New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

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Roth IRA is an individual retirement account, separate from a company 401k. You can only add money into it if you make less than a certain income so it’s best to take advantage of the 5.5k/year you can put in while eligible. You aren’t taxed on gains.

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Agree with Deloitte - max 401k and max ROTH IRA for the next few years until your salary increases too much and you’re not eligible to invest in a ROTH IRA. but always max 401k. Then if you have leftover money put it into a savings account until you have a nest egg of 3-6 months savings. Then you can play with stocks :)

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