I’m new to the multi card strategies and such… I have the chase sapphire preferred as my only card right now because it had a 100k points bonus. Can someone give me a dumbed down version of the best steps to maximize points with multi cards and why? Does it hurt your credit?

like
Posting as :
works at
You are currently posting as works at

Transferring to Hyatt can be great value for hotels. Transferring to air Canada and Air France are good for flights on their metal or their partners. Lots of other options too really depends on where and when you’re going and whether coach or business

like

Thanks!

https://youtu.be/G7Uq4Vz_fMQ

This is a good explainer video of a multi-card strategy with Chase!

like

If you want a referral to either of the freedom cards let me know :-)

like

My girlfriend just got that before the holidays too (so we easily hit the bonus), and I have an airline credit card that's been piling up points during the pandemic. We're each authorized users, so we can put some purchases on one or the other, especially shared purchases like gas and groceries. The initial check dings your credit, but as long as you don't let your usage pile up and don't open too many cards it'll end up being a good thing. Not that I'm an expert, but that's my experience.

What does maximize mean to you? Most amount of flights? Hotel stays? ROI on points to dollar value (usually from biz class flights)?

Maximize dollars spent to redeemable value for personal travel - basically want to use the points for vacations

Related Posts

Should I take this offer in a second line role with similar bad WLB as public? Current salary: 155k base, 8k annual bonus (7YOE):

Offer:
170 base
17k sign on
25,500 (15% annual bonus)
28k annual RSUs (vest quarterly)

like

To the lender counsel that forgot to mention they needed original signature pages for a deal that closed early this year and decided to chase and harass me a day before thanksgiving and a day after thanksgiving multiple times. F*ck you. I don’t know what is driving your lack of courtesy but I have represented the same bank before and know their usual original signature requirement.

like

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

like

If I join pwc india in mid of August 2021. Will I be eligible for next year that is 2022 hike and performance bonus. Please enlighten me.

like

EY folks - how do I increase my firm group life insurance coverage (not the group universal / variable policy)? My wife’s coverage is at like 3x my salary but mine is only at 1x my starting salary from 5 years ago…

like

Received less salary this month also. (Same amount as last month)
Why is this happening? Too much tax 🥵

like

CCB LOB hikes and bonus...input please

like

I recently closed on a home and felt like I had to claw for 10% of my downpayment - didn't do 20. Do you think it was a mistake to not do 20? It just seems impossible as a teacher.

like

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

like

Current TC: 88k (83k base, 5k performance bonus), 3 YoE. Healthcare specific domain consultant. Looking to get into strategy work. Offer at strategy firm is 95k base pre-negotiation . Is this worth jumping over for? Tips on negotiating higher? For reference, manager level at my firm pays 95k base and if I stay, that would take 3-4 years for promo. Thanks for any advice!

like

For people with Non-technical backgrounds who are now Product managers in the Tech industry, what kind of resources did you use to prep for your interviews? I've had people recommend brushing up on cracking the PM code but there's SO MUCH information out there and it's hard to figure out if I'm looking at the right thing or not. Please share resources that helped you get into PM roles (bonus points if you work at companies like Amazon and Google).

like

I can help setup investment properties through debt service loans. This can definitely help with passive income

Has anyone used individual citi wealth management account?

Any feedback on the same?

funny

Alvarez & Marsal Would anyone here be able to give a rough salary breakdown (base, bonus, signon) for Associate to Senior Associate at Alvarez & Marsal in Singapore under PEPI? Also any information on WLB, culture and progression would be appreciated!

like
like
like

Hi Fishes,

I've got offer from Dunnhumby, Fractal and Gartner for the role of Data engineer. Which one should I go for?

Tech Stack - Python, PySpark, Azure Data Factory and Synapse analytics.
YOE - 2.2
Gartner - 16LPA
Dunnhumby - 15 fixed + 1.5 Joining bonus+ 10% variable
Fractal - 13.5 LPA

like

It would be great if anyone could help me understand the salary components.
Basic, HRA, Statutory Bonus, flexible components of TFP - fixed ?
TVP(total variable pay) - will be given a monthly salary ?

like

Hi All,

Can anyone tell me the salary structure in IBM?
Compensation team told my variable will be 10 to 15% and there will be quarterly bonus depending on performance it seems?
Is this true? IBM

Best Regards

like

3.5 years out of school, 2400 billable hours last year in TRS and just got promoted. what kind of year end compensation should I be expecting? Bonus and new salary

like

More Posts

Where is the party at?

