I'm in the process of looking at and buying my first investment property. Have shortlisted one property. It's one bedroom apartment in downtown LCOL city and has a tenant who has extended lease until end of June 2024. The rental price breaks even on the cash flow with a 20% down.

Are there things you'd advice a newbie to look at before buying? For example, given the breakeven situation I don't understand why the current owner wants to sell, is it too good to be true? (Contd)

Thoughts on personal loans to consolidate Debt?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

How much are you contributing to your 401k?

Not related to job offer so people not interested in other topics may ignore pls

Its related to the salary

How do you manage your fund after marriage? I'm "She" about to get married by year end , I have my parents to look after so am I expected to spend same amount on in-laws & husband?

How do married people work out on salary part? I have zero idea . is it something that should be talked about beforehand?

Is it worth it to buy a multi-family home to rent out?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Anybody got any fire penny stock plays? IDEX is mine, but I’m looking for more!

I have 10k extra to invest. How should I grow it? Any growth stocks to recommend?

What’s a reasonable amount to coinvest in a PEs fund? ~$300k nw

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

For those of you who got out at 10, do you wish that you rode it out to 20? I’m at a crossroad and I’m not sure what to do. Have some active/reserve time, wrapping up graduate school, and am now considering either a) come back to the business world or b) go active and retire before 50 and live off a nice pension. Obviously there are draws to both. I’m an officer for what it’s worth so I can realistically retire at O-5, MAYBE O-6.

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

How much should I contribute to a 401k?

Hello! I was laid off from Better Mortgage on March 8th, 2022. I have a compliance background with one other organization. My role at Better was a End to End Mortgage Coordinator. This role focused on compliance and mortgage management. I'm searching for a compliance analyst or officer role in financial banking. Any leads or referrals will be greatly appreciated. TIA! At this time I am #opentowork

Got an offer from a startup for 19.5LPA.
Its base is 15L, and I'll be getting 124800 in-hand.

I have 3.5 yoe in typescript/react/NEXTjs fullstack. Out of which only 10 months are on a full time role, rest of time was freelancing.
I am also an open source contributor for some NEXTjs related tooling.

Is this a good offer?

Hello everyone I worked as a house remodeler before I got Covid now I am handyman/maintenance/property manager I would like an idea of what people are charging

I have two colors of a coat. Which do you all prefer? Like options below to vote. And if you have any comments, feel free to post.

Does CGI has car lease policy?

CORPDEV professionals - I’d like to do a quick salary survey here if y’all don’t mind as I haven’t found a good place to benchmark salaries. Can you all share your YoE, total comp (base + bonus + equity / stock options), location, and size of company. I’ll go first - 10 YOE, 180K + 20% + $250K in options, Atlanta, and PE backed $100M company. TIA!

Is it wise to switch from testing background to Salesforce after 10 years of IT experience? If so should I start as an admin?

If there is anything science taught you it is-

Any conda users in here have to install a binary and use conda forge? Need some help installing pdftotext. Throwing a weird message saying “Found conflicts!” Any and all help would be appreciated.

When industries refer to business intelligence engineers, are they looking at a senior level or entry level? Some of these job descriptions seem rather outlandish in terms of years of experience required like 5+

How does everyone in this bowl feel towards master’s degrees in data science/analytics? I didn’t study this in undergrad so I’m looking to get an analytics degree but I’ve heard mixed reviews.

Hi All..Once project completed if no projects will HCL ask to relocate???

I’m making 55k in Chicago. Am I underpaid?

Would I know if I’m eligible for a bonus?

Curious how much a senior writer can make in Orlando? Interviewing with Disney and I’d love to make it work. Also, any great calculators to compute what my NY salary would be in Orlando and vice versa?

98 almost 99k base salary in San Diego, CA not including the bonuses or OT… is this too low or reasonable?

How much are y’all paying for a studio in River North?

"Do you really think we can spend all that money?"

These were influencer managers not media

Under contract to buy my first home - house hacking a triplex. Property has been leased by the same three tenants for the last 5+ yrs, rents haven’t been raised since they moved in. Market rents have risen 70-100% in the same timeframe. All seem like ideal tenants (retired and take great care of the units) but I’d like advice on how to approach the rent increase conversation. Rents don’t make/break my mortgage payment but I’m leaving a lot on the table if I don’t increase significantly.

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Anyone take the WI Real Estate state exam? Any tips on what to study?

Is it common for HOA to ask you to prove your car registration is up to date?

Any one knows what’s the easiest way to order a radon test for new construction?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Does it make sense to refinance now? Current rate is 3.62, bought in 2019. About 480k left on loan. Need some suggestions.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

It’s a myth that renting is “throwing money away.” Maintenance of a property is expensive! I’m selling my place and I’ve never felt more free. I can use that money (~$5000/month) to invest even more.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?