If you hold crypto for over a year it’s subject to capital gains tax right?

Thoughts on Marcus vs. Ally vs. Wealthfront? Looking for a place to park my emergency savings

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

Would love to get insight from folks here as I’m not quite sure what to do. I currently have around 14K in student loan debt and enough saved up to pay it off in one fell swoop. What I’m struggling with is whether I should invest that money into the stock market (thinking less risky S&P 500 ETF) and pay off my student loans monthly with the average payment being around 1000 so I can pay it off in about 16-18 months (due to interest being around 5%) or pay it off all in one go?

How do y’ll save money on taxes? Other than obvious routes like 401k.

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Anybody know if and how much I can contribute to my Roth IRA to reduce my 2020 tax liability? I’m trying to pay less taxes but Jesus this pandemic has been great for my law firm and salary.

Hey, new to investing looking at initial mistakes I made. I have $1k in VOO, $7k in VT and $4k in VTI in my brokerage acct; in my Roth IRA I have $6k in VT and $7.7k in VTI. I know isn’t an ideal portfolio because many of these funds overlap. However I’m in for the long term and am willing to reposition to a strategy that will do the best over my life. Id appreciate to hear feedback on these 2 accounts and better approaches from others. Thanks!

Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

Looking to support a new APIA founded startup? Well look no further!

Have you ever found something online and thought "... if I buy this, what about my anniversary gift, that trip to Europe, the car I always wanted..."

Well I have and founded Okane (money in Japanese 🤑)

Okane is a free Chrome Extension that focuses on goal-based budgeting. We track your wealth and help you save for your future goals while avoiding impulse purchases, right as you shop online. ( okane.crd.co)

Lmk what you think!!

Hi Team
I've declared the tax under my profile payroll and what is the use of FCP?

Alright auto fishes, I’m in the market for a entry level luxury car. Open to used or a lease. I don’t plan to use it as a daily driver, live in an HCOL. Only restriction is that I’d like to keep my monthly costs at no more than $600-$700/month (including insurance, financing / fees, etc; have a parking spot already). Doesn’t have to be a European badge. Thoughts?

Did anyone else get a ridiculous rent increase this year?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

Does anyone know if the 10% penalty and if taxes are waived on a death of a beneficiary? A friend of mine’s 17 year old pass away. I was wondering due to the circumstance, is there any way he can get around paying extra money by doing a 1035 exchange, rollover, withdrawal. Anything out there? Suggestion are welcome.

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Anyone willing to share thoughts on National tax- unclaimed property at EY?

Received an offer from EY but didn’t find enough information to get to know about it.

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

I told myself I wasn’t going to do it. Re-assured myself I wasn’t going to do it. Told myself you’d know what would happen and still ended up gambling away a bunch of money I know I couldn’t blow. I don’t understand.

Do people working for NonTech succeed in life?? I too am in Nontech

Looking for People Advisor , TFA , HR Consultant roles

Total 4 years xperience ( 2 years as PMO and 2 years into End to End recruitment

Any books to recommend on mental strength?

Can someone share Uber program manager base and rsu? Would that role be l5

Hi All,

My primary skill is Boomi.I have got offer from IBM,hexaware and Boomi.All of them are offering me almost the same package.Can you please advise in which company wlb and job security would be good.

About to finish my first year. I’m a specialist. Only going to hit 65% of my hours (took a 4 week vacation cause of wedding/hm).

I never say no to work and i have fantastic reviews, and the head of my practice (with whom I work a lot for) has great things to say about me.

I’ve been fully utilized starting ~June, but first few months were slow. Am i fine?!

Looking to buy 40,000 Marriott points. Happy to pay $200!. Let me know your offers!

Turks and Caicos or Bermuda for a long weekend in February/March?

I find it really hard to eat healthy when I'm on site...especially when the majority of my lunches are quick ones spent at the desk. How do you handle eating well when there's no time to think about anything but work during the day??

Do different companies have a methodology dedicated to technology change? Like tech implementation? Or is it specific to the product? Or high level to org change?

Hi All, I’m thinking about getting certified in change management but not sure if I should go the Prosci route or CCMP route. CCMP is a lot cheaper compared to Prosci but would it measure up just the same?

I guess it would be similar to the discussion of the SHRM-SCP vs SPHR.

Is deal flow starting to pick back up? Just started as an FDD analyst and would love to keep my job

Is it hard to get into Salesforce? Big 4 consultant with 10 yoe, mostly in ERP/CRM implementation and program/project management, have Salesforce Admin cert but not much hands on experience due to mostly management exp, looking into Director TPM roles - should I apply? Or should I wait until I somehow gain more hands on SF experience?

How's the weekend going for everyone?

Hi Innovaties,

How good is Innova in Job security, WLB, Learning opportunities?
Tech: Big Data
Client: CHC

What about be the impact on innova solution employees who are working in CHC Project after merging with optum Health care. ?

Hi 👋🏻 Would love some support here - looking to build out a bonus structure for a Sales Engagement Mgr role - it isn't a typical sales role - this person will be closing deals but not necessarily securing leads. If they will be scoring leads, it will be organic via conferences, partnerships. Of course, we want to encourage and incentivize this person. Potentially giving then an extra 20-50k bonus potential. How do I build this out? Any suggestions or examples would be super helpful. Thank you!!

Not sure how I feel about this #DeleteCoinbase movement...perspectives?

Anyone participating in DADI coin crowd sale? Why yes / no?

Jeez it's Memecoin Monday out here

I am going to buy AntShares aka NEO bigly. It has a potential to go to 100$

Still worth HODLing xvg? Reading a lot of conflicting news about the coin.

Thoughts on $LUNA?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

So this all seems like mental illness pretending to be investing. Good luck on the gambling. I’m blown away by the people screaming “HODL” with no rationale. I’m 100% out

So what’s the new number that every will say will cause the bubble to burst (but won’t actually happen)?

Cash is also an investment position.

Please post your crypto portfolio.

Mine - Btc(10%), Eth(75%), Ltc (leftovers)

Nano rising rapidly, great team and good roadmap. Look at the review by Datadash on YouTube

I have $1000 worth of Amex gift cards. How can I drop it in crypto?

Thinking of mining bitcoin? Any tips? How do I start? How much money do I need to buy essential stuff like a new mining laptop?

I have been DCAing over the last few months on binance and then moving the tokens to my Celsius wallet.

It has become really difficult to keep track of the actual cost of the tokens and profit/loss.

Any software or app recommendations, I am almost inclined to start an excel spreadsheet to keep track now

Any pancake swap lovers? Have a feeling CZ Binance is behind this ....

Has everyone really lost faith in LTC? It seems that nobody is talking about it, and it’s not on anyone’s top holdings list (on FB) 🧐

$Link 👀. Drop down to $11 area or keep pushing up?

Which alt coin should I buy in this blood bath outside of ETH, LTC, XRP and BCH?