Thoughts on purchasing VGT, VOO and VTI right now?

Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

What do you think about the outlook for AM / HF jobs in the future? Will they continue to be there, or will they be slowly canceled by passive investing? Thinking about going into IM post MBA, but this thought is holding me down

Hi IBMers,
Do we need to mandatorily submit the rental agreement, rental proofs and landlord's PAN to claim HRA for any amount?
Please help me with your suggestions. Thanks in advance 😊

Do y’all do 15 year or 30 year for your portfolios? I personally plan to have a “job” or “career” for both the next 15 and possibly next 30 years, so should I just do 15 years to get a free and clear portfolio earlier? 25 year old and just getting started. Have a duplex in a major market (looking to refi out of FHA), and eyeing other opportunities now. I don’t “need” cash flow, so should I try to just build equity?

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

I just started working as an freelancer and I am paid in USD. How do i encash them in INR? What would be withhold tax deduction? Can someone please help?

How is the GSAP tech allowance taxed? Bonus or income?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

How to transfer PF fund from hcl to epfo if i was a non pension member???

When contributing to a 529 plan in PA, in addition to being able to deduct PA state taxes on the contributions, can we also deduct the Philly city tax?

Other than Airbnb, what is the best way to find month to month rental options?

Can you change your 401k contribution amount specifically for bonuses, in the fidelity 401k? You can do this for Schwab 401k but not seeing an option for fidelity

Thinking about buying a house in La Mirada and start a family soon. Any thoughts on La Mirada area?

Which service(s) do you use and can recommend to send money to India?

How do you develop salary expectations? Any sources you use to help figure out what the market is like?

Got a phone screen with Amazon - accepting any and all good vibes that it goes well. It's a great role for me and while I don't want to relocate I really want this job!

Thanks to covid I realized how much I love and appreciate my traveling consultant lifestyle. Almost gave up on consulting but I’m ready to give it another shot. This was a blessing in disguise

How do I politely resign? I was going to put my two weeks in last week, but it felt inappropriate because my boss was hospitalized. She is back from the hospital now but still isn’t feeling well. I start my new job on the 12th 🙃 I don’t want to be a jerk but this job is not a good fit for my current lifestyle.

What’s everyone’s favorite bars?

Curious how other people’s brains work.
When you get an activation brief, what’s your process for coming up with a solid idea?

Look for cultural moments that you can adapt? Look through award show books? Scroll YouTube videos until 3am?

I know that every brief and every idea is different, but I’m more interested in the process and what you’re creative routine is to get the wheels turning.

Thanks.

My prayers go out to the Dallas police officers, thier families, and any person who has died from a police officer. We need to regain trust in one another and start treating one another as family

Been reading a lot about how fbook manipulates timelines. Started an experiment where I'm liking post I wouldn't normally like. Kinda excited to see how it turns out 🤓. Has anyone done this before?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

YOE : 7.8 i have an offer from IBM and HCL.
IBM : 18 fixed + 1 JB HCL : 21 ( 18 fixed + 1lakh approx (monthly variable) + 2 lakh Annual variable ) . Now i have a discussion pending with Robert Bosch , What should i quote ! Which will be better for job security and work life and overall career growth .

I'm a long time prosecutor getting into the ID game and billable hours. Are there any resources out there that can help me get more effective/efficient without spending months/years learning the hard way? Some days I'm at the office 10 hours, took virtually no breaks and yet only bill 7. 🤬

What does everyone make and I s that above or bellow the respective union hall in your area

Anyone got any insight on working at Preacher?

My fiancé and I invested in a small startup about five years ago and are about to get a $300,000 pay out (after taxes). What would you do with an extra $300k? (We have no debt, have sufficient savings and own a home already so the basics are covered.)

Recommendations on buying work shoes for guys? Any new designs? Favorite company? Need to buy two new pairs.

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How much do you all have invested in safer funds vs stocks (outside of retirement accts)?
Currently at a NW of ~350k and have 125k in funds and around 70k in stocks, including ESPP. I’m fairly young (late 20s) and wondering if I should throw more into the stock market over the next few months or wait it out for a correction

What's your target retirement savings? Target age? Combined or single?

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Would you cash out refi a rental property to buy another rental property?

Looking for an investment advisor who is 1) a fiduciary 2) has a CFA/CFP/CPA or some combination thereof. No exceptions. DC/Baltimore area.
TIA.

How do you boost your credit score within a couple of weeks? Very small increase needed.

Long term recommendations for ETFs buying in now? QQQ and VTI? Recommend any of the blue chips?

Just got in this morning to GME and AMC and it’s been rough but you all are giving me hope to hold on!

If 80% of my portfolio is in S&P 500 index funds, I'm assuming holding is a good call? I've held everything thus far. Just wanted some confirmation that I've got a good strategy.

What stocks are you betting on for 2018?

Which assets to invest pension into?

How much would be a reasonable spend for accommodation for a weekend trip 3-5 hours away from home? I'm trying to calibrate if every AirBnb and Hotel options I'm looking at is expensive or am I being a cheapskate? It was me, my SO + a pet.

My husbands company does not offer after tax contributions. Since pwc does, is there a mechanism where I am be able to increase mine to roll over to his? Understand it wouldn’t be straightforward, but wanted to see if there’s a way to do it. I know we would each be subject to the 58k in tax advantaged accounts.

With rates going up, is now a good time to start a CD ladder?

What might be the ripple effect in real estate? When is a good time to get in?

If I have a six year old and 150k in a 529, can I say I’m done?

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?