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Rising Star
varies by location just get a quote and see if it helps
It was required in my state. USAA landlord policy was slightly cheaper. It was drastically cheaper when I was with Allstate. I would do it to avoid any issues in the future if a claim is needed to be made. Had a buddy that lost out because he had the wrong type of policy.
Landlord insurance is typically cheaper than a homeowner’s policy. If they’re quoting you more than I wouldn’t see the reasoning.