Thoughts on purchasing VGT, VOO and VTI right now?

like
Posting as :
works at
You are currently posting as works at

VOO and VTI will likely perform identically. Just pick one of those. I prefer VTI. Adding Vgt to one of those is really just tilting towards tech which is fine if you want to do that

like

I have all 3, right now I’d lean more towards VTI if I were buying just because tech I think is going to continue to decline over the short term.

VTI being the most diversified seems the most stable and doesn’t drop as much as the others on the bad days, but doesn’t gain as much as the others on the good days. So that’s why I like all 3, because the big days on VOO and VGT are great.

funny

Extremely duplicative to buy all 3, but they are so broad I think it’s always a good idea to add to any of these positions for long term growth

like

Related Posts

Anyone know good cpas or tax preparers? Mine should be fairly straightforward, but I’ve worked in 3 different states so worried that’s going to complicate things for me

like

Max you would spend on a condo/apartment with about $1.5M NW and 500-750K income? No kids so no fixed costs currently for childcare and school though could see those emerging in the next five years. Otherwise pretty low key lifestyle with maybe a few meals out a week. Interested in hearing both from a purchase price and rent perspective. Thanks!

like

Does anyone have any suggestions on small side gigs or other ways to make some quick cash for the holidays?

like

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

helpful

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

like

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

like

Any guesses/predictions on when this housing market gridlock ending? Reasonable prices and reasonable mortgage rates? Umm like a 2017 or a 2018?

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

like

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

like

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

like

What are your thoughts on Tesla stock ? Do you think it will reverse next year ? The company is in very good shape , it is getting smashed because of the twitter drama alongside high interest rate but i think it is very cheap stock today when i think about future prospects

likeuplifting

Looking to buy 35K marriott bonvoy points. Let me know if anyone’s willing to sell?

like

Hi all! Would any of you place a bet with a NFT you own, with the possibility of winning another NFT or walk away with nothing?

Can someone please for the love of god help me figure out how I can pay less income taxes? I only make 88k and I put the 12k standard deduction but I’m still getting taxed 27% of my paychecks! My sign on bonus (20 even) a few months ago was taxed nearly 45%! Excuse my ignorance, but am I doing something wrong? Will increasing deductions help or should I increase the withholdings? Is this normal?! Thanks for any help/advice, it’s greatly appreciated.

like

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

like

Who day trades / swing trades with another job? Any tips?

In particular wondering if it’s a sustainable side income or just for fun, and what are you trading (stocks, crypto, forex, futures, etc.)?

like

I'm age 40. Does the info below mean if I stop working now and collect the benefits at age 67, I'll get $3403 monthly social security benefits?

Post Photo
like

Whats the second source of income for a IT employee ?

like

More Posts

Hi Fishes, I received a mail with subject line 'Accenture Recruitment Status - You've made it to our final interview at Accenture!'. What does it mean? As I Have cleared technical aptitude test and technical Interview can I assume this will be an HR round?

like

Does CGI gives project in sane technology in which they have hired?

In how many days, BDO rise give reply to your interview 2nd round? Anyone here from BDO rise here?

Hi everyone, I work for large startup (300 employees) and I have been asked to develop a Progressive HR manual template. Some examples include gender neutral restrooms, lactation rooms, signing off emails with pronouns, and etc. Any tips/links for resources to help would be appreciated.

like

Paid $100 application fee for GEP but police verification not available at my home location during my visit to India. Is there any work around?

If h1 client location LCA amendment is in progress, can I travel outside country for visa stamping?

like

What’s making those of you who want to go back to India want to go? I hear the work culture and bureaucracy there are the main reasons people come to the US.

like

Going from 165 as an ACD to 210 as a CD? Is that about right?

like

Finance experts, help me understand what a major deflationary period will be like. ELI5

Hiring BA, PM, Sr Tech PM, and experienced Program Managers for EPMO. Hybrid schedule. Healthcare environment. Central IL location.

like

Salary compensation for a Sr technical program manager at Wish?

like

I want to know whether the Medical Policy of 3 Lac which is given by the company by default in which along with me my immediate dependents like my spouse and children are covered or not?

like

Looking for a TPA in Houston. Any recommendations?

like

A shout-out to the timely, engaging, and relevant work created by Grab in-house for the SEA region. It should be awarded creative advertiser of the year.

GSP San Fran or Leo Chicago?

like

Recommendation for good housekeeping services? Standard cleanings for one bedroom apartment

like

Hie folks ,
I applied in Bosch India through there website, the application says in progress since two weeks should I assume I will not hear from them . Or should I reach out to them . Does it takes this much time to get a reply

like

How is the hike guys?

Hi Sharks,

I got an offer from FTD for permanent work from home. But i am not sure about the company.. Also the market conditions are bad too.. There are many layoffs from various companies.. Looking for suggestions..

like

Looking to upgrade dress shirts, looking at Charles’s Tyrwhitt non iron stretch and they have a really good deal (3 for $99) thoughts on their shirts? Never tried on, will probably order my size 15.5 34 in a slim

Additional Posts in Personal Investment Chatter

like

Book suggestions for new-ish investor - PLEASE. Need to learn the fundamentals

like

Considering opening a 529 plan to fund my MBA in the future, is that possible?

like

What stocks are you betting on for 2018?

like

What are your thoughts on Baidu as an investment?

like

What might be the ripple effect in real estate? When is a good time to get in?

like

Is there a calculator that I can put in all my investments and see how it works out in 50 years? I know each brokerage has their own projection thing, but just wondering if there are any other tools where i could combine everything?

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

likehelpful

Long term recommendations for ETFs buying in now? QQQ and VTI? Recommend any of the blue chips?

like

What's your target retirement savings? Target age? Combined or single?

like

Recommendations for a Roth IRA?

like

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

like

How do I legally gets my hands on $100k that my future wife wishes to hand me over for investment purposes (she is outside the US). We won’t be marrying for another two years. Thank you!!

likefunny

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

like

I want to open a Roth IRA for my mother (55). She makes about $9k from an international job and doesn’t file a U.S. tax return. How does the government check if I find it with the maximum of $7k?

If planning to buy my first home in next 1-2 years, what should I be doing now leading up to the purchase e.g. things to boost credit score?

like

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

like

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

like

Just got in this morning to GME and AMC and it’s been rough but you all are giving me hope to hold on!

like

Had my sapphire preferred for 4 years. Can I downgrade to a freedom today and re-apply for a sapphire after a couple weeks to get a new bonus?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal