First time buying home in the US. Do lenders typically allow you to repay the loan earlier than the loan term? without any additional fees/charges.

PENN down 20% on earnings miss and Portnoy allegations…what to do?

How long does it take to get ofc Laptop after DOJ?

not a lot of action in today’s stock market.

Anyone upgrade their Amex Blue to Gold and get the bonus offer?

Can someone explain whether you’d buy altcoins as a ETH pair vs a BTC pair? Does it matter?

How much of your income (%) regardless of savings rate would you spend for a house renovation?
We are moving into a house but it needs to be remodeled. Finally no more rent and no mortgage

Hi Fishes,

If the gross CTC is more than 120K in Poland, tax will be 32% right?

Are there any other deductions apart from this?

My assumption is, we get atleast 68% of our gross. Are there any ways this can further reduce?

Recommendations for best real estate investment books/podcasts/blogs. Primarily interested in rental properties

So student loans aren’t being forgiven this year…right? I think it’s time I open the flood gates and dump all I’ve been saving towards my loans. Or should I leave 10k in hopes of forgiveness later on?

Curious, how much student loans did you have and how long did it take you to pay them off (or will take, if I’m progress)? Trying to see if I’m moving too slowly (paying off $50K in 2 years).

Any recommendations on CPAs to help me file individual taxes in San Francisco?

Which style home do you prefer and why?

Is this the official Amex Fishbowl?

Is now the best time to get a deal on a new smart TV, or given the looming 2023 recession, are prices bound to dip even further next year?

How Income tax deduction is calculated in Mphasis payslip?

Is there any specific % or threshold values?

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Today I tried to tell myself what my favorite thing of being a lawyer is, and the only thing I could think about is when the direct deposit hits every couple of weeks…

I have an outdated Wells Fargo Checking/savings account and I desperately want to switch. Im looking for ease of use, better APY, and free ATM fees. I live in Southern California if suggesting credit unions.
Thanks!

PSA, you can transfer your car loan to an interest free credit card. Got 18 months interest free with BOA and a 20k credit limit. Transferred my car loan and I am no longer paying interest

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Does Infosys charge money for laptop screen damage?

Hi Guys, Can anyone please let me know howz the M4 band in LTI and what are the responsibilities mainly.

What do senior I and/or senior II consultants in the Enterprise Risk group make in Chicago, IL?

Hot Takes Needed: CPAs - necessary or over-rated qualification?

Passed the CIA. 🍾 I'm rolling deep in the letters... CPA, CFE too. What should I do next?

Can this week please just end?

Is there a way to practice L&E in the government realm? If so what’s a good way to find these positions? Thanks!

Anyone else experiencing pencils down?

Adjustments to year-end comp thoughts?

Hi, Can someone guide me which product based companies are good for a linux administrator with 4+ years experience. It will be helpful to move forward with clarity.

Title on here is out of date but I’ve got over ten years agency experience as a digital producer, highest level being EP and then Executive Director. Feeing underpaid compared to what I hear about client side (current base 110k, 15% bonus + commission)

I’d love to shift to client side as EP or Program Manager and looking for advice on best way to get my foot in the door.

Feels like I’ve got the same experience as those in the roles but submitting an application thru sites is like shouting in

Hi Fishes anyone here working in ADDA project

How is Salesforce project in Coforge? WLB etc..

Someone made disposable Hijabs as part of PPE. Super cool idea!

Third year associate salary ranges for NY?

Can you get fired for having low utilization as a senior? My billable hours this busy season have been much lower than my peers.

This open office plan sucks. Besides the constant din, we've got 3 agencies crammed on to one floor, sharing conference rooms and huddle rooms. Agency identity is lost and it feels like an ad factory

Hi All, Any update on CTS work from home extension?

Is it wise decision to stay in cts if pkg matched. Not so sure. Have offer from other service based. What diff it will create comapred to cts all service based are same.

At what point in the home buying process do you ask the builder/seller for evidence that property taxes have been paid?

I’m looking at a master bath renovation this year. Not moving any fixtures but more of a facelift. What are your best tips to save money?

Pros and cons of purchasing a house that had foundation issues but was repaired and have a lifetime foundation warranty now ?

General thoughts on Liberty Mutual?

Replace or refurbish windows on an old (1920s) house?

How does a consultant or associate director/above in industry manage their properties if they are always in meetings ~7-8 hours per day? Eg does one call contractors after work hours? Does one hire an individual property manager to take care of a few properties? Does one hire a property management firm?

I imagine one can still self manage as long as you have initially found the go-to people for your maintenance/fixes (eg plumber, electrician), then can quickly text them for appointments

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Fiancé and I are going to start looking for a house in the Chicagoland area. Any advice? TIA!

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

Any tips/tricks for putting in a winning offer? We’re doing 10% down, primary residence. SoCal market and it’s hot, so trying to figure out how to best compete. Thank you!

Is it totally batshit to buy land in upstate NY and build on it “someday”? Would probably be financing the purchase.

i just got my power line bill for 80 dollars between me and my roomate and find this expensive? I live in a 2/2 in FL. Wondering if there are any data points I can use here.

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

Anyone here ever had any experience using a 203(k) loan? How wild you rate your experience?

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

As a single person, is it weird to buy a big 4 bedroom house instead of a 1 bedroom condo?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!