Last year, I earned over 100,000 points through my travel rewards card but now that I’m ready to book my trip, I want to ensure I make the most of my rewards. What are the best strategies for effectively redeeming these points? How can I maximize the value of my points without breaking the bank? Although my meme looks pretty aggressive lol, I would just really appreciate people sharing what they've done in such situations.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Hey
I have investment in crypto and as per kpmg policies we cant hold it. Can anyone please tell is there any way of holding the same and not getting caught.

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

I’m clueless about 401ks. If I go to a new job does all that money I put into my 401k transfer with me? I’ve heard both yes and no so I am confused

Roth vs Traditional 401k, thoughts?

(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

I just took an international trip via KLM and my ticket was bought through Delta. I’m a Delta Diamond Medallion. There were zero (actually negative) perks with flying with partner airline. More below

Which demat accounts can a Citi employee hold ?
Is only Kotak securities allowed ? Are there any exceptions ?

@Partners - how much money do you need to invest I to the firm to get your partner share?

How does one use 500 Mile Upgrades on AA In the most effective manner?

Planning on a trip from NYC to Miami. Need 2 suggestions — 1) best neighborhood to stay for 2 laid back women in their late 30’s, 2) best way to move around between car rentals vs Uber? If car rental, any recommendations on which rental to use given the astronomical gas and rental prices?

Taking 8 days off in DC/Jan (over New Years). I want to do some hiking, but not sure where I want to go. Based out of DC. Any recs?

Booking a last mintue trip to India over Christmas New Years. Anyone have any tips on best places to book business class? From JFK.

Any thoughts on the Airbnb IPO, price to get in on?

Is it stupid of me that I scaled back my 401k contributions 12ish months ago because the market is so high? Considering increasing again but am wondering what y’all are doing?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

where is the best place to sell or trade in my used car? (2019 van low km’s)

All my investment is in real estate - 1 primary and 2 rental. Total 3.7 M value and 1.7 mortgage pending. About 400k in cash. I’ve 0 RRSP. Is my investment strategy terrible?

Out of context, It’s my girl bday coming this month so I realise that.
Your gf bday is more expensive then your own bday..
1. On Your bday, You just need to plan budget for trip.
2. On your gf bday, You need to plan budget for Trip and Gift

Hey everyone! I’m a couple months in of trying to find a SDR role. Does anyone have any advice for interviews or just to stand out from the crowd? Any advice would be much appreciated!

Hello everyone! I am looking for any advice on how to land an interview at SAP. I have been in the tech industry for three years now and have tried twice to get my foot in the door for the SAP academy for sales. Any advice or guidance is appreciated!

Searching for a local investor & partner in East Thailand for licensing and cooperation in farming, harvesting, trimming, extracting and washing to produce the highest quality of different types of hashish for the local medical industry and for local recreational sale. Export of the product is also in the pipeline for revenue generation.

Can I move to Florida the month my bonus hits and not pay any NY State tax on it? Or would I just declare that 1/12 of the year I was in Florida and get the pro-rated refund from NYS on my overall Pay

Hello guys,

I'm having total 7+ yoe (5+yrs embedded developer + 2yrs in FuSa automotive) Initially HCL have denied what I've expected for automotive FuSa and they have given an offer of 10LPA with a justification that my relevant experience is less, now I'm holding an offer of 18 LPA and asked HCL for a counter offer for the same position what do you guys think will HCL offer me this much?

TIA

Anyone going to church every week in NYC?

What is work mode right now? WFH or Hybrid?? Any notice from Novartis about initiation of its onboarding process at office?

Hi all,

Need genuine opinion.
I have experience of 6 years in performing sast/dast and also managing a small team
Should I take next role in core pentesting as a senior tester or
Lead role to manage security of applications and junior pentesters ?
Let's say I do pentesting for another 2 years, Does core pentesting experience will add more value to take up lead role later?

Are all the Oracle certifications free irrespective of our team after we join Oracle? Or WT can do certification only of our manners assigns any to us?

Hi! I'm technically an AD but have found myself working in so many production roles as my work and really digging it all. I would love to talk to someone about all this production. Anyone down to chat about the production life?

When did you receive your signing bonus?

I was just informed that I am going to be extended an offer for AWS Proserve. What is the pay schedule for AWS… I thought she said that payday was once a month… I didn’t know if I heard this correctly.

Hello all, Need 11 likes for DM.
please give different expressions to this post, so that DM will be enabled.
Thank you.

Anyone use edgenuity? I'm starting Monday with students, never been trained, no guidance. Don't know how to set expectations if I don't know. ice breaker ideas? I'm not in my classroom.. media center.

Just received a text from a team member stating two missionaries that traveled through Tokyo were in my classroom teaching (private school). Said they hired a company to deep clean tonight. Thoughts?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

How does one use 500 Mile Upgrades on AA In the most effective manner?

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Since the Chase Freedom Unlimited gives 3% cash back on dining, does that mean you get more UR points that way vs. using the Chase Sapphire Preferred?

Can I simply upgrade from Amex Blue Cash Preferred to Amex gold? Or would both just be open at the same time since one is technically a charge card?

How do you ask for points?

I have a boneheaded question I’m pretty sure I know the answer to. My partner can’t use my Hilton Honors account for an upcoming stay he is going to book, right? He doesn’t need my discount or anything - was just hoping that he could get my diamond benefits.

I was on an AA flight that turned around near the final destination due to "air conditioning problems," landed back in Philly, then we reboarded a few hours later.

What should my demands be?

Amex Platinum or Chase Sapphire?

Best Hyatt in Hawaii (ideally Kona or Maui)?

Having trouble opening a new bank acc (eg Marcus by GS, Ally) as I‘ve only been in US for a few months and have no credit history. Any international fish have tips to circumvent?

Flight attendant woke me up while I was sleeping to give me ice cream, then I couldn’t go back to sleep.
How many points?

Did EWR pull out of priority pass? Seems like there are no more lounges listed at the airport. Kinda disappointed with the sapphire reserve lounge access…

Will have a night in Houston for work. Never been to the city before. Any tips on best SPG/Marriott property down there?

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

How does one go about complaining about a poor hotel service incident and getting points? In a country where I don’t speak the language so I’d rather not waste time trying to escalate in person

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

Need 6 Marriott nights to titanium (spend doesn’t matter). 1 - would any hotel manager cut you a deal? (Ie if 6 nights is 60k; let me pay 30k and get the nights and I won’t use the room?); 2 - where are cheapest Marriott hotels? I found 10k per night in burbs of Chicago? 3 - would any cheap Marriott let me run this scam remotely? (Ie call Abilene Texas, check me in without my showing up)

Are Delta international award tickets fully refundable the same way domestic ones are?

Would you rather have 5x amex MR points or 3x chase UR points for each dollar spent on flights? Why? Company let's me book flights on personal cards and trying to decide which to choose.