Is Amex Platinum worth getting if I don't travel?

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No

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No

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Gold may be worth it (rental car insurance, pre-check/global entry), but either way you still only get the points you'd get if you simply signed up for MR. For MR you need to change at least $9K just to break even. For Gold (~$140) and Platinum (~$500) you'll need to look at the perks to see how they play into your value calculation. Probably not worth it if you don't travel at all.

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Also, as a traveller I don't use many features of the Platinum card, as I fly mostly nonstop and ideally arrive at the airport 45 minutes before the flight so I walk through security and sit down on the plane. No time for lounges (the big Platinum perk). International travel might be different, as there often is a layover at a hub prior to the international segment. So for me (~$200K/yr charges, 100% travel), MR paid off, but I didn't need Platinum.

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Gift cards and travel get you $0.01/point. Amazon or similar are around $0.007/point. So stick to what makes most sense when cashing those points in.

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DD1 thank you! This is very helpful!

Wait DD1 - gold gets you global entry?! Thought that was only a platinum benefit

It's worth it if you keep losing things after you buy them. Purchase protection is god sent for me

How does the lounge thing work? Every time I try to get into a United lounge by getting out my platinum card they say I need to buy a day pass....

United lounges aren't part of the network. You need a club pass or appropriate ticket to get into those.

Yeah, United left the program to push their own credit card more. Delta still lets you in but you can't bring guests anymore. I've only been to Centurion lounge in SF and Mexico City. I also subscribe to the "walk on the plane" philosophy when budgeting travel time.

P1, here's the gold corp card benefits. Yes, Global Entry/Pre Check are included in gold. Not for personal gold, though, it seems: https://business.americanexpress.com/us/corporate-cards/corporate-gold-card

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