I’m curious to see what other young consultants do with their money? I’ve never budgeted before and want to do so before I get my first paycheck. Not looking for financial advice, just curious to see where my peers are directing their money.

Just started to work in the US on h1b.should I invest in 401k? What if I am not sure about staying in the US for the long term..Is there a penalty for early withdrawal - does it make financial sense?

Anyone looking to buy land in Sanand, Ahmedabad please PM. Reputed builder, plotted scheme, I have two adjacent plots, roughly 6500 sq ft each. Can do dollar transaction that’s smoother .

is it better for me to invest in the stock market through a brokerage right now, instead of increasing my roth 401k?

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

For those who have most of their money invested, when a building wants to see your bank statements for a new lease, can you show them that your money is elsewhere?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

Really regret not selling United Wholesale Mortgages. Very confused on what to do with this one. Unless it gets PT it’s gonna be stuck around the 10 range. Think I may be eat the loss on first say a dividend is available

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

I know money is relative but at what stage in your career did you start making and saving the big money (saving much more than you could spend)? I am not a big spender but....

Do you think Ellen Degeneres will have a comeback?

Anyone working in spain??

Nearly 800+ people joined in EY GDS on 22nd Aug? Is EY GDS having really good time or will it face difficulties in near future? Can the existing emp of GDS shed light on it please? I was scared to know the figure in orientation.

Tips for how to start off on a good foot at a new job? Also on how to balance that with taking ownership of the work/asserting yourself, especially when the people there are used to you freelancing (which was less assertive, and similar work but a lower title)… thanks!

I started a new job a couple months ago and am not happy. As I’m trying to get clear about what I want I’ve realized my happiest place is brand positioning / voice definition work. Is that still a thing primarily handled by big, coastal agencies? Any tips on how to find brand-centric roles like that?

Is America great yet or will be before 2020? Wondering if MAGA will change to KAG? And that implies, all things under current administration made this country greater. If not, then CMAGA? (Continue)

This couldn’t be more timely as I’m sitting in the waiting room after just being diagnosed 😆 welcoming tips for adjusting to Adderall!

When would trump announce more stimulus package? Monday morning before open?

Pros and cons between digital and printed documents...

Hi Folks , ey hire for technical domain and then assign non technical projects. Does it happens with everyone or some people ?

And is there any way to shorten the 3 months notice period in ey ?

I had a panel interview two weeks ago. I sent the recruiter a status check email last Friday and haven't heard back. I'm really interested in this company and still see the role posted on their site. I'd like to send another email today (to the hiring mgr and recruiter) reiterating my interest along with a list of references. Thoughts on sending the references without them asking? I don't do well with panel interviews and I'm hoping they look past that and check my references.

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

Anything to think about or look out for when another vendor at client loses their recompete? I’m expecting lots of rebadging but new to federal and don’t really know what this is going to look like

What does a Technical UXR interview look like? I have my first one tomorrow! I am mostly preparing by practicing research planning and reviewing different methods, but if anyone has recommendations on how to better prepare, I would appreciate it!

Anyone at KPMG Strategy group at McLean, VA?? My wife and I are looking to move there and purchase a house. would like to know how often you go into the office? Cont.

HI All,

In salary breakup of Bosch apart from total CTC, another payable amount is mentioned under 'NPS optional- Company Contribution'. What does this optional means? And whether this NPS amount is on the top of the offered CTC or will they adjusted it with some other component mentioned under fixed salary?