(Explain like I’m stupid, because I am, but be nice) Refinancing a construction loan to a standard mortgage loan. Borrower and lender entities not changing. Current UCC-1 filed securing “all assets of debtor” in 2019. Why is it necessary to file a new UCC-1 at closing securing the exact same collateral?

What happens to my 401(k) now that I’m leaving the firm?

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.

ELI5: back door Roth and mega back door Roth. What are they, who do they benefit, how to realize?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Long-time hodler (btc, eth only) feeling scared for the future of crypto as more info comes out about tether and bitfinex. Help!

I run a couple of different discords. One is about educating people on NFTs and Cryptocurrency. Welcome and I hope we can have some great conversations and help diminish the stigma of NFTs.

First time investing:

1) When I sell my stocks and have capital gains, how much do I pay in taxes? %?
2) Are Boeing shares worth it?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Thoughts on dipping into the condo market? Was thinking of waiting till March but don't think prices will drop that drastically and will be ok long term...

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

Guys, what platform do you use to trade US stock?

What states have a big law market where I can get the most out of my dollar? Also currently work for CA firm, if I move to another state does the state tax rate switch to where I live?

Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

Anybody got any fire penny stock plays? IDEX is mine, but I’m looking for more!

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Hi Fishes,

My wife is getting transferred to California from India and she is offered 143k.

How much she can get after tax deduction and all? How much she can save after all the expenses?

She is insisting that I travel with her and get the job in the US. I'm a software developer having 4.1 YOE. How much can I get in the US? Is it worth traveling with her?

Any information would be helpful, Thanks in advance...

Any recommendations on where to invest 10k? I have about 15k in stocks but I don’t think I’ve done a great job picking stocks. Also for people making 150k+ how do you budget your money monthly?

Put all your money in crypto. It’s done going down.

Do anyone have answer to OFRO TRAININGS

Any tips for digital marketers going from an agency role to in-house?

Hi everyone Today is my tcs doj and I got a mail from my onboarding manager that your doj is postponed please connect with your recruiter.
What might be the reasons.

Has work from office started in EY GDS Bangalore?

What would be the pay for a grade 11 job at S&P?

How is Genpact Credit Risk Modelling team? Is it worth joining??

What is your favorite book about how to achieve high levels of success at your current job?

I am a technical writer with 2.8 years of experience currently earning 20LPA am I being underpaid?

Took REG twice and got 69 both times without studying business law. Best believe I am going to study business law to the death of me

Anyone have any experience with xy planning network? Thoughts?

Looking for a good recruiter in central to puppet Florida...anyone have any one that they can recommend?

Mid year promotions confirmed!

Seems like Tokyo is a hot topic here. Gonna add another question regarding that—has anyone here worked as a copywriter in Tokyo? Any insight on agencies/companies that hire English-only copywriters?

Hello Friends, I have 2 questions please help to clarify.

I am joining in CTS on September last week so when i will be considered for appraisal ?

And also for variable compensation I will get in this March right? For this we don't need to wait for a year I guess.

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

What would happen if I don't join a company after accepting offer letter?

How can I make $140K and above w/ 5 YOE in operations, program management, client delivery? Worked in NGO for 3 years then consulting for 2 years.

Do you use a series LLC for real estate holdings? Why or why not?

Conflicts check question: how much detail will I need to provide to (hopefully) new firm? I’ve been at the same place for a decade…so many transactions over the years! It will be easy enough to gather info by client matter number, but that doesn’t capture sub-entities and/or any other specifics.

If a lien was placed in one persons name on a property held in joint tenancy with survivorship and the party who’s name was on the lien (one of the joint tenants) dies what is the status of the lien?

When Borrower is SHOCKED that the Bank doesn't want to give them 100m without completing their due diligence first 🙄.

Any good books to help get you up to speed on real estate finance matters?

What are the top firms for RE in Seattle?

When will real estate law move past the need for original signature pages? They are the bane of my existence.

Do you review the other side’s escrow instructions and provide comments? 4 years in and I’ve never done this. Working for a new partner and she insists on doing so “in case there are competing instructions” but isn’t that the entire point of funding through an escrow agent/title company?

Looking for a bit of insight on how commission or bonus is structured on flat rate residential real estate at Canadian law firms. I was offered a good base salary and I was asked what type of structure I was looking for. I am uncertain as to what is considered standard or what to look for in terms of bonus/commission structure. Any insight is appreciated!

I’m about to be representing more borrowers in loan docs. It seems much different than representing the lender where “it is what it is” and bank weighs in if we are going off form. What are the top things to look out for?

Pro forma or proforma?

Feeling better about myself after reading a 20 year old correction deed to insert "grants to" that had been left out of a quitclaim deed. And I thought *I* was moving too fast and missing stuff 😂

Do you charge a flat fee for representing a buyer in a straightforward purchase and sale of one property? What’s ballpark legal fee — from LOI to PSA to diligence to closing? Assume pretty clean title, maybe one CC&R.

How many different matters do you think you can competently work on before getting overwhelmed?

I want to get into Real Estate Law - as a NY attorney I know it should be relatively easy to get my real estate brokers license and I’m also considering a 1 year LLM in Real estate law, is the LLM worth it or should I just continue applying to real estate attorney jobs?

Title company just gave me a commitment with 72 B2 exceptions and the first one (after standard) is an unrecorded lease from 1862. Send help.

To add tables of contents to long agreements or not?

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)