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I have two offers one with credit Suisse Pune location and another is with visa at Bangalore. Package is similar, I can negotiate with visa showing credit Suisse offer need guidance depending on cost of living. Have always been in Pune but ready to move for better opportunity. Also help on understanding wlb at both companies. Citi Accenture Visa Barclays Credit Suisse PwC
#bangalore #pune
I was recently looking forward to join Dassault Systemes but after doing some research I found that the work-life balance is not so good there, also some discrimination is going on in between Indians and people who are working from other locations.
One of my friend who got an offer from DS also didn't except it for the same reason.
UPDATE - people are leaving DS in mass, so will it be a good option to join there? My YOE - 4.3
Need your help to get more clarification.
Chief
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Rule of 20 4 10
You should be able to pay 20% down payment now
You should be able to service the loan in 4 Years
Your car EMI should not be more than 10% of your in hand salary
Do the maths and take the call
Bro Money is to make life easier and comfortable..Some things dont appreciate in life but give you good comfort and memories..Rest is upto decide ..dont look for approval here ..
Car as we know depreciates over time but also look into other side..It gives u comfort,flexible going anywhere..Rest u can decide
Chief
Don’t think much. If you need then buy. Example: Jhunjhunwala. We keep planning for future and don’t enjoy present. Nobody knows what happens in future but that doesn’t mean you spend everything.
Chief
Arrey bhai I'm not angry, i just wanted to highlight that we should give informative suggestions that would help people and not just random reference and quotes since it won't help anyone.
I personally think, it's better to keep quite than give bad advices.
Apologies for sounding rude. Peace ☮️
It is advisable to buy the car only when you need it. If you do, you got to buy.
don't listen to them
having car is an asset
buy second hand for now
Also it sucks how owning SUV in foreign is childsplay and it is considered luxury in India
shows how destitute India is
A car is not an asset. It’s value deteriorates with the passage of time. It just makes life easy like a mobile, home appliances or laptop
Which car? And it's cost?
Chief
Depends on the car you are planning to buy. If it's around or less than 10L then yes if it's more than 10L then you gotta plan your finance properly. If it's more than 15L then nope.
I dont have a car.. I crossed 12 lpa 3 years ago... I see people buying cars alot after the lockdown is over... More than two wheeler I see four wheeler on the road... I think of condition of public transport in my area, can I avoid traffic if I owe a car?, how much of money will go on its maintenance?, whether i will be able to use it to fullest in WFH? , is second hand a better option given the taxes n all?, Is cash in hand better than car in parking ? ,economic conditions don't look clear to me currently in India.. Salary growth & inflation, hiring/firing don't gives me confidence.. i have a two wheeler.. in case I need i book a cab..
Owing a car is your personal decision.
Recently I bought Hyundai Creta which costs me 13L on road.50% is towards down payment and rest is finance.
Lelo bhaiii maine to 8 lpa pe hi leli thi.. you should not kill your desires
I don't understand what you are talking about.
Buy used car and not go for new car
absolutely instead of buying trash new car better to buy a decent used car at the same price