I’m nervous to start selling insurance in an only -commission position although I hear these are the most lucrative. Would you insurance agents out there recommend a newbie insurance agent accept an only commission position? Please let me know

like
Posting as :
works at
You are currently posting as works at

I have had my license since 2012. However, I did not go full time until 2017 when I had some money to cover my expenses for 3 months. If you have a support system that will allow you to go to a full-time commission, I would advise you to do it. However, if you do not, I would advise that you wait until you have savings to cover your expenses for a few months. Start building your book of business before you go full-time.

like

Yes! And always, always- allow for chargebacks. The % that can be taken in advance,… a nice option but it sure adds up if the policy cancels during that time. The amount paid upfront gets charged back and can really suck a paycheck dry!!!

like

The ability to make a lot of money exists here. Always take 30% of your pay and put it into a savings account that you never touch. You’re going to use this to pay taxes at the end of the year, as you’re a 1099 contractor.

Make sure you have 3-6 months worth of bill payments in savings. It can take some time to get comfortable and become successful.

Don’t let the word no discourage you.

Make professional contacts. Everyone and their mother will try and recruit you. Make sure you know what these companies are offering you and do your research!

Leads are your lifeline. Always have a budget for leads.

Get to know the carriers your writing and be very friendly to the people on the other side of the 800 number. They can sink your business if you upset them. They can also expedite it if you’re friendly.

Once you hit the point that you’re making $70,000-80,000 a year, look into starting an LLC/C Corp/S Corp. talk to a tax advisor for this.

Research what you can write off on your taxes!!!!!

like

In my opinion, it depends on a lot of variables. For example, are you contracting with multiple companies? Are you looking to focus in a certain area? . (ex. Medicare Supps/ Advantage plans)? Or , are you contracting with a company (ex. Aflac) ? With supplemental policies like Accident, Critical Care, etc. I definitely have some pros and cons that I would love to share with you. If anything, maybe it’s just some food for thought. 😊

like

Hello, I've been offered a position to sell Aflac policies. I'm nervous. Do you have any information regarding working for Aflac? I have so many questions and don't even know where to begin.

Comm + small base salary would be ideal starting out so you can build your book. Maybe strike deal with Broker to pay back salary as you build your clients? Renewal income will take time, but can be lucrative in long run.

like

For me personally, I'm not sure that I would take a commission only job and simply because I feel I would stress out not knowing what my paycheck was going to be. Although I don't think I'm that good at sales. Other people are and can do it, but I've worked around sales people before and to see the stress they go through, has always been a turn-off to me. Although I'm being offered a position similar to sales at the moment and I'm a bit nervous. It's an insurance company that would be new to the state that I'm living in now. They're in a neighboring state and have very good reviews, but I saw only one office in my current state that's about 4 hours away from me and it was given a poor review. But then again maybe the person running the office didn't know how to promote it as well? I don't know but I'm also sort of in the same boat with deciding if this is something I want to do or not.

Related Posts

Hi all! I will potentially get an offer from LEK and/ or Clearview healthcare soon and would like to start deciding which is best for me. Which do you all think would be best in terms of versatility of projects and exit opportunities, culture and overall experience at the firm? And why? Thanks for the help!

like

I’m currently in a junior accounting role working with invoicing and billing management. I don’t have a degree in finance or accounting but the more I learn about finance the more interested and excited I become. Anyone have any insight as to how to grow in my career without additional schooling? (Open to certificate suggestions). Additionally what roles can I strive for given my experience?

Anyone here work at Meta? Looking for a referral for a privacy role

like

Any restrictions for federal employees from investing in stocks or using robo-advisors like Wealthfront? If it matters, it’s a non sensitive role at VA.

like

hi fishes,
I am working in infosys at 8.5 lpa and holding an offer from JMI ( Jean Martin System) for investment banking analyst at 10 lpa. But I have heard some negative reviews about JMI regarding job security and growth. Can somebody provide insights or share any review on the same ? And also answer if the salary offered is okay for a fresher in these industry?

like

I’ve been a club performing rep for years at a SaaS company…but as an enterprise account exec… my average deal size is around $75k in annual recurring, quota of $1M. This is inline for my company but low when I speak with others for Enterprise rep openings. Any thoughts on recommendations for steps to bridge that gap?

like

Hi all,
I m into QA as functional test planner for more than two years and now i m mood to change my role to automation, but after certification in selenium and Tosca my lead was not able to provide me the project based on automation so they are rolling me off from the project. Telling u will get automation project on bench.
Now i m confused what had happened and what to do on bench.
Please help me out here cause I m finding it too difficult here to change the role.
#accenture

like

Anyone from Publicis Sapient willing to chat and provide a referral for SC role?

like

If anyone has completed the REACT associate certification or knows somebody who has please reply. It's urgent.