like

How is performance measured at MBB?

like

Someone jumped in front of my truck a few weeks back (trying to kill themselves, luckily it didn't work) and now I'm feeling so much anxiety. I don't want to leave a job I loved though. How can I cope with this?

like

Anyone out there who is a RN who works in marketing? I have been a surgical nurse/nurse navigator for 10 years and for the last 2 years have taken an interest in marketing. I have my own social media management company I do on the side for locals, but I want to transition to working for a company full time. Tips?

like

Has anyone worked as a medical assistant for a temp agency? If so how was it? Likes? Dislikes?

like

please help me how to apply performance test engineer jobs in nagarro please let me know

like

S&P Global Hi All, can anyone please help me with salaries of SDE 2 at 9 grade for 5.5 YOE.


I’m in negotiations this would really really help S&P Global

like

Do we have any ZS Music club, where like minded people can meet/discuss/practice/jam music?

like

What do I do if I’ve only worked one job (the one I’m currently at) and another company is asking for references? I could do professors from college but not sure if that’s a good idea. I wish I could give my current manager’s contact but I don’t want her knowing :/

like

Who’s got their stimmy checks already?

like

Anyone else fee like old town is a super young crowd now?

I’m 28M and I used to think it was a place for ppl in there mid-late 20s. Last few times I’ve been out there I feel like half the ppl barely look 21?

likefunny

Tata Consultancy I mailed hr reg update on offer letter and got respons like still waiting for offer letter what does it mean.

like

To those who have delivered. Are they still doing photography at the hospital after you deliver?

like

Any entertaining stories about opposing counsel just losing their mind on you in court or over the phone? How do you respond to opposing counsel who is being rude, unreasonable, or verbally abusive?

like

Is there an appropriate way to turn down an assignment because it is non-billable? Two of the partners I work for keep asking me to write client bulletins and articles with them, which is great, but now I’m starting to worry about meeting my billable hours requirement.

like

What is the pay bracket for DI AM level (A&A)?

like

1st post FTW

like

Anyone marry their law school sweetheart?

like

I’m from Southern California. Is this what a snow day feels like? But it’s just gonna keep snowing for 1+ months?

likefunny

What is the scoop on med mal defense vs. plaintiff work? Is defense more respected by other practice areas if I were to switch somewhere else later?

I applied to a position that brands itself as civil litigation and apparently the role is med mal defense. Not sure what to go by but would like to do a little research before I call them back.

like

Additional Posts in All things points

Is it just me or Marriott is actively trying to kill the SPG brand. Have been trying to reach SPG platinum customer service line - 3 attempts so far, each lasting 30 mins, no success yet.

like

Does Amex welcome bonus jail apply to all cards like platinum? Also any way to get out of it(or at least know you are denied bonus before you get a 5/24 chase hit on you)

like

Best Marriott/SPG property for a couple’s stay in Amsterdam? End of December - want to be reasonably close to city center but not break the points bank (<~50k a night ideally )

like

I am AA Platinum Pro, for international travel on AA, is there extra baggage allowance or not? Weight wise or piece wise? Oneworld website says ‘yes’ and AA website says ‘no’

Extension of Marriott status!! Rejoice!

like

Ritz Geneva at 50k points for 1 night! Worth it you think?

like

New Delta Marriott deal - 2 miles per $1 spent. Anyone switching to earn miles?

like

Bonvoy-ers: anyone else get assigned a new ambassador today?

like

What personalized SPG promos did everyone get? Got an email today, looking for a sense of what’s out there

like

Do AA 500 mile upgrade awards expire? I have used a decent amount of upgrades, but I still have 14 that I have been sitting for a about maybe 6-7 months. I do not see anything about them expiring, but I would not be surprised if they do.

I am hoping someone can provide some insight so I don’t have to contact AA customer service :)

like

Any Delta Airline status challenges for 2018?

like

For the Spg 50 night bonus award, is the 10 suite nights or the one free night award better?

like

How does one share a Delta drink voucher? Can you just take a screenshot?

New year checklist for amex plat, CSR, Delta, and AA? :)

like

Does anybody have a referral link for Amex Platinum? - has to be UK based

like

Currently have chase sapphire but thinking of switching to Reserve. Should I?
Wife will also be authorized user, we do travel and will use this card for all our purchases

like

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

Does CSR earn 3x points at bars on drinks?

like

What’s the best points system for people traveling in Canada? So far I only use Bonvoy and Aeroplan.

Hotel recommendations in Sydney and Melbourne?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal