Just spent 45min on the phone with Amex customer service to have incorrect interest charges of $0.46 and $1.16 removed from my account. After realizing how long that took, I can’t decide if it was worth it, because fuck Amex having an extra $1.62 of my money or if I should have just cut my losses because it’s literally $1.62

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Looking for Best realtor deals available in Atlanta. I wish to sell a property but feel 6% is too high for commission. Pls share best deals you were able to get from a realtor

Would you buy a brand new car in cash?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Hi! Can you please explain how the tax differs if you live in NJ and work in NYC. If you lived in Manhattan or queens Brooklyn etc and now lines in NJ so you see much difference in income taxes? Thanks!

I'm looking to join VISA in a strategic director role, and have already applied. However I have two offers from other fintech's on the table. However VISA is my top choice, how do I expedite the interview process?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Thoughts on purchasing VGT, VOO and VTI right now?

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Does anyone know the plan between the Chase Marriott card and the AMEX SPG?

Moving to Austin end of this year, with a new baby.

With ~$500k HHI and almost no debt, in which neighborhood can we practically afford a house? We do outdoorsy stuff (mtb biking, kayaking etc.) and also have a dog that likes to run.

Any suggestions are appreciated! 🙏🏽🙏🏽

I have a prospect who is a US resident living in Canada on a temporary work visa. They are being told by their advisor that they must liquidate all their accounts (brokerage, IRA, and 529). ...

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

Hi Fishes, Is it possible to process h1b as cap exempt if I had worked on USA in h1b status for few months and if the visa is expired now, once I join a new employer.

Can the $7k HSA limit be for myself + kids, or does it have to be myself + SO + kids?

Anybody got any fire penny stock plays? IDEX is mine, but I’m looking for more!

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

What is your fashion inspiration? (i.e. GQ, Pinterest, etc?)

I have billed 4+ hours today helping a partner prepare a 10 slide PowerPoint for a board meeting tomorrow. Let’s say half of the time was fixing spacing and formatting. I really don’t care as I am billing all of it, but am I wrong in thinking this is unjustifiably too common and a waste of time?

Hello guys! I work as a Campus Tech, I deal with 1200 kids for a Charter K-8th grade and 100 staff. I love working with a school district due to the amount of time we have off during school and summer off. But I’m debating on the pay I feel as I’m under pay for the amount of work that I do, troubleshooting Chromebook’s, laptops, printers, & projects…anything that plugs into the wall I cover. Does anyone else work with school district doing IT work for. My end goal is getting to an ISD school

I lead our SOC practice for a US mid tier cpa/consulting firm. I've been losing a lot of deals due to lower cost / boutique vendors who are partnered with these SOC automation platforms (Vanta, Laika, etc.). Have any of you used these tools for the audit and what has your experience been like? Thanks

Men, what’s a good work winter coat/jacket/parka company? Looking to stay under $500.

Just started in Biglaw as a first year - one of the partners made a passing remark that he couldn’t remember my PQE but thinks I’m “the same as X associate”. Went on LinkedIn and saw that X associate is a third year. How do I gently correct this misconception in a future conversation?

Struggling to get work at a free market firm after lateraling. I was very well liked at my prior firm and had high hours so really struggling to understand why folks don’t seem to want to come back to me with more work. For those at free market firms, how frequently do you have to ask for work? How do you typically ask? Just send partners emails asking if they have any deals for you? Thanks y’all.

Have interview coming up, really nervous. Need to develop and analyze a business case. Any suggestions on approach?

Currently staffed on a project near Reading, anyone up for dinner one of these days?

Any one working in Emirates NBD in tech roles?

Is there any PG/ FLAT available in Pune (Hinjewadi phase 3) location or nearby it. (For Male)
My company is Capgemini.
Please respond quickly.

Not sleeping bc I don’t want to wake up for another week of the stressful, meaningless sameness. Please share how you carry on.

Are the economy parking lots at ORD still open? Asking for my parents who will be traveling from the suburbs to the airport, and prefer to drive their own car.

Are there any senior RPA/intelligent automation job openings I can explore?
I am AA and UIPath-certified, with more than 15 years of IT experience (including 4 years in RPA with investment banks).

Hey guys! Need like to unlock features.

Is it true for Assoc 602 level who hasn't completed one year, can't have S. My managers(functional and local) gave this reason for my OOO?

My functional manager personally messaged me later and said his recommendation is SOS but they cannot work past through the rules of less than 1year

Hedge fund or VC route?

Hi Everyone! I’m looking for AR valuation vendors since our health system has recently expanded. I know Crowe/RCA is a major player in this space. Does anyone know of any competitors to Crowe?

Feeling grateful today. 🥺

I love my SO. We’ve been together for nearly a decade and are talking marriage. I know being with him though will require living far from my family. I love my family and dread the thought of being far from them. My SO has been transparent about wanting to return to his home country. I don’t want to lose him but I also dread being far from my family. What’s the right call here? Fwiw he’s lived in my home country for about a decade now but has been able to visit his pretty easily (cont)

Surface Pressure from Encanto hits me harder than anything has in a really long time…

“Pressure like a drip, drip, drip that'll never stop”

I'm not hearing enough about Miya Marcano from the media

BCG > Bain or Bain > BCG?

I need help. I constantly pick at my beard for the last two years. It is creating holes and looks terrible. How can I solve this. I tried a number of things to keep my hands busy. Also how can I grow my beard thicker?

I miss the Friday evening post. :-(

So my GF went to the gynecologist yesterday and they told her she was infertile, there go my chances of having one more baby. I also don't want to leave her because of that I believe that would be a dick move of me. What should I do?

Ladies, sometimes we like our hair pulled a little too

I’m a rebellious teenager trapped in a 30-year old woman’s body

I’m in the middle of moving by myself. I’m job hunting, because I lost my last one. My relationship has basically imploded. I sleep a lot on a fucked up schedule because I’m depressed but I can’t afford help, and I only get it when insomnia gives me a break. I’m so done and over all of this. I have so many heavy regrets. Idk how to carry all of this.

I’m so grumpy about new campus hires. Sometimes I’m judgmental (your hobby is “working on your golf swing,” really?). Sometimes I’m just exhausted by the worried earnestness. Sometimes I’m amazed that they seem to have zero useful skills, yet they’ll be making 150k easily in the not too distant future.

What work/life event (if any) made you arrive to the conclusion “this is just a job”? How old were you? At what point in your career / How many years of tenure?
How did your attitude towards work and work-life balance change?
Have you ever revisited or regretted your conclusion? Why/why not?

Took PM robitussin instead of DM 🤦 mad tired right now..😴

Guys I had a terrible nightmare this morning. Apparently I saw two middle aged men burning alive in a hotel room. And then I woke up.
Too much game of thrones or is there some meaning to this lol

If your GF is interested in a 3some, what are your thoughts on that? 🤭

I've been almost 3 years in my previous company and never have I ever tasted any raise from them. I got transferred to different accounts and LOB it was so exhausting and finally when I decided to leave and send my resignation my Supervisor be like "you know you should be thankful of your job" To be honest the job was very stressful and supervisor at some point is somehow toxic but thankful I get to take my leave.

I purchased this body massager only because it was on sale. But now I really like it for pre and post workout massages.

Showers feel fukin amazing