Great question! And without getting too much into monetary policy.... Fed rates are set by the Federal Reserve which banks use to charge each other to borrow money. A lot of times these rates move together, however, a Fed rate increase does not instantaneously change the rates the bank offers.

Other types of savings account have seen an increase this year such as online savings accounts and fixed annuities.

How does the mortgage for a rental property work? I have the required down payment. Do I have to prequalify for the entire amount even if the place will be fully rented?

Is there any way to get ahead of student loan debt once the forbearance ends? i have been paying this entire time, and was able to pay about half. the interest rates are astronomical (federal loans). What have you all done to combat this burden?

Looking to invest as a retail investor in ESG tilted index funds (I know the MSCI/Susty ESG ratings have their significant issues), any tips on where to find brokerages that offer these?

Keeping an eye out for the new HSBC biodiversity index and the like.

Question: Are you technically supposed to put any profit you made from the sale of a vehicle on your taxes?

How does the investment declaration work at cognizant? Can i declare only 80c for now? Or even hra or loan details can be declared now itself with valid proof? I read somewhere that these details have to be declared in November with documents. Can anyone help in this?

Question for y’all.

If I’m maxing my Roth 401k through work (and I am a relatively high earner - $170K) is it worth it to max ira? 6K is like 1500 in tax savings.

Would love to hear some thoughts. Also max dep FSA ($5K)

Just got a quote for 30 year fixed rate mortgage at 5.99%. Thoughts?

Anyone ever required to show proof of insurance to test drive a tesla? I don't currently own a car so don't have any car insurance. Any tips for affordable and reliable options if I'm just driving the car for an hour or so?

I am in Colorado and planning to sell my home and finding it very hard to choose an agent. When I look for recommendations on I see lot of self claiming realtor agents which i am not comfortable. What

Any desis in the Middle East/Dubai?
Going to join an MBB soon right out of B-school. Need tips about investing future savings back in India.

I am interested in investing in rental property in near future and looking for a group/individual to get in touch with for more information and find a mentor. Any recommendations on where to start ?
Min Investment amount needed... ? Etc etc...
TIA

Once you have PR is there any restriction on getting a visitor or traveler visa to USA ? Will need to give up my H1B in US when I move full-time to Canada but might need to return to settle estate

Anyone invested in vacation properties ? Any books or blogs you can suggest that I can get started with ? My experience is with airbnb and I want to build sustainable homes in vacation areas and rent

Is QQQ a good buy? If so is it better for a LT invest or options play?

Anybody have a mortgage provider they like?

For me, it was Google, Alexa, Jeep, Pringle’s, NFL / Walmart tie. Very few insights this year. Lots of borrowed interest, and A LOT of ads that shouldn’t have been in the game.

What’s the monthly living cost in Dubai for a couple including rent?

This is really unfortunate but, so many of us are going to lose our visas. Lives are going to be disrupted. In what ways are you affected? I had just made a down payment for a new house.

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

What time do you get into the office? More importantly, how long is your commute?

Do you guys think the rumor of McKennie sleeping with a teammate’s sister is true? Word on the street is that it’s Pulisic’s sister, but I’m not sure I believe that part.

Hi Everyone, Kindly consider it as a panic button.
I got an offer from an company in June 2022. I put my 90 days NP in TCS.
Now with only 20 days remaining, my Person of Contact infomed me that they're keeping my offer on hold and postponing it to 27th oct. They also told me that I should look for other offers as it is also not confirmed.
Only 17 days left on my notice. Any lead in Data Analyst role with 1.5 years of experience with SQL, Tableau, Excel, Python (Pandas) will be of great help.

I’m a tech at an overwhelmed clinic. The money-hungry owner keeps hiring assistants with 0 experience to save money and the place is falling apart as a result. Do I try to make the argument for getting experienced help, or is it time to run?

Any idea how to clear CRISIL assessment for credit analyst kindly help I've to clear it.

How is tech Mahindra in terms of WLB, job security, work culture and appraisal.
Tech - SAP
YOE - 9

Do you guys get random emails offering to discuss a possible position? I get many of these and I’m not sure if they are legit!
It’s usually the coo or ceo that emails which is kinda weird! Would be happy to hear your thoughts!

California homeowners 3b/2b- how much on an average do you spend monthly on house repairs/maintenance?

Happy Teacher Appreciation Week for all New Teachers! I'm in my third year and I still remember how amazing it felt to reach this mini "milestone". Take some time to relax this week as well!

My company pays very less salary and i love my company and people around and that too its my first company. I got offer from another top company. can you please suggest me what are the do's and dont's in my secound company.

Hi Guys,

Can anyone apprise me about the position of Innovation Manager in EA at Deloitte India?
How is the wlb, growth in this unit?

What is notice period at LTI?

Scientists are funny because we are just as excited if the evidence supports OR contradicts our hypotheses; win-win!

I joined TCS on 19th October. My BGC failed and I will have to resign. Does the company pay salary for the days worked in this scenario? I am working for an american client.

Hi guys, what's the package amex is offering for the profile of Fraudulent Application.
I have 2 years of experience in fraud.
Currently going through the interview process.
Thanks in advance.

Today we learned that our 8 montj GSD can climb over our backyard fence. FML.

What are your experiences with IUL?

If the traditional 60-40 stocks/bonds portfolio is getting crushed, what can we do to add market volatility control during these weird economic times?

I am looking for a tool to help with determining how much money I will need monthly when I retire. Any suggestions?

Welcome to The Financial Life! I am excited to meet a variety of individuals, families and businesses to talk MOnEY! As you know, growing money is one thing but keeping it is a whole different game!