7.2% interest on bonds, is this legit? Any catch? Sounds too good to be true. Can anyone weigh in?

Both me and my wife maxed out company match on 401K but are below the annual limit. What are our options now to take full advantage of the annual limit? Neither of us qualify for Roth IRA.

Does anyone feel like they don’t want to go back to normal? On the one hand, absolutely I want to. I miss seeing friends, dressing up, going out, and traveling for work. On the other hand I have saved so much money over the past year, spent a lot more time with family than I would have ever been able to, and actually rested and been able to focus on my wellness (started therapy and treatment for a chronic condition.)

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Tax planning

Anyone has innovative ideas on how to reduce federal and state income taxes? I am in CA and my sources of income include salary, rental income, and some business income.

I already max out retirement benefits (401K, IRA, SepIRA etc.) and we have no kids.

Do you suggest booking profits now (even if they are less) to reduce the risk profile, given that market is moving sideways and bubble might finally burst 😬

I'm looking at moving to rollover my 401k in to something that supports BTC and alt coins.
Any recommendations/ reviews on self directed IRA accounts out there that support crypto investments?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Left Accenture 10 years ago... can someone remind me what the ESPP offering period(s) were and when stock was purchased? Was it 1 or 2 offering periods per year? And what were the months of each?

Anyone familiar with any Angel networks investing specifically in Edtech? I’m a founder looking to raise a pre-seed and, I’m interested in looking into some more thesis-specific investor networks to gain some value add folks. I’m familiar with some players in the VC space but am specifically interested in value add angels as well!

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Does having student loans impact your ability to get a mortgage?

What would be a reasonable cost of renting for a single expat dude in Singapore living in decent area ? Would sgd 4K suffice ?

Anyone having experience with opening a brokerage account for an organization (single member llc ideally)? I have a question regarding the set up.

I am looking to buy my first rental property in a couple of months. What questions should I ask the realtors during the vetting process.

Not looking for a home for myself neccesarily . I am treating it as an investment.

What to do with pharma stocks like Pfizer, moderna.. doesn’t seem to be trending up..

Is there some type of document I can sign to protect myself and my assets when buying a new property?

After todays announcement of a fed rate hike of 75 bps, Mortgage rates over the next couple of months will likely remain within 0.25% to 0.50% of todays range. Unless the fed throws a curve ball in their remaining meetings, the remainder of rate hikes have already been baked into mortgage rates currently being offered.

What are some good platforms I can use to invest in Bitcoin? (Other than Robinhood)

I have offers from Accenture, CTS and Fujitsu. Which I should join? YoE: 3.6 All for Pune location. Package: Accenture - 8 LPA ( may counter offer equal to Fujitsu) CTS - 9.7 LPA Fujitsu - 11 LPA Infosys Accenture Cognizant Fujitsu

Anybody getting in on Bordeaux 2020 futures?

Found a cool buying platform/service - Wine Text (Gary V)…made a few purchases already, solid bottles for sizable discount. Link below if folks want to give it a look/see how it works:

http://winetext.com?wrc=1b650796

In addition to my daily teaching job, I have an opportunity to become school administrator for Adult Ed night classes which run 3x per week from 6-9p. It pays roughly $5k/semester. I’d appreciate your thoughts/ suggestions/ concerns for this type of responsibility.

Any fish in the bowl relocated from NY to Cali? What was your experience like? Not sure if there is a good market in the west coast for us.

Plaintiffs PI attorneys, how many cases on average are you assigned to at any given time?

Has anyone filed i-140 and i-485 concurrently? Does the biometric happen after its approved or once the application is filed? Has anyone had good experiences in terms of it saving time? Will my wife who is on H4 visa be able to get an EAD to work as well?

I have got 6 years of experience and I have done MBA in finance. My last company was a Big 4. They are ready to pay me 9L and I require a 100% increment. will they give me 12 L? Should I accept 9 L?

If you knew a lawyer at your firm had 500 cases on their docket and no assistance, would you have an ethical duty to report?

Firm announced flexible come and go as you see fit approach to coming back to office. Partner I work for said I need to be in office 4-5 days a week anyway. Thoughts?

How do I get a job as a Mechanical Engineer if I dont have experience?

I couldn’t get an internship while in school. I have a BS in ME and projects from school under my belt. I’ve also passed the FE exam. I’ve been mostly just doing CAD for a company for the last year by creating minimally dimensioned drawings and moving parts around in assemblies. I want to evolve in my career and be doing more. I worked so hard to earn my degree and I feel like I’m not even using it. But who will hire me?

Good bye PwC/Veritas/Newco. It was fun while it lasted.

How much Max CTC to expect from nagarro?
Yoe: 3.5
Skills: .net, .net core

TIA

What’s your favorite part of the M&A life cycle to work on and why? What about least favorite?

I am trying to land a role as a human resources business partner and I'm wondering which certification would be the best for me going forward. Phr? Shrm? Thoughts? Thanks!

Hey! Am wondering if anyone has a change and comms template they could help me with for my role? Thanks!

Should I ask for a sign on bonus if none was offered?

Fishes, pls help with likes to enable DM. TIA.

Where do you buy dogecoin?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

Tendies? 😊 🤚💎🤚

Going to have a kid in November. What are some of the best savings options long term barring 529?

Also, if I were to buy stocks for ~10k on day of birth what would be the recommendation be?

Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Hi! I’m finally closing my HSBC accounts (terrible customer experience and bad app). Just signed up with Chase for my checking. What would people recommend for a general savings account (for my rainy day fund to sit)? After 401k contributions I just put everything into Betterment. Is this a good plan? Recommendations/ advice appreciated.

Someone talk me out of buying the C8 Corvette 😭 I make >$200k and am early twenties FWIW

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

What's your target retirement savings? Target age? Combined or single?

Need advice on where to invest my money. I’m 27 y/o and have 100k saved. 25k with a badly managed robo advisor which has only given me +3% this year, 15k actively invested and 45k in cash (pls no judgement, I know about inflation, that’s why I’m seeking advice), 15k in my retirement savings fund. Want to ditch my robo advisor and start investing as diversified as possible without having to buy single stocks. Any advice?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

How strict are they with HSA reimbursements? It seems people keep all their receipts but I haven’t seen or heard any instances where the irs requested proof.

GME and AMC are not doing well today 😂

Can someone provide some knowledge here? I’ve recently saved $100K and have a chance to invest this into an investment property which will wipe out most of my savings. Does it make sense to continue investing this $100K in hopes of dividends / appreciation or invest into real estate but may wipe me of my savings?

Parents- do you have UTMA/UGMA accounts for your children? Pros/cons over 529?

Thoughts on a HYSA vs Vanguard Money Market Fund. Most HYSA are at ~1% and Vanguard MMF is at 1.3%. Should I park my money in a MMF long term, even when banks raise their interest rates?

Went to a club yesterday and we paid $20 pp for cover just to find out that it was empty and there wasn't really a clubbing vibe. Bought a round of beers and we were so bored that we decided to leave in a few minutes... I feel robbed but at the same time I guess there's not much I can do, or is it? Im not sure if a CC charge back even applies in this case. Anyone had the same experience?