Anyone has referral for a HR role in MNC? 10 YOE.

Hi I am a MBA in marketing with 4yr experience in sales. I have done product management and sap sd. Can any one provide job opening lead in any for any of this position in bangalore. I really want to move out from sales.

like

Heya guys, actively looking for a senior/staff optical engineering position if anyone knows of anything let me know 😬

like

Hi, I did interview with amazon.

Round 1: HR round. cleared.

Round 2: Hiring manager round. Went well.

After 2 weeks they said Role no longer available. It was L5 supply chain role. This happened in April. Can I apply again in Amazon? I joined a company 3 months ago, does it look bad in CV to leave again in 3 months? I hv a 6 month gap in career in 2019 due to lay off (covid). total exp 9 yrs. SCM exp 6 yrs.

like

Best way to prepare for SHRM ?
Any tips or resources that helped you pass the exam?

like

BCG is opening an office here. Who else is next? 👀

like

AMERICAN EXPRESS India is hiring for below role:
1. Business Analyst/ Assistant Manager – Enterprise Data Strategy, Credit & Fraud Risk (Req ID -21030910)
2. Manager / Senior Manager : Product Development, Risk Products & Data Strategy (CFR) (Req ID -21030284 / 21030287)
3. Business Analyst / Assistant Manager – Digital Analytics
(Req ID - 21029077)

JD screenshot is attached.
Kindly DM me job title, req id and your email id for referral

Post Photo
like

Mercedes-Benz Research & Development India Hi Fishes,

I am looking for a Job Change and hence need referral.
I am looking and open for both Python/C++ Development roles and have 2 Years of Experience.

Please let me know if there's any good opportunity.
Mercedes-Benz Research & Development India Tata Elxsi Amazon

like

I'm currently working as a Sr. Program manager at FAANG. 7 YOE overall experience (work and academic experience incl.,) across different domains with analytics and program mgmnt background. Interested in pursuing Engagement manager opportunities at MBB. Can you please help me out with the referrals? Also, I would like to what's the salary range, hiring process, WLB, growth opp., usually like for Engagement manager positions. McKinsey & Company Boston Consulting Group@bain& company

like

Hello all,

I need a referral for Linux profiles.
Kindly refer me if there is any opening about the same in your company.

likehelpful

More Posts

Women- if your husband says he fantizes about xyz actresses and models- how would you feel?

likefunny

My pie day pie (belated!) Ina Garten’s chocolate banana cream recipe. My first time ever making a pudding. I have to say it was amazing to go from muttering “oh shit” for a solid 20 minutes of mixing the eggs/milk too aggressively into a foam and finally seeing it condense into pudding. Deffo recommend trying it!

Post Photo
like

Guys weighing around 185 lbs. What are your compound lift PRs? Just curious

like

I got offer from Accenture ATCI technology as level 7 Program manager 28 lakh and

offer from
Deloitte india as Technical Program manager 34 lakh

Please help me and advise which one is better to joinDeloitte EY Accenture India

like

I want to get middle school cert (for ELA) My degree is K-8. My current cert. & EdTPA is K-5. What's the quickest & easiest path to middle school certification?! (I'm in TN, specifically Sumner Co.)

like

Hey there! I’m moving to the NJ/NYC area in a month or two and looking for friends. Idk anyone in the area. I’m a Black male (African), 33 y/o; Muslim; like and play soccer; an introvert trying to get out of my comfort zone; I like hanging out at park and at the beach. Looking to meet people from different backgrounds and cultures. DM me or comment let’s connect!

like

The more successful a man is, the more socially awkward he is.

like

Hey fishes...

With around 10 years of experience I have offers from VMWARE and CISCO (AppDynamics product).

Cisco is giving me 4L lesser in total CTC.

Which one should i choose?

likehelpful

How much support staff is reasonable to expect? Plaintiff PI, med mal/aviation and we’ve lost 2/4 “paralegals” in the last month. Lack of support staff really beginning to feel like it will limit my ability to handle the usual caseload. Was on an island before, and only going to get worse…

like

Is it safe to join PWC india at this point of time. Are we expecting any layoffs?

like
like

If I join cognizant 2-3 days prior to joining date, will there be any joining bonus ?

like

Hi Everyone,

Can anyone please refer me to
PwC . I have job ID. PwC

Thank you

like

Joining on Nov 2.Received Onboarding pass.Should we need to go to office on Day 1.What else are expected after Onboarding pass?

like

Married manager crushing on a junior consultant (not acting on it…yet). How cliche

funnylike

Hi folks,what would my in hand salary?
GE Healthcare

Post Photo
like
like
likesmart

What are the benefits C10 position gets in Citi??

like

Anyone up for grabbing a drink tonight ? Plano, Frisco?

like

Additional Posts in Insurance Litigation

Is it beneficial to the tenant to list tenant as an additional insured to a mover’s certificate of insurance (in addition to listing landlord and property manager as additional insured)?

like

Happy Monday All!


St. louis or Kansas City attorneys looking for help resolving your clients property claim.

Shoot me a message!

Let’s talk!

Mission Consulting & Estimating LLC

Post Photo
like

Anyone who currently works or has worked at Baker McEvoy (in NY)? If so, can we chat? Thanks in advance

like

Working in ID doing asbestos litigation. Current salary is 85k with a billable requirement of 45 hours a week. According to my billing sheet, I made the firm 20k in a month. Is my compensation fair or am I being underpaid? If so, what would be more fair compensation. Been a lawyer for 2.5 years now

like

Can you mess up taking a deposition? I walkways feel like I don’t know what I’m doing when taking a dep.

like

Ppl who went from ID to PI, what was your firms reaction ?

Hello, does anybody have an recommendations for hospitality experts in Texas? Defending a hot coffee case.

like

Serious question: I know I am an attorney but this so outside my area. I was rear ended about a year ago and I need to either settle with the insurance company or sue them. Could someone provide some guidance? I really really need some help with this

like

Can anyone provide some insight into working as an attorney with Zurich North America? Looking to leave an ID firm and have an interview with them. TIA!
(Cross posted in 2 bowls)

Adjusters:

What are you considering when assigning cases to firms in the defense panel. I’m a 2nd year associate at a national ID firm (~300 attorneys) and want to create rapport with claim managers I’m currently working with. Any advice?

Alternatively, is there something that will cause you not to assign cases to particular firm?

Post Photo
likefunny

Difference in working in house for an insurance company vs for a firm?

like

How does your firm compensate attorneys who bring in new business/clients?

like

What does your opposing counsel do that pushes you over the top and just makes you want to settle the case? (Plaintiff and defense answers welcome). Mine: requesting 15 depositions of people that will never be called at trial.

like

I am inquiring about a patient account coordinators salary. It seems I am asking way above average salary due to current position and experience I bring as well as education. Can someone give a number for this position and suggestions for negotiating pay to make what I’m worth.

Feelings in general on Reminger and comp?

like

Florida Law: Have you won or lost arguing that an aob executed after the statute of limitations (“sol”) for a hurricane Irma claim is valid because the claim was reported before the sol cut off date?

like

Does anyone know if an expert is required to prove Plaintiff’s economic damages (loss of earnings) in a personal injury suit in Texas?

like

Does anyone know which city offers the most remote/work from home/hybrid ID (or any form of litigation jobs)?

like

Hi everyone, interview for entry level Allstate claims position. Should I take it being 3 business days since my final interview and no offer. The interviewer said to give it a week and that she was gna give my info to hiring manager to review, but I thought she was the hiring manager since this was the 2 interview outside internal recruiter interview. i sent a thank you email the day after. But i don’t know i thought it was a good interview. Allstate

like
like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal