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Coinbase pro is cheaper
You automatically have an account with Coinbase Pro if you have a regular Coinbase account. I make all of my purchases on CB Pro, then transfer the assets to CB for free due to the better UX. Fee transactions are significantly lower with CB Pro, justifying having two apps and adding in a couple extra steps.
^coinbase pro has low/no fees on most transactions. You can transfer everything from regular Coinbase for free
In CBP, click on withdraw and it’ll give you two options - crypto address or Coinbase. You can transfer instantly and without fees
To legally transfer fiat to crypto? Not really. But then you can transfer to a wallet and exchange on a DEX. If you are using Ethereum tokens though the fees are still astronomical.