First year out of undergrad. Tips on how much to save for retirement? Other goal is to buy property in five years. Not sure if I should be going full Roth 401k or Trad (or less than full)
My 401k technology stocks are down 27% as I started beginning of last year! Hold and ride OR some other recommendation?
What do people do with the money they save for a car and house? Put it in savings, invest it, put it in 401k, etc.?
I got a new job and was told that I can only roll over pre-tax 401k because the company does not offer roth 401k. I have a lot more money stored in roth 401k from my previous employer.. what should I do to keep it?
My wife will be starting law school next year at Harvard. School costs roughly $75k a year (3 years total) and we plan on taking out student loans. I currently make $120k. The last few years I’ve maxed out my 401k and Roth IRA but am wondering whether I should continue to prioritize maxing those out or minimizing/paying off student loans. I’m guessing the rate will be around 6% for grad loans. What balance should I strike between investing and paying down debt?
Just became debt free! Need some input on budgeting now. $3222 after taxes on my biweekly + 250k in equity over 4 years. Should I be putting into my 401k or is relying on the equity ok? Also, much is fair to put into rent monthly given my income? Would love some insights on budgeting responsible, in my mid-20s.
Hi Fishes, I joined FIS global recently. What are benefits of National pension scheme - employer contribution at FIS ? Any idea? Also where we can use meal card? FIS
People who make 250K+ - do you still feel like you need / want more? Do you have a number in mind that you think is enough? Do you think you will need more when you reach it?
Must read for someone trying to cash out 401k https://www.investopedia.com/articles/personal-finance
Anyone else feel like they just can’t get by? My wife and I make about 155k combined and we are barely getting by with our mortgage and bills. We made a budget and everything seems to be necessary. Are prices of things going up that much? We barely eat out or spend lavishly.. Anyone else in the same predicament?
My gf and I are early twenties. She lives in the city with a friend. I live at home. Most of her income goes towards rent and eating out/doing stuff in the city, and I save/invest aggressively, so we have quite a gap in net worth. I try to tell her to cut back on spending but she says it’s what makes her happy. Any one had a similar experience/ have advice?
Are there any pretax investments that I can leverage beyond the $18k limit on a 401k, $3.4k on an HSA, and $5.5k in a Roth IRA? NYC has some minor transit ones, but I can't think of much else.
EY folks, why does Independence ask that your spouse rolls over their ex-employer's 401k to a current one? What if the spouse doesn't want to do it? What are the options?
70k base salary, have a 20k emergency fund living in NYC and I’m contributing 20% to Roth and 401k (50/50), basically living paycheck to paycheck after that. What are your thoughts/advice? Am I contributing too much?
I am rolling over my after tax 401k (both contributions and earnings) directly into my Roth IRA. I know there will be a tax bill EOY for the earnings because they are considered pre-tax. But this is my 1st doing megan backdoor roth conversion. Can anyone explain what I need to do regarding this come tax season? Also does it make a difference if I roll over the earnings into a traditional IRA, THEN convert that to Roth instead of how I'm doing it directly right now?
Hi partners - Thanks for taking the time. Can someone explain to me how the pension/trust works in the big 4? I have heard different versions of this and I want to know the right answer. Thanks
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That feeling when you've been texting your manager's work phone instead of mobile and wondering why he hasn't been responding on urgent matters 😅😅
Starting a new project in Nashville... recommendations on relatively quick dinner in the downtown area?
More Serious. How many have friends struggling to find a job? I still have a few from college out for ~2 years. I keep hearing the economy is improving, unemp is down. I consider myself fortunate.
Everybody I know wants to get out of this project. It's only this project or you guys too???
Living Sunday with no regard for the horrifying Monday morning flight wake up. Worst moment of my week
Delta offered me Amex gift card for $800 and I accidentally selected Delta gift card. Anyone I can fix it or get it replaced? Or Anyone wants to buy it?
The app which needs your linkedin details to find out the "truth" about your company name and still claims to be anonymous. Questionable!
How does one move from Federal to Commercial? I have commercial contacts but they aren't sure what the process is
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