If you had to do things over again, would you have still taken out your student loans? Or would you have chosen a completely different path to avoid starting life with so much debt?

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Knowing what I know now, there's absolutely no way I would've ever taken out so many loans. I would've worked in school or not even gone to school. I can't believe they let me take over $100,000 in loans when I was 18. I wonder how they sleep at night?

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Yeah, I would've completely avoided getting into debt. It's probably the biggest stress factor in my life and it influences all my of my life choices at this point.

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Totally agree.

I should never have gotten a masters degree.

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I would’ve avoided and even done everything differently. 😭

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I would’ve tried alternate means of paying for my education

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Right now, yes. I finally landed a job within my field that pays well. But one year ago? I wouldn't have. I just wish I had gone to a cheaper school.

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Probably a different path tbh

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If I knew where I was going to end up…I could be doing this exact job with no college and could have gotten here faster. Absolutely I wouldn’t have done it.

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I shouldn’t have rented an expensive ass apartment that I took student loans for which were equivalent to the cost of my master’s degree and this was during peak covid too so I should’ve just lived at home

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I probably wouldn't have started college at all. Thr 70k in debt I paid off from a degree I didn't finish would have been 70k invested in a post 2008 collapse and whether I did real estate or stocks with that probably would have been atleast 6x by now.

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Nope. Would do things differently.

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Never would have taken out loans if I’d known what they actually were and did. My parents were ignorant and I followed their advice. Loans are a death sentence.

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I’d probably still do it. They are just imaginary numbers to me that equates to yet another bill I’ll be paying for the next 15 or so years.

Yes. I went to DeVry/Keller lol

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Additional Posts in Student Loans

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

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Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

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Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?

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Damn LIBOR rate up again...

SOFI or who else?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

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If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

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LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

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