Anyone have resources on buying a second home, not as an investment property? Is it even possible to get a second mortgage? Moving to NJ and am wanting to buy without selling my home in NC.

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Does your job offer a pension? Care to share? I’m wondering if ours is competitive and also wondering whether to stay or leave for greener pastures?
Population: around 35K; 5 years to vest; retirement age 65; pension calc based on average of last 5 years’ salary times years in service times multiplier; multiplier is 1.25%. TIA!

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Looking to buy a rental home in Durham,NC. Anyone here has any recommendations of what to lookout for specifically in this area ? This is my first rental property

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Next year, my wife and I will make $219,500 between us. If we contribute $15,500 to a traditional IRA, will that bring our MAGI down and make us eligible to contribute to a ROTH IRA as a married couple?

Best book(s) to get started in real estate investing?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Has anyone used Gideon Strategic Partner for investing? What was your experience?

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

I'm a novice, lot of people r talking abt recession coming next year, should I keep investing or take out or just keep the same for now ?

How much tax will be deducted on 18lpa fixed salary (1746800 in hand after epf deduction)? Even after investing 1.5 lacs in 80c.

When do you all think it’s time to exit to take your startup on full time? Is there a certain income threshold you’d want it to hit combined with personal savings? Other than insurance, what may be somethings I’m not thinking of in making a plunge? For context, 2 workers, my wife does almost everything now and I assist at nights and weekend. It’s grown from 200 a month to almost 2k a week of profit over the past five months. Has been increasing from 1.5 to 2+ over the past 3 weeks. Contd

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Can anyone tell a single benifit we get in India after paying 30% tax ??

FL peoples: I signed a lease for a new place to start May 1 as my current landlord sold the unit I'm in. Turns out, the buyer wants to keep renting the unit and asked if I want to stay. Of course I want to stay. My new lease hasn't started so I'm pretty sure I can easily back out. For the new lease, I'm still pending full approval from a condo association as I have to do an in person interview. I have paid first months rent in advance. Is there anyway to get that money back?

Need some advice.. thoughts on SetSail.

My mood has been fluctuating so much lately. Some days (yesterday) I wake up feeling invincible and some days (today) want to hide myself the rest of the world and feel like nothing will ever get better. I’m trying to push myself to make plans with other ppl and am really self-conscious about it cuz I don’t want ppl to see me in low spirit.. any ideas on how to fix that?

Hi

I resigned Epam Anywhere last week because I am on bench since 2.5 month , package in EPAM Anywhere was 32.40 lpa fixed .

Started looking outside and got opportunities.

Two offers:

Citi bank- 3277000 fixed

Mastercard- 308000(including 2.80lakhs variable)

I am really confused between these two companies, I heard WLB is very good in Mastercard, but again their salary difference is too much.

Kindly suggest its Urgent.

Java developer having 8.6 years of experience.

Without warning it looks like we'll be switching from consultant teaching to inclusion...what do I need to know. Never co-taught or done inclusion except for years and years ago and it was very informal. Best ways to build a solid relationship with the classroom teacher you're paired with? Pitfalls to watch out for? Thanks!

Hii joining CGI in support project is good for future... please help me with this need to confirm the offer by tdy...

Will I burn bridges if I don't do a full two weeks notice?

For example if I put in my 2 weeks on a Wednesday, will I burn bridges if my last day is the following Friday?

I personally think that's more than enough time especially since it's 7 business days (instead of 10), but would love to hear thoughts

Hi Fishes, Looking for some help on Tax Regime! I am currently employed at TCS with an annual CTC of 16.5. And I don’t have any savings or investments to declare my taxes. Can anyone suggest what Tax Regime suits best for my profile? Also, please let me know the pros and cons of both regimes! Thanks in advance

Is it true that KPMG has the biggest FDD practice because their audit clients are so small that there's hardly any independence issue with bigger clients?

Hello friends, Any updates on mid-year promotion for EY GDS? EY INDIA members have received mails already.

Is it common for a copywriter to transition into account/project management within digital marketing?

User experience mgr salary? I support six product teams and eight reports. 20+ years experience

Hello everyone.. i have been rolled out of a project recently. I need to submit my client laptop via courier. Please help me with the policy of reimbursement related to this. Thanks

Do you fly out to family for the holidays or do they come to you? We're hosting Christmas for the first time and having the entire family come to town for it. What are some can't miss holiday events in the city? Ideally accessible because my father is in a wheelchair.

Has anyone ever been in a mostly platonic relationship? I don’t like to label myself much, but I don’t really like intimacy and don’t really like romance. Some people would say I’m asexual/aromantic, but unless that too is a spectrum, I don’t think I fit squarely into that group. As I get older, I’m realizing I’m feeling very lonely. It would be nice to find someone, but have it be platonic (any gender/sex). It’s weird, I know. It’s hard to articulate as well. Can anyone relate? 😭😭

I started my career in my hometown, a city with about 135k people. After 4 years was at the point where I buy a house or move to a bigger city (600k people), I went with the ‘big’ city option. I lived there for about 18 months then the pandemic hit. Since then I still have my apartment in the new city but have been staying with my family in my hometown 95% of the time. I realized I have no reason other than work to be in the new city. Now I’m considering moving back to my hometown. Cont..

Can we claim internet installation charges as well?

Does TCS employees get any special discount in Croma stores?

Do you thank your tenants for paying the rent? A quick thank you text?

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

NYC rental property owners: do you put high end appliances in your rentals to entice tenants? Especially in this kind of market?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Is it legal to collect the rent in a separate LLC even though rental property is not owned by the same LLC?

Hi All, newbie here to real estate investing. I have a primary with about $180k in equity and want to A) Get a larger primary in about 12 months and B) Acquire a cash flowing rental asap. Would you try to cash out refi and buy an investment property now; cash out and rent out your current place and buy a new primary or sell your current place and try to get buy a small investment and a new primary?

Anyone want to aspire and get their real estate licenses together for a side hustle?

Looking to purchase an investment property (condo) in Denver. Anyone has recommendations on the areas that would be good from an investment point of view (cash flow positive)? I love Capitol Hill but I’m not sure what the rents are like there.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

HELP! The house I’m under contract for in Austin (still in the option period) has 8 open permits (most more than 10 years old). I know they did the repairs but certainly didn’t do them up to code. Big things like carport redo, roof permits, patio coverings. Should I pull out? Advice?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Looking to buy a rental home in Durham,NC. Anyone here has any recommendations of what to lookout for specifically in this area ? This is my first rental property

Best book(s) to get started in real estate investing?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

What gift do you give an exceptional agent who did an awesome job for you selling your house?

First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.