is it better for me to invest in the stock market through a brokerage right now, instead of increasing my roth 401k?

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If you expect to need the cash before retirement, then you shouldn’t stick it into a retirement account where you would incur penalties for early withdrawal. A split might be a better plan if you expect to want to use some of the cash but also want to increase retirement savings.

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I’d put more in the Roth 401k instead tbh. It’ll grow tax free and not subject to any capital gains tax but also depends on your personal goals. If your looking to park cash for a potential purchase shortly then brokerage but if not just throw into Roth 401k and your chillin

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