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Why so red? Any stocks good to buy now?

My wife and I use a joint account for managing our monthly expenses. Can we both use UPI IDs linked to this account on our respective phones ?

Who all is looking to buy a house and in what area?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Fishes honest opinion needed. Me and My so presently live in Arkansas, living in our first home with a child 4 year, both of us recently changed our jobs and have HHI ~ 420K, current mortgage 1600/month. We are looking to move to Dallas and thinking of buying a house ~996K with a 15% down. Questions -
1. Should we go for house of that budget? We can afford, but asking based on market.
2. Should we down 15% or just 5% ? Or go for 20% ?
*Getting a rate lock 4.25% 🤞🏼

been in us from last 5 yrs. didnt invest in 401k or any other finacial instruments in us. now coming to regret that. 401k maximized from this year. any reco for index funds, MF education sites

Just heard FY23 partners at PwC are getting only 40 shares vs.60 last year. Looks like new partners are being shown the middle finger by Tim Ryan in favor of increasing stock price and getting more catalyst hires. Sucks!!

If I received 2019 income in 2020, do I need to amend my return? I just received a K-1 for a few thousands that is for income earned in 2019. Not sure if I need to amend or if I can just put it in my

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Renting a car vs buying, which is better in India?

Any work or use to work at Chartwells K12

What is avg salary for 5yoe java fullstack dev in UAE

Where do you live/work & would you recommend it to a 20-something new pa!?Salary, benefits, lifestyle, etc.

To those using Prosystemsfx, have you had issues with not being able to insert rows or indent text in Excel? I’m sure there’s more but those two not working really bugs me

Everyone’s so focused on Airbnb and Doordash lol. Nobody’s talking about C3.ai though 👀

What is it like working as a full-time graphic designer for a company (not an agency/firm)?

My agency doesnt use briefs to kick off any projects... Is this normal for an ad agency? They JUST got this account a couple months ago and it’s a huge account. Should I be concerned?

Recommendations for white sneakers for the office for women ??

I got offer letter from Virtusa. I never heard about company's name. Can anyone tell me about company? Work culture or WLB
I have another offer from IBM of 19
Virtusa giving 24 lpa
Choosing virtusa is over IBM good or not?

In Accenture the leaves will be converted to cash during full and final settlement?

Anyone have issues with D BG checks taking forever?

Just signed my offer! Is there an internal bowl I can join?

Can someone tell me when to expect
offer letter from PWC after they
request for the documents? Also for US
tax profile they are providing permanent
wfh, do they provide a document for
that?

Hi Fishes, I've an offer letter for Accenture Strategy (M&A) for Senior Manager, India and my joining is in 3 days. Package is very good, but no immediate relocation opportunities. May happen in future.

Now at the very last moment, I've got an M&A leader role from Wipro. Reporting to a board member. This is a global role and will be based in US. L1 visa to be initiated.

Any suggestions on which is a better offer? And, how best I can negotiate here to get myself a better deal. Gracias!

Follow up on Rich Dad Poor Dad...General consensus is to buy real estate...So for those of you who have read the book, have you bought any real estate lol?

I have an interview lined up for a Corporate Banking analyst role. I was wondering how the interview process looks like? Any leads?

How’s the WLB for my Australian counterparts at T2 firms in Sydney/Melbourne?

Looking to do a transfer/rotation (from Canada) to Aus and am curious!

Can some of you experienced folk recommend some good books for rookies? What are your favorites for investment strategies, marketing, selling, etc.?

I want to make tons of money to be able to have freedom of time for service. The recovery community is my main gig. What types of service do you enjoy and why?
What is your WHY! Please share?

Welcome to The Financial Life! I am excited to meet a variety of individuals, families and businesses to talk MOnEY! As you know, growing money is one thing but keeping it is a whole different game!

If the traditional 60-40 stocks/bonds portfolio is getting crushed, what can we do to add market volatility control during these weird economic times?

What are your experiences with IUL?

I am looking for a tool to help with determining how much money I will need monthly when I retire. Any suggestions